Description: Do you want to avoid cybercrime? Online identity theft and fraud, webcam hackers, ransomware cyber-attacks, phishing, and other scams are a threat to all of us. Keep reading to protect your data and privacy and save your files and finances from fraudsters.
How to avoid cybercrime
The cyber definition relates to the field of digital technology, and today is often associated with cybercrime. You might say that it doesn’t matter to you as you’re not a big cheese in the business world. Big mistake – since all individuals save data on their computers that is potentially profitable for scammers.
Unfortunately, plenty of people are reckless when dealing with cybercrime. For example, up to 73% of users reuse passwords in their online accounts. The following tips can protect you from cybercrime.
Cybercrime – types of threats
A definition of cybersecurity is the integrated protection of internet-connected systems – hardware, software, and data from attacks. What are the types of cyber-attacks that lie in our virtual path?
- Webcam cybercrime means that scammers can hack web cameras to spy on you when using Trojan horse attacks.
- Screenshot managers do cybercrime when they make a snapshot of your PC when you click a doubtful link or download a file from a suspicious source.
- Cybercrime occurs when the ad clickers display ads and motivate you to click them, for example, when you are reading gadgets and electronic reviews and let end up with malware instead
- DDoS attacks were developed to disrupt business/e-commerce websites to by directing tons of traffic from numerous sources, and disrupt business operations.
There are plenty of other attacks in the modern web world. For example, online identity cybercrime means that a hacker gets unauthorized access to your personal data. It can happen if you provide somebody with private information when communicating with a scammer via email or by the phone. Fraudsters can even deliver you (or themselves) a credit card that you’ve never applied for.
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5 tips to stay safe online
Cybercrime is an everyday danger, and sometimes cyber police are unable to help. So, it’s arguably easier to prevent cybercrime than to deal with the consequences. How to achieve that?
- Install a current antivirus system and accept updates when getting official notifications/
- Never use the same passwords on several websites. Try to complicate them with symbols and numbers. Don’t choose your name or date of birth for a password.
- Cyber-attacks today are not a joke, so you should strengthen your security system with a firewall to protect yourself from unwanted traffic.
- Pay attention to the web camera LED indicators (they’re red on external devices and blue on laptops).
- Be cautious with strangers. Don’t talk to them online and don’t accept offline tech help if you’re not sure it’s credible. A stranger from an unknown company can offer you computer support and then do cybercrime and spy on you remotely.
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Jake Lester is a content writer whose passion is to enhance people’s mindset and fulfilling every anticipation from him. He has already covered a great number of different topics, bearing in mind that uniqueness and impeccable responsibility are the paramount aims. He is always on his curiosity voyage and encouraging inquisitive readers are the pedals to successful content.
When it comes to cybercrime, many people believe that hackers taking their financial information is the only thing to worry about. The situation, though, may not be that straightforward. It’s not simply the economy that people are worried about. Cybercrime is a constantly changing field, with new dangers emerging on a yearly basis. It’s easy to get discouraged from utilising the internet altogether when you learn about the wide spectrum of cybercrimes that exist.
Probably not the best course of action.
Instead, learn how to spot cybercrime so you can take steps to keep yourself and your data safe. Take basic safety measures and know who to call if you witness someone else doing anything illegal online.
Even if you’re interested in learning how to avoid being a victim of cybercrime, the truth is that you can’t. You can, however, assist protect yourself by taking preventative measures.
What does the term “cybercrime” imply?
In the context of this definition, cybercrime refers to any crime that is committed mostly or exclusively online. Targeting computer networks or devices is a common crime strategy for cybercriminals. Security breaches and identity theft are both examples of cybercrime.
Besides “revenge porn,” cyber-stalking, harassment, bullying, and child sexual exploitation, there are other types of cybercrimes. Using the internet, terrorists plan and carry out their plots more efficiently.
How to keep yourself safe online
There are a few fundamental safety measures that everyone who uses the internet should take. Here are 11 suggestions to help you stay safe online from a variety of threats.
Utilize a security suite that offers a range of features.
When you go online, Norton Security helps secure your private and financial information by providing real-time protection against current and upcoming threats, such as ransomware and viruses.
Passwords should be complex.
Change your passwords often and avoid using the same password across many websites. Make them more difficult to understand. This calls for the use of at least ten different characters, including letters, numbers, and symbols. Keep your credentials safe using a password management programme.
Update your computer’s software regularly.
When it comes to operating systems and internet security software, this is critical. Exploits, or software weaknesses, are routinely used by cybercriminals to obtain access to your system. You’ll be less of a cybercrime target if you fix those vulnerabilities and faults.
Take control of your social media profiles and privacy settings.
Secure your private and confidential information. The less personal information you post publicly, the better off you are since social engineering fraudsters can frequently access it with only a few data points. The answers to two frequent security questions may be revealed if you give the names of your pet or your mother. You can visit us for your سيكورتي سايبر issues.
Boost your own network’s capacity
You should set up a virtual private network (VPN) and a strong encryption password before doing anything else. With a VPN, all of your traffic, from the time it leaves your devices until it gets to its destination, is encrypted. Only encrypted data will be intercepted if attackers manage to compromise your connection line. When using a public Wi-Fi network, such as one at a library, café, hotel, or airport, it’s a good idea to utilise a VPN.
Discuss the internet with your children.
You don’t have to cut off communication lines in order to educate your children about appropriate internet usage. Don’t forget to let them know they may come to you if they’re being victimised by cyberbullying, harassment, or stalking.
Make sure you’re aware of any significant security breaches.
Change your password immediately if you conduct business with a company or have an account on a website that has had a security breach. Everything can be researched in
Protect your identity by taking preventative actions.
An identity theft happens when a third party fraudulently gets your personal data, usually for financial advantage, and uses it without your consent. How? For example, you might be fooled into disclosing personal information through the internet, or a burglar could take your mail to get access to account information. Because of this, securing your personal information is critical. When using public Wi-Fi, a VPN, or virtual private network, may help safeguard the data you transmit and receive while you’re online.
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How are you helping cyber criminals steal your identity and your money?
We’re too nice. And we’re overly curious.
- “Oh, an email from my wife…. she doesn’t usually email me at work. Why would she send a link to this website – I don’t get it – what is this?”
- “I have an overdue invoice from this vendor? Wonder what this is for…”
- “My bank wants to test out the strength of my password for a security program they’re running. They said it’s urgent. I should probably go ahead and click this link to test it.”
- “Hey guys, Microsoft is on the phone, they said they’ve found a bunch of viruses on one of our computers, we need to let them connect through a remote session so they can fix it”.
- “The IRS is on the phone – we owe back taxes and we’re in danger of immediate arrest! We need to do what they ask right now, or they’re sending someone over.”
Every day, good people like you fall prey to cybercrime – through a phone scam, or through something you click on a computer or device. Because people are – by nature – nice and curious. The bad guys (cyber criminals) count on it. They’re for sure counting their money – many billions of dollars. A commonly quoted statistic says the expected “damage cost” (aka bad guy profits) of cybercrime will hit $6 trillion annually by 2021. This isn’t a group of kids in someone’s basement. They’re professional, international criminals – well networked and spread around the world. They’re fast, efficient, and nearly impossible to catch or prosecute.
They want what you have – credentials to accounts, identity, and personal information. With it they can take over your cell phone, empty bank accounts, access/steal confidential files in your network, take over and spy on your email accounts, buy things on credit/debit cards, demand money from you, file a tax return in your name, use your identity during a violation or arrest, and so much more.
Here’s the thing: about 91% of the time, criminals get access because you give them access. Even the now infamous Target breach started with one person clicking on a fake email from a bad guy impersonating someone else – it’s called a phishing email. They now walk right through the front door as you might say. Gone are the days of hacking your firewall or antivirus protection. They can get past the “human firewall” easily.
Here’s the good news – YOU have the power to change this. How? By changing behavior.
- Stop being so nice, curious, and trusting. Naïve.
- Start being more skeptical, suspicious and cautious. Take charge.
Here’s a short list of simple tips to help protect yourself and your business from becoming a victim.
- Don’t click on links or open attachments in email unless you’re 100% sure the email is from the sender. And not just because the name in the email address says it is. This includes friends, family, clients, vendors, coworkers. Curiosity and temptation with one click can be devastating. Call and ask, text and ask, but ask. If you aren’t sure – ask.
- Don’t click on links or open attachments in email that appear to come from a bank, credit card company, package delivery service, etc. Go directly to the company website – and locate the request or offer there. Be skeptical of clicking links and attachments in email always.
- Don’t answer cell or home phone calls from unknown numbers. Break this habit. Even numbers that look local or nearly identical to your own. Bad guys use technology to mask and spoof numbers – hoping you’re nice and curious. Let unknown callers leave a voicemail.
- Ok, so you answered an unknown caller phone call. Don’t engage in conversations claiming your software is out of date, you’re delinquent on taxes, credit cards, invoices, other. Especially if they’re threatening an issue requiring immediate payment by phone through credit card, eCheck, wire transfer or other methods. NEVER give them access to your computer system. NEVER give out any personal information. If you’re unsure if they’re legitimate ask for a phone number to get back to them. Or, hang up. Don’t react by phone. Be suspicious and cautious.
- If you must answer the phone for unknown callers, example at a business, follow tip #4. Ask for a phone number to call them back after you check with your “Security Officer, Management, Attorney or Accountant”. (It’s ok to make one up). Don’t react by phone. Take charge.
- Don’t respond to a voicemail claiming any of the same issues or threats in tip #4.
- Know that if the IRS truly has an issue to address with you, they won’t be leaving you a voicemail or threatening you by phone. You’ll receive an authorized document by mail, or from someone with credentials in person.
To sum this up – if you’re suspicious or uncertain of your call or email – hang up, delete it. Go with your gut. Expect callers and email senders to provide verifiable information in their communication. If not – don’t guess or assume.
Change your mindset of “I have to answer every phone call and react to every email”. You’re in control, not the caller or email sender. Stop before clicking. Don’t answer. Check with a trusted advisor if you’re unsure. Times have changed. The stakes are high, and you’re the target. Protect yourself.
Ever year millions are victims of cybercrime and or identity theft. In 2016 I became a statistic as well. My identity was stolen and the ensuing credit card debt and lack of cooperation from the credit card companies forced me into bankruptcy. I am writing this with the holidays coming up to hopefully help prevent you from becoming a victim like me.
Avoid Being a Victim of Cyber Crime: Follow These 5 Tips
1. If it sounds too good to be true it probably is. I know this sounds obvious, but if you’re in a tough place or even if your just distracted enough it is very easy to let your guard down.
2. Check your annual credit report at annualcreditreport.com if there have been suspicious actions this is one of your best chances to find them.
3. Do not post your full birthday (including adding your DOB on your social media profiles such as Instagram and Facebook) or social security number online.
4. Have a plan for responding to potential theft such as a backup card that is unused so you can easily cancel the other one.
5. Be aware of common online scams including Western Union, Moneygram, Lotto, job opportunity, and business partnership.
Hopefully this information will help you avoid becoming a statistic like me and avoid the heartache of battling to repair your finances.
Expert, Entrepreneur & Speaker and a Social Network Specialist and highly regarded as a LinkedIn Specialist. Jason Baudendistelis an Amazon #1 Bestselling Author, Empact 100 nominee and serialentrepreneur that grew up on welfare. After some time as a seniormarketing executive at two different technology startups – one which received a buyout offer of 800,000 dollars – he missed being a CEO and began his new company.
Online identity theft, fraud, viruses, and hacking have all left internet users feeling not only violated, but also extremely vulnerable. These days, hackers have become much more sophisticated and advanced in their fraudulent efforts. The malicious intent of hackers and cyber attackers has since become a mainstream concern amongst internet users worldwide. With anyone just as likely as the next to become a victim of cybercrime, it has therefore become essential that everyone protect themselves against cyber attacks.
Though one form of protection was once enough to keep your personal information, identity, and computer systems safe, this is no longer the case. As advancement in technology has given us much to be grateful for, it too has brought with it a slew of opportunities for cyber attackers.
Read on for a list of the five most common online dangers and ways that you can protect yourself and your system from attacks.
Computer Cold Calls – Beware
Millions of households worldwide are being targeted by crooks. The scam is a matter of numbers, where instead of individually targeting specific users, the crooks are cold calling as many people as they can in hopes that they will eventually run across PC users who have a problem with their system. The call comes unsolicited and the caller will claim to work with Microsoft offering some form of help to fix a “problem that you are having with your PC.”
Professor Alan Woodward of the University of Surrey, who has been following the progress of this scam, indicates that the scammers calculate that the more households they ring, the more likely they are to run across someone who will assume that the call is genuine. He says, “Nobody thinks the scammer would be calling everyone in the book, but that is what they’re doing.”
Once the scammer has piqued your interest they will proceed to ask you for your username and password, or they may instruct you to click on a specified web link that will give them remote access to your system. Once they have gained access to your machine by either method, they are in full control and can drain accounts that you might have never thought to be susceptible to fraudulent activity.
If you receive an unsolicited call claiming to be from Microsoft, hang up; you have been targeted. They may continue to call back at which point you should continue to dodge the calls.
Mobile Malware is Dangerous Too
You are just as much at risk of falling victim to cyber crimes via online usage from your mobile phone or tablet as you are when you are on your desktop or laptop. Director of fraud at Experian, Nick Mothershaw, warns that not enough cloud-based users have the proper protection to prevent them from cyber attacks. He says, “About half of smartphone and tablet users have no malware protection, leaving them vulnerable to cybercrime.”
It is important to protect your smartphone, tablet, and other internet accessible devices just as you would use anti-virus software for your PC. In addition to having the proper protection, you should follow the same rules when on your phone or tablet that you do on your computer. For instance, never open emails from unknown sources and do not ever give out personal details to unknown sources.
Holiday Booking Fraud
When it comes to online booking, do not be conned by phony websites boasting false advertisements and email scams.
Just recently, travelers booking rooms through legitimate sites such as HomeAway, Airbnb, and Owners Direct have lost thousands after being tricked into paying for accommodations that do not exist.
The worst part about falling victim to these types of crimes is that there is little protection under the law and you will therefore struggle immensely to recoup your losses. According to Lauren Haas at BL Claims Solicitors, you should be ultra-suspicious if you are forced to pay a rental fee upfront or to send your payment to a foreign bank. This is especially true if the “business” requires that you submit payment via Telegraph Transfer or Western Union.
Of course you should always use anti-virus software for your PC, but there are other ways that you can protect yourself from being hacked, such as installing an intrusion prevention system like Snort. In order to protect yourself and your personal information, you should proceed with extreme caution when using public computers or networks. Your information is especially vulnerable when you use public computers because they are open to the public. That means that other people have used the computer system before you and may have installed programs that are designed to record your passwords as you type them in. Additionally, public networks generally have minimal security systems in place and thus connecting to their network leaves you and your system subject to attack.
Another fundamental preventative measure to take when trying to avoid becoming a victim of hacks and other cybercrimes, is to protect your passwords. This means never giving your password out, using unique passwords for each login, and storing your passwords in a safe inaccessible location. You should also take care to ensure that each password is strong. This means that it should include a unique mix of upper case letters, lower case letters, and special characters.
The last tip for preventing hacking is to never download unknown applications. The internet is full of free software. However, if you are not familiar with the source you should never download free applications. These apps can be loaded with malicious programs that will infect your system.
Avoid piracy by purchasing media content directly from the owner. Do not share your files or programs freely, even among family and friends. If you come across a site that offers pirated content be sure to report them to your ISP or local government.
If you are aware of other online scams or cybercrime scams, please share and help prevent others from becoming victims of malicious intent.
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Earlier this week, companies across the globe were hit yet again by a cyber attack.
Like the recent ‘WannaCry’ outbreak, the new virus exploits computer operating system weaknesses in order to freeze a user’s machine and demand an untraceable Bitcoin ransom for its safe release.
Such attacks are crippling for businesses but equally as harmful at home. We’re now living in an era where street crime mixes with that of the digital domain, which is why vigilance in both realms is vital.
In this post, we’ve picked out seven ways to stay safe online. And, while it’s impossible to remove every weak link within your digital world, the following tips will ensure you stand a lesser chance of becoming a victim of cybercrime:
1. Change your passwords – regularly
Hands up if you use the same password for every website.
Now, keep your hand up if it’s a password you’ve used for as long as you can remember.
Oh dear… more than we thought!
As inconvenient as it may seem, one of the best things you can do to protect yourself online is to use different passwords for each website, make them impossible to guess, and change them regularly.
Try out a password manager to make it less of a burden – they’re brilliant tools.
2. Don’t save your home address
Services like Google Maps have made journey planning incredibly straightforward, but they often prompt you to enter your home address to aid the process.
Avoid this wherever you can. You know where you live, and the time saved by not typing it in while route planning is outweighed by the risks of advertising your address to anyone who might use it to their advantage.
3. If an email raises a suspicion – delete it
Email remains a common vehicle for viruses and effective tool for cybercriminals. If you receive a message that raises a suspicion – no matter how small – delete it.
Remember – banks will never ask you for personal details via email, and if an offer sounds too good to be true, it probably is.
4. If biometric security is available – use it
If you have a relatively new iPhone or Android-based device, it will most likely possess some form of biometric security.
Usually, this is provided in the form of a fingerprint scanner, so check your settings screen.
The alternative is to use a passcode, which is inherently insecure. So, if you’re currently tapping a number into your phone to unlock it, try out the fingerprint scanner instead; it should be far easier to use and will definitely be more secure.
5. Don’t write down your passwords or PIN codes
We’ve all done it – now’s the time to stop doing it; don’t write down your access details for anything.
The same goes for your WiFi; ensure you change your default router password and avoid writing down the new one (store it in your lovely new password manager, instead!).
6. Log out of everything
Whether you’re logged into your webmail, favourite social network or bank account – make sure you go through the process of logging out when finished, particularly when you’re using a public or work computer.
Most websites will automatically log you out after a while anyway, but don’t rely on that – it’ll take someone seconds to get what they need after you’ve vacated the seat.
7. Wipe your devices before selling them
The secondhand market for smartphones, tablets and laptops is a vibrant one and it makes sense to recycle your devices in this way – particularly if you can make a few quid from doing so.
When you’ve successfully sold an old device, make sure you completely wipe it and return it to factory settings – even if it’s being sold to someone you know.
Your data is your data – it should never be let out of your sight.
Despite our best efforts, cybercriminals often find a way in, but if you follow our tips above, you’ll create a barricade that forces most people intent on stealing your data to seek out an easier target.
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According to the Identity Theft Resource Institute, the number of U.S. data breaches in 2016 increased by 40%. As recently as May 2017, a widespread “ransom ware” attack targeted personal computers across the globe.
While software companies are continually developing strategies to combat the latest cybercrimes, there are some steps you can take to help protect yourself online.
The stronger, the better
Most of us have a large amount of financial and personal information that’s readily accessible through the Internet, in most cases protected by nothing more than a username and password.
Create a strong password by using a combination of lower- and upper-case letters, numbers, and symbols or by using a random phrase. Avoid using a password with your personal information such as your name and address. In addition, have a separate and unique password for each account or website you use.
If you have trouble keeping track of all your password information or you want an extra level of password protection, consider using password management software. These programs generate strong, unique passwords that you control through a single master password.
Follow the 3-2-1 rule
Backing up your online data is critical to avoid losing valuable information due to a cyber attack. If you have digital assets you don’t want to risk losing, back them up regularly. This pertains to data stored on both personal computers and mobile devices.
When backing up data, a good rule to follow is the 3-2-1 rule. This rule helps reduce the risk that any one event — such as a computer hacker gaining access to your computer — will compromise your primary data and backups.
The 3-2-1 rule is as follows:
- Have at least three copies of your data (this means a minimum of the original plus two backups)
- Use at least two different formats (e.g., hard drive and cloud-based service)
- Ensure at least one backup copy is stored in a separate location (e.g., safe-deposit box)
Stay one step ahead
Finally, the best way to avoid becoming the victim of a cybercrime is to stay one step ahead of cybercriminals.
Here are some extra precautions you can take before you go online:
- Consider using two-step authentication — this involves using a text or email code along with your password to provide another layer of protection for your sensitive data.
- Keep an eye on your accounts — notify your financial institution immediately if you see suspicious activity. Early notification not only can stop the cyber thief but may also limit your financial liability.
- Think twice before clicking — beware of emails containing links or asking for personal information. Never click on a link in an email or text unless you know the sender and have a clear idea where the link will take you.
- Be careful when you shop — when shopping online, look for the secure lock symbol in the address bar and the letters https: (as opposed to http:) in the URL. Avoid using public Wi-Fi networks for shopping, as they lack secure connections.
Frank Mokosak, CFP® is a Principal and Investor Coach at Mokosak Advisory Group.