How to survive a nuclear attack

It’s been more than 70 years since two nuclear bombs were detonated over the Japanese cities of Hiroshima and Nagasaki, killing at least 129,000 people, and causing devastating, long-term health effects.

To date, those are the only instances of nuclear weapons being used for warfare, but the reality is there are almost 15,000 nuclear warheads remaining in the world today – and many of them are substantially bigger than the ones used during WWII. So, what would happen if nuclear war broke out tomorrow?

Don’t panic – there’s no evidence nuclear war is on the horizon. But in the video below, the team from AsapSCIENCE breaks down the science of nuclear bombs to predict how likely you’d be to survive. Let’s just say, in the case of a nuclear blast, you would want to be wearing white.

First, let’s get this out of the way – there is no clear-cut impact of a single nuclear bomb, because it depends on a whole lot of things, including the weather on the day it’s dropped, the time of day it’s detonated, the geographical layout of where it hits, and whether it explodes on the ground or in the air.

But generally speaking, there are some predictable stages of a nuclear bomb blast.

As the video above explains, approximately 35 percent of the energy of a nuclear blast is released in the form of thermal radiation. And seeing as thermal radiation travels at approximately the speed of light, the first thing that will hit you is a flash of blinding light and heat.

The light itself is enough to cause something called flash blindness – a temporary form of blindness that can last a few minutes.

The AsapSCIENCE video considers a 1 megaton bomb, which is 80 times larger than the bomb detonated over Hiroshima, but much smaller than many modern nuclear weapons (more on that later).

For a bomb that size, people up to 21 km (13 miles) away would experience flash blindness on a clear day, and people up to 85 km (52.8 miles) away would be temporarily blinded on a clear night.

Heat is an issue for those closer to the blast. Mild, first degree burns can occur up to 11 km (6.8 miles) away, and third degree burns – the kind that destroy and blister skin tissue – could affect anyone up to 8 km (5 miles) away.

Third degree burns that cover more than 24 percent of the body will likely be fatal if people don’t receive medical care immediately.

Those distances are variable, depending not just on the weather, but also on what you’re wearing – white clothes can reflect some of the energy of a blast, while darker clothes will absorb it.

That’s unlikely to make much difference for those unfortunate enough to be at the centre of the explosion, though.

The temperatures near the site of the bomb blast during the Hiroshima explosion were estimated to be 300,000 degrees Celsius (540,000 degrees Fahrenheit) – which is 300 times hotter than the temperature bodies are cremated at, so humans were almost instantly reduced to their most basic minerals.

But for those slightly further away from the centre of the blast, that’s not what’s most likely to kill you.

As the video above explains, most of the energy released in a nuclear explosion is in the blast, which drives air away from the site of the explosion, creating sudden changes in air pressure that can crush objects and knock down buildings.

Within a 6-km (3.7-mile) radius of a 1-megaton bomb, blast waves will produce 180 tonnes of force on the walls of all two-storey buildings, and wind speeds of 255 km/h (158 mph).

In a 1-km (0.6-mile) radius, the peak pressure is four times that amount, and wind speeds can reach 756 km/h (470 mph).

Technically, humans can withstand that much pressure, but most people would be killed by falling buildings.

If you somehow survive all of that, there’s still the radiation poisoning to deal with – and the nuclear fallout.

We’ll let AsapSCIENCE explain that in the video above, but the ongoing effects on the planet of that fallout are longer-lasting than you might expect.

Again, all of this is hypothetical, there are international treaties in place to stop the spread of nuclear weapons, so we hope you never need to know any of this information for real.

But before we let you go, we should touch on the fact that 1 megaton bombs are barely the standard these days – the largest nuclear weapon ever tested is the 50 megaton Tsar bomb that was dropped on an isolated island in Russia, and released roughly the energy of 3,333 Hiroshima bombs combined.

If you want to put that in perspective, check out the anxiety-inducing video below:

Tristin Hopper: There are some easy steps that can save you from getting nuked. And spoiler alert, the answer isn’t crawl inside a fridge

How to survive a nuclear attack

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In this episode of Everything Should Be Better, Tristin Hopper offers some helpful tips on how to survive a nuclear war. Watch the video above, or read the transcript below.

First, the good news: It’s pretty unlikely you’re going to get caught in a nuclear war.

Now, the even better news: If nuclear war does happen, you don’t necessarily have to die. A lot of people would die, of course: It’s an A-bomb. But there are some easy steps that can feasibly save your life from the most fearsome weapon ever created. Oh, and spoiler alert, the answer isn’t: crawl inside a fridge.

RULE NUMBER ONE: Nuclear bombs aren’t as deadly as you think.

There’s a popular misconception that if nuclear war breaks out, we’re all toast. That atomic war is essentially like the rapture: One minute we’re all alive and then, boom, everybody’s dead.

Well, here’s the centre of Hiroshima after it was struck by an atomic bomb. In this area (first 1,000 metres of the blast radius), the death rate was 93 per cent. That’s pretty bad, but it’s not 100 per cent. This means there were hundreds of people who were only a few blocks away from a nuclear blast who ended up surviving.

They were in basements. They were in thick concrete buildings. One victim, Shigeyoshi Morimoto, survived because he was in a mansion lined with bookshelves that helped absorb the blast.

Here’s what immediately kills you in an atomic bombing: The initial flash from the bomb burns or vaporizes you. Then comes a shockwave that smashes down your house or pulverizes you with debris.

But if you’re far enough away from an atomic blast, neither of those things need to kill you.

This is footage from a 1955 test in Nevada. It shows a concrete house only 1.3 kilometres from the blast site of a 29 kiloton bomb. Despite being only a 15-minute walk from something twice as powerful as the Hiroshima bomb, it’s still standing, and any humans sheltering inside could have survived.
And here’s a wooden house that was 1.6 km from Ground Zero. It also withstood the blast. In fact, it’s still there to this day.

Here’s a 1957 test where five U.S. Army officers stood directly underneath a two kiloton atomic bomb that was exploded three kilometres up. They were fine, and most lived into their 80s.

Yes, both those tests involved really small nuclear bombs. But we don’t live in the Cold War anymore. The biggest nuclear risk comes from terrorists or rogue states like North Korea, and both of them probably aren’t going to be able to scare up anything too big.

RULE NUMBER TWO: Get inside.

Yeah, yeah, we’re all had a good laugh making fun of the old “duck and cover” routine. Like, the city’s being levelled by atomic war, and I’m going to save myself by hiding under a piece of plywood. Well, yes, actually.

Back to Hiroshima: A lot of people were killed because they didn’t know what was coming. At the time of the explosion, many were outside staring in confusion at the mysterious American plane overhead, unwittingly exposing themselves to the full force of the blast.

The same thing happened 30 years before, during the Halifax Explosion. When the explosion hit, spectators were killed by flying debris, particularly those who had been standing in front of windows. For dozens of people, if they had known to duck and cover they would have walked away.

You essentially want to treat an atomic bomb the same way you would treat a tornado: Get inside the basement and, if there is no basement, head to the furthest point inside a building, away from any doors or windows.

RULE NUMBER THREE: Do not attempt to flee.

Here’s the worst place to be when an atomic bomb goes off: In your car, stuck in gridlock in an exposed highway. Even if you manage to get away from the worst of the shockwave, you and the other drivers will be temporarily blinded by the flash. So you’ll essentially be stuck on a roadway unable to see, and surrounded by other panicked drivers who also can’t see. Great plan.

Still, in the 1950s Canadian cities did plan to evacuate in case of nuclear war. Here, for example, is a 1955 test evacuation of Calgary. But back then, nuclear weapons could only be carried by bombers, and it took a hell of a long time for a bomber to fly over the pole from Russia, giving places like Edmonton as much as three hours to cheese it for the countryside. But if a modern nuclear war breaks out, you probably only have a few minutes before missiles start hitting their targets.

RULE NUMBER FOUR: Avoid the fallout.

So you did it: A freaking nuclear bomb hit your town and you’re still alive. But not so fast: The last step in surviving nuclear war is to avoid the fallout.

An atomic blast sends up a whole whack of particles that then slowly rain down as highly radioactive ash. And fallout can mess you up: It’ll kill you with radiation sickness, or at the very least make you infertile or ensure that you die young of cancer.
Fortunately, about 24 hours after the bomb has gone off, the risk from fallout has largely passed. So, in that 24 hours, you’re going to have to continue staying inside, with the same rules as before: As deep inside the building as you can, far away from doors and windows. And, if you happen to get some fallout on you anyway, strip off your clothing and wash as thoroughly as you can.

After that, you’re good to go, Nuclear War Survivor. Now you finally have time to read all your books.

How to survive a nuclear attack

As the world teeters closer to the brink of nuclear war, the Centers for Disease Control and Prevention holds a briefing today on how the public can prepare for a nuclear bomb.

It’s duck and cover deja vu all over again.

On the heels of the recent disastrous ballistic missile false alarm in Hawaii where Google searches on “how to survive a nuclear attack” spiked dramatically, the advice couldn’t come any quicker.

The somber announcement by the CDC came coincidentally right after the ominously named “Bomb Cyclone” winter storm hit the East Coast, assuring the public they wanted to prepare us for a nuclear winter.

The CDC has gotten into the Civil Defense business taking a familiar stance on “preparedness,” a word all to familiar to baby boomers when it was bandied about in the 1950’s and ’60’s to calm our nuclear jitters.

You would survive if you prepared.

Let’s hope today’s advice is a bit more practical than the one Civil Defense put forth in the Cold War.

How to survive a nuclear attack

Not unlike today, the mid-century medical community got involved in offering safety tips to prepare in the event of an atomic attack.

Flipping through a 1950’s medical guide I noticed an entire chapter was devoted to the subject.

The bulky tome from 1951 entitled The Pictorial Medical Guide published by Progress Research Corporation was written by a team of esteemed doctors and in those days your doctors word was as good as Uncle Sams. The guide seemed geared to women readers offering to “provide the woman of today with sound and authoritative counsel to give her care and cultivation of a healthy body and the conduct of a happy life.”

Including surviving an Atomic Bomb.

How to survive a nuclear attack

Placed logically in the chapter labeled “Relief From Nervous Tension “ was a photo essay offering simple and easy to follow instruction for beating the Bomb.

Nervousness seemed to plague this age of anxiety and for good reason. Americans had a good case of the nuclear jitters where the prospect of a nuclear war between Russia and the U.S. seemed inevitable.

The book points out “that civilized living breeds nervousness because we live in a state of turmoil often by trying to keep up with the Joneses.” In an age where the arms race was on full tilt with the Soviets we were more likely edgy from keeping up with the Ivanov’s more than the Joneses.

But by following these sound and simple suggestions, your chances were pretty good on surviving; in fact they were pretty darn good.

Relax and Prepare

How to survive a nuclear attack

The nuclear family’s chances of surviving an nuclear bomb were good… if you learned and prepared

Your chances of escaping alive if you are in the area where an atomic bomb explodes are better than is commonly believed,” they offer reassuringly.” A person one half to one mile away has a 50 -50 chance. Beyond 2 miles, the explosion will cause almost no deaths.

Much depends on whether or not your shelter is adequate. Concrete buildings with heavy steel frames are much safer than frame houses. Over all half bomb injures are the result of being tossed about or struck by falling and flying objects.”

Surviving an Atomic Attack

How to survive a nuclear attack

In the Basement– When sirens sounds, turn off all utilities close doors and windows draw curtains and blinds and take shelter in your basement.

Get Under the Table– Hide under a table to protect yourself against falling plaster and flying objects. Bury your face in arms.

How to survive a nuclear attack

Hide in a Doorway -Try to shield yourself if caught unexpectedly out of doors. A deeply recessed doorway gives good protection. Prevent flash burns by shielding your face and eyes.

Against the Curb – By dropping flat against the curb with the face toward it you are less likely to be tossed about or hit by debris.

How to survive a nuclear attack

Simple Precautions That Save Lives– At the time of an atomic bomb attack if there is no other shelter available crouch behind a tree for protection. Turn away from the blast and cover exposed skin by pulling your coat over your head. (Below) Mother caught out of doors with a baby carriage should dash into doorway, cover herself and baby with blanket.

How to survive a nuclear attack

How to Keep out Radioactive Dust– After a blast, you must take precautions to keep out radioactive dust or fog. Doors and windows should be kept closed. Cover over your fireplace.

Care of Injured– unskilled handling of injured persons is dangerous. Remove an injured person from scene of the fire only to save his life. otherwise wait for a physician to arrive.

How to survive a nuclear attack

Dust is Dangerous – If you find yourself in a contaminated area where there are clouds of dust or spray ( possibly radioactive) keep your mouth and nostrils covered with a handkerchief until you reach safety.

Scrub After Exposure-After a blast a good scrubbing will remove radioactive particles that may be clinging to the skin. Put on clean uncontaminated clothes.

Bury Clothes– Clothing that you have worn when exposed in a contaminated area may be dangerous. It is best to bury it-taking adequate precautions while you do.

Nuclear Survival Kit

Tom Linden is a nuclear survival expert. He shared a huge amount of knowledge with The Real Survivalists during an interview a few weeks ago. (his interview can be read here ) Now he is back with this post all about what you need to have and do to give yourself the best chance to survive a nuclear attack. This is written by Tom himself so enjoy it and learn as much as you can.

What kit do I need?

The kit is really the same as for any natural or man-made disaster. However you would need to consider some level of protective clothing and a respirator. If you can afford a new NBC suit for each family member each day as well as a new filter for the respirator each day and you have fullers earth, (loads of it) then go down this route. I however have found a better way and it’s also cheaper too.

An NBC suit will not protect you from the effects of radiation at all. It, with the respirator will stop you from inhaling or ingesting fallout material. The NBC suit is impregnated with charcoal which is designed to protect you from the Biological and chemical weapons that may have been used.
My solution is heavy duty rubberised/oilskins like sea fishermen wear, combined with inner cotton gloves and a pair of wellies. These can easily be washed and used many times.
A respirator from the building merchants will also do the job, buy the best you can afford and a minimum of two weeks of filters as well.

Checklists
Nuclear Survival Checklist ‘Before Attack’

1. Know the warning signs
2. Know what action to take at what warning
3. Select a fallout room
4. Block windows and opening in your fallout room
5. Improve the protective factor of your outside walls and the floor above you in your fallout room
6. Construct your inner refuge and provide it with a further protective factor.

Stock up and store in the fallout room the following:
7. Enough water for each occupant for 14 days in sealed containers
8. Enough food for each occupant for 14 days in a cupboard or covered place
9. 2 radios and batteries for same, a mechanical clock and a calendar
10. 2 torches with spare bulbs and batteries
11. Candles and matches or camping lights etc.
12. Warm clothing, plus changes of clothing – hat, gloves etc.
13. Bedding
14. First aid kit, notebook and pens/pencils
15. Table and chairs, cutlery and crockery
16. Improvised toilet
17. Polythene bag/bin liners, strong disinfectant, toilet paper, plastic buckets and covers
18. Portable stove and fuel
19. Dustbins and lids, one for rubbish one for sanitation waste
20. Put extra water in your bath, basin, sink etc.
21. Paint your windows white
22. Place fire buckets on each floor
23. Remove all rubbish from upstairs and from around the house
24. Check your fire extinguisher is in working order
25. Take down your curtains and tape up your windows

Points to Remember

26. Fallout is most dangerous within the first 48 hours, so during this time you must stay within your inner refuge
27. Only leave your inner refuge for essential tasks and only then for the shortest time
28. The longer you stay under cover after a fallout warning, the better your chance of survival
29. Listen to your radio, take advice and act on it
30. Use water, food, battery power sparingly, it might have to last longer than you think. Water means life.
31. Use the same water for different purposes
32. Carry out your sanitation arrangements with care
33. Keep all containers closed
34. Keep rubbish and toilet water separate and covered
35. Remember hygiene – Keep Clean

1 thought on “How To Survive a Nuclear Attack”

In the UK the winds usually blow West to East across our nation. Fallout will be the bigger and further reaching bringer of death !
I once did an on-line nuke detonation simulator. I put the detonation of a 1 Mt bomb over St Paul’s cathedral in London, the fallout made it across Belgium and France and a few miles into Germany.
Imagine a detonation on Cardiff and the trail of fallout that would cross right to the other side of England !

By Just In Case Jack 2 Comments

How to survive a nuclear attackHave you ever visited a Nuclear Explosion Map website to see what the visual impact of a nuke would do to your closest city?

It’s like watching a car wreck, you don’t really want to see it, but can’t quite look away.

That’s exactly what it’s like when you visit this Nuke Map Website.

Here’s an excellent video of The Canadian Prepper using this map software:

How to survive a nuclear attack

In today’s modern world, the nuclear threat is alive and well. In some ways, it’s even scarier than the cold war days…

At least in the cold war days, the massive game of chicken was offset by horrors of mutual destruction.

Nowadays, a nuke in the hands of terrorists makes the mutual standoff much less likely. Suicide bombers don’t care about mutual destruction…to them, that’s the point.

Or how about a rogue nation like North Korea which continues to progress their nuclear capabilities and reach.

It’s only a matter of time for this highly unstable nation to be capable of reach the western coast of the mainland U.S.

As A Way To Introduce You To Skilled Survival, We’re Giving Away Our #78 Item Complete Prepper Checklist. Click Here To Get Your FREE Copy Of It.

What Are A Nuclear-Armed Terrorists Primary Targets?

The answer is pure speculation and a discussion-worthy all on its own…however we can make a few reasonable guesses.

I’d guess that a terrorist with a nuke would want to get the best possible return on investment…deaths.

More deaths = more terror (and terrorists are in the business of terrorizing).

That makes me think that they would attack locations that have high population density. Major cities or large events. Places where they will get a high death count.

The other locations I would suspect could be a target is any U.S. military of U.S. government facilities (white house, federal buildings, air-force bases, etc.).

Here’s a website that gives you maps of the state by state nuclear threats. It’s a bit older (2002), but it still provides relevant visual nuclear threat data .

What’s The Best Way To Survive A Nuclear Attack?

The best way to survive a nuclear attack is to avoid one in the first place. Don’t live or near in a major city.

Hopefully, you do not…but what about your extended family? Do you have an Uncle in New York? A Sister in Denver? A Grandparent in San Francisco?

In my opinion, living near the most densely populated cities carries a lot of risks.

I suggest you share this nuclear explosion map website with friends and family.

Maybe they’ll think twice about renting that downtown high-end loft…

Remember: Prepare, Adapt and Overcome,
“Just In Case” Jack

P.s. Do you know where the closest nuclear bunker is from your home?

How to survive a nuclear attack Click on the image above to find out where you need to take shelter.

How to survive a nuclear attack

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The most heavily defended city in the world is not Washington, DC. It’s Moscow.

Here’s What You Need to Remember: Despite the new missiles, the future for Moscow’s ABM system is unclear. Much of the existing system is old and will eventually need replacing. That will be expensive, and Russia’s defense spending has begun falling again.

The most heavily defended city in the world is not Washington, DC. It’s Moscow. While the District of Columbia has legions of Secret Service and Homeland Security police defending it, the Russian capital is the only one in the world—that we know of—defended with nuclear-tipped missiles. It’s all the result of an exception built into a forty-four-year-old arms control treaty.

The 1972 Anti-Ballistic Missile Treaty was an arms control agreement between the United States and Soviet Union. Unlike other treaties that focused on offensive weapons, the ABM Treaty focused on limiting defensive weapons, missiles designed to knock down incoming nuclear warheads. The theory behind the treaty was that unrestricted ABM missile deployments on both sides would lead to ever-escalating offensive missile arsenals, as each side tried to overcome the other’s ever-growing defenses.

The ABM Treaty didn’t outlaw all ABMs, however: each side was allowed a single ABM site with up to one hundred missiles. It could place them where it wished. The United States decided to place the Safeguard system around Grand Forks Air Force Base in North Dakota, hoping in doing so to shield its most lethal and accurate missiles from surprise attack. Safeguard was only briefly operational before it was dismantled; protecting a single location with an enormously expensive system didn’t make sense.

The Soviet Union, on the other hand, was a highly centralized government with the capital city of Moscow at the center. The destruction of Moscow in a surprise nuclear first strike could cripple the USSR’s ability to respond in kind. The result was the A-35 system, a complete air defense network designed to ensure Moscow’s survival in a nuclear war.

The A-35 system was first proposed in the 1950s, as American intercontinental ballistic missiles began to eclipse bombers as a major threat to Moscow. The original concept called for thirty-two antiballistic missile sites ringing the city, along with eight ballistic missile early warning radars and one battle management radar. Over the course of development, the number of missile sites was reduced to four sites of eight launchers each (sixty-four missiles total), but the missiles themselves would be armed with nuclear warheads, greatly increasing their effectiveness. Instead of destroying a bullet with a bullet, the ABM system would destroy bullets with well-timed hand grenades.

The system was first armed with the A-350 antiballistic missile. The A-350 was nearly the size of an ICBM itself, a liquid-fueled rocket weighing seventy-two thousand pounds. Armed with a two-to-three-megaton warhead, it was designed to intercept incoming warheads at altitudes of up to 120 kilometers—high enough not to damage the city below with the ensuing thermonuclear blast. In addition to the A-350, Moscow was also surrounded by forty-eight SA-1 “Golden Eagle” surface-to-air missiles, each of which had a range of fifty kilometers and either a conventional or nuclear warhead, for interception of enemy bombers.

The A-35 system was designed to protect Moscow and the Kremlin against six to eight nuclear ICBMs. The main U.S. ICBM at the time, Minuteman III could carry three warheads each, making that eighteen to twenty-four warheads.

Despite these preparations, rapidly expanding nuclear arsenals on both sides made A-35 obsolete. By the time of completion, A-35 was up against one thousand Minuteman III missiles, plus another six hundred Polaris missiles at sea, a number the system could not possibly stop. By 1968 the U.S. blueprint for nuclear war, the Single Integrated Operating Procedure (SIOP), dedicated sixty-six Minuteman missiles and two Polaris missiles to stripping away A-350’s missile and radar network in two devastating waves, an attack amounting to eight warheads per target. Altogether, an astonishing 65,200 kilotons of nuclear firepower would be used in a nuclear siege of Moscow lasting just minutes. (For reference, the atomic bomb used at Hiroshima was sixteen kilotons.)

The ABM system was upgraded in the mid-1970s. The new A-135 system was designed not just to protect the capital against all-out nuclear war but a limited attack, perhaps accidental or started by some renegade American general. The system began development in 1968 but only became operational in 1989. It was only considered reliable, however, as recently as 1995.

A-135 was a substantial upgrade. It added sixty-eight new missiles launchers to the original thirty-two, giving Moscow the full one hundred ABM launchers allowed under treaty. It used two missiles, the Novator 53T6 (NATO code name: Gazelle) endoatmospheric interceptor and the OKB Fakel 51T6 (code name: Gorgon) exoatmospheric interceptor. Both interceptors used ten-kiloton warheads, much smaller than the A-350’s warhead and a testament to Moscow’s faith in the accuracy of the missiles.

The thirty-two Gorgon missiles reached the end of their serviceable lives in 2002–03, and had been removed from active duty service by 2006. Meanwhile, the 53T6 missiles have allegedly been replaced with new missiles, also named 53T6, with a range of eighty kilometers and an altitude of thirty thousand meters.

Despite the new missiles, the future for Moscow’s ABM system is unclear. Much of the existing system is old and will eventually need replacing. That will be expensive, and Russia’s defense spending has begun falling again. Under the New START treaty the country is allowed only 1,550 deployable nuclear warheads, and the question is whether or not A-135’s warheads are more valuable on ballistic missile interceptors or ballistic missiles. Sooner or later, Moscow will have to decide whether to prop up such a limited system, or go all in on nuclear deterrence.

Kyle Mizokami is a defense and national-security writer based in San Francisco who has appeared in the Diplomat, Foreign Policy, War is Boring and the Daily Beast. In 2009 he cofounded the defense and security blog Japan Security Watch. You can follow him on Twitter: @KyleMizokami.

This first appeared in November 2016 and is being reposted due to reader interest.

How to survive a nuclear attack

The threats seem to come almost daily now out of North Korea — ballistic missile firings, preparations to test a nuclear bomb and routine bravado. In April, state-owned media in the rogue nation vowed a “super mighty preemptive strike,” one that will reduce the U.S. to “ashes.”

On Saturday, residents in Hawaii were sent into a panic when they received alerts on their mobile phones and televisions warning that a ballistic missile was on its way. The warning, which claimed “this is not a drill,” quickly prompted officials to say minutes later that it was sent in error.

Meanwhile, American weapons experts believe Pyongyang is likely a few years from having the capability of firing a nuclear–equipped missile that can reach the U.S. mainland.

Yet some leading emergency response planners view the persistent menace of North Korea as a new opportunity: reason to alert the American public that a limited nuclear attack can be survivable, with a few precautions.

How to survive a nuclear attack

North Korea Threat Growing or Just Saber-Rattling?

The simplest of the warnings is: “Don’t run. Get inside.” Sheltering in place, beneath as many layers of protection as possible, is the best way to avoid the radiation that would follow a nuclear detonation.

That conclusion has been the consensus of the U.S. emergency and public health establishments for years, though national, state and local governments generally have been less than aggressive about putting the word out to the public.

“The goal is to put as many walls and as much concrete, brick and soil between you and the radioactive material outside.”

Officials at the Federal Emergency Management Agency and Department of Homeland Security say the nuclear safety directives are available, including online at Ready.gov, but they have not broadcast them more widely. Asked about spreading the word beyond the website, a FEMA spokesperson emailed a terse response: “At this time time there are no specific plans to do any messaging on this topic.”

Part of the reticence has been out of a fear of alarming the public and part has been an attempt to balance education about “radiation safety” with other messages about threats like earthquakes, hurricanes and floods, say academics who advise the government.

“There is a lot of fatalism on this subject, the feeling that there will be untold death and destruction and there is nothing to be done,” said Irwin Redlener, director of Columbia University’s National Center for Disaster Preparedness. “But the thing that is frustrating for me is that, with some very simple public messaging, we could save hundreds of thousands of lives in a nuclear detonation.”

Duck-and-cover drills a thing of the past

Brooke Buddemeier, a nationally-recognized expert on nuclear disaster preparedness from Lawrence Livermore National Laboratory, said that following the 9/11 attacks, Americans may have suffered a kind of “preparedness fatigue.”

“There was so much information that came out altogether,” Buddemeier said, “but then it’s kind of hard to fit information about nuclear terrorism in with warnings about earthquakes and hurricanes and wildfires and all other emergencies that happen on a regular basis.”

The last time that the threat of imminent nuclear attack gripped the American conscious, John F. Kennedy was in the White House. But duck-and-cover drills soon became a thing of the past and at-home fallout shelters are a rarity.

Local governments abandoned the mass public shelters they built during the Cold War. Parking garages beneath the Los Angeles Civic Center and a subterranean vault beneath a Seattle freeway overpass are no longer designated as safe zones for a retreating public.

While North Korean provocations have received the most attention in recent weeks, government officials remain at least as concerned about the possibility of an attack by terrorists or other “non-state” actors. In these scenarios, a nuclear device might be secreted into a ship, or some other delivery device, and exploded at ground level.

The largest nuclear blasts would create a fireball a mile in diameter and temperatures as hot as the surface of the sun, followed quickly by winds greater than the force of a hurricane, according to the Bulletin of the Atomic Scientists. (North Korea’s past nuclear tests have been far smaller, with the largest an estimated 10 kilotons, less than either of the atomic bombs used on Japan in World War II). Radioactive fallout would be carried for miles by the jet stream and surface winds. While little might be done for immediate blast victims, researchers say that the public’s response will be crucial.

How to survive a nuclear attack

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The most heavily defended city in the world is not Washington, DC. It’s Moscow.

Here’s What You Need to Remember: Despite the new missiles, the future for Moscow’s ABM system is unclear. Much of the existing system is old and will eventually need replacing. That will be expensive, and Russia’s defense spending has begun falling again.

The most heavily defended city in the world is not Washington, DC. It’s Moscow. While the District of Columbia has legions of Secret Service and Homeland Security police defending it, the Russian capital is the only one in the world—that we know of—defended with nuclear-tipped missiles. It’s all the result of an exception built into a forty-four-year-old arms control treaty.

The 1972 Anti-Ballistic Missile Treaty was an arms control agreement between the United States and Soviet Union. Unlike other treaties that focused on offensive weapons, the ABM Treaty focused on limiting defensive weapons, missiles designed to knock down incoming nuclear warheads. The theory behind the treaty was that unrestricted ABM missile deployments on both sides would lead to ever-escalating offensive missile arsenals, as each side tried to overcome the other’s ever-growing defenses.

The ABM Treaty didn’t outlaw all ABMs, however: each side was allowed a single ABM site with up to one hundred missiles. It could place them where it wished. The United States decided to place the Safeguard system around Grand Forks Air Force Base in North Dakota, hoping in doing so to shield its most lethal and accurate missiles from surprise attack. Safeguard was only briefly operational before it was dismantled; protecting a single location with an enormously expensive system didn’t make sense.

The Soviet Union, on the other hand, was a highly centralized government with the capital city of Moscow at the center. The destruction of Moscow in a surprise nuclear first strike could cripple the USSR’s ability to respond in kind. The result was the A-35 system, a complete air defense network designed to ensure Moscow’s survival in a nuclear war.

The A-35 system was first proposed in the 1950s, as American intercontinental ballistic missiles began to eclipse bombers as a major threat to Moscow. The original concept called for thirty-two antiballistic missile sites ringing the city, along with eight ballistic missile early warning radars and one battle management radar. Over the course of development, the number of missile sites was reduced to four sites of eight launchers each (sixty-four missiles total), but the missiles themselves would be armed with nuclear warheads, greatly increasing their effectiveness. Instead of destroying a bullet with a bullet, the ABM system would destroy bullets with well-timed hand grenades.

The system was first armed with the A-350 antiballistic missile. The A-350 was nearly the size of an ICBM itself, a liquid-fueled rocket weighing seventy-two thousand pounds. Armed with a two-to-three-megaton warhead, it was designed to intercept incoming warheads at altitudes of up to 120 kilometers—high enough not to damage the city below with the ensuing thermonuclear blast. In addition to the A-350, Moscow was also surrounded by forty-eight SA-1 “Golden Eagle” surface-to-air missiles, each of which had a range of fifty kilometers and either a conventional or nuclear warhead, for interception of enemy bombers.

The A-35 system was designed to protect Moscow and the Kremlin against six to eight nuclear ICBMs. The main U.S. ICBM at the time, Minuteman III could carry three warheads each, making that eighteen to twenty-four warheads.

Despite these preparations, rapidly expanding nuclear arsenals on both sides made A-35 obsolete. By the time of completion, A-35 was up against one thousand Minuteman III missiles, plus another six hundred Polaris missiles at sea, a number the system could not possibly stop. By 1968 the U.S. blueprint for nuclear war, the Single Integrated Operating Procedure (SIOP), dedicated sixty-six Minuteman missiles and two Polaris missiles to stripping away A-350’s missile and radar network in two devastating waves, an attack amounting to eight warheads per target. Altogether, an astonishing 65,200 kilotons of nuclear firepower would be used in a nuclear siege of Moscow lasting just minutes. (For reference, the atomic bomb used at Hiroshima was sixteen kilotons.)

The ABM system was upgraded in the mid-1970s. The new A-135 system was designed not just to protect the capital against all-out nuclear war but a limited attack, perhaps accidental or started by some renegade American general. The system began development in 1968 but only became operational in 1989. It was only considered reliable, however, as recently as 1995.

A-135 was a substantial upgrade. It added sixty-eight new missiles launchers to the original thirty-two, giving Moscow the full one hundred ABM launchers allowed under treaty. It used two missiles, the Novator 53T6 (NATO code name: Gazelle) endoatmospheric interceptor and the OKB Fakel 51T6 (code name: Gorgon) exoatmospheric interceptor. Both interceptors used ten-kiloton warheads, much smaller than the A-350’s warhead and a testament to Moscow’s faith in the accuracy of the missiles.

The thirty-two Gorgon missiles reached the end of their serviceable lives in 2002–03, and had been removed from active duty service by 2006. Meanwhile, the 53T6 missiles have allegedly been replaced with new missiles, also named 53T6, with a range of eighty kilometers and an altitude of thirty thousand meters.

Despite the new missiles, the future for Moscow’s ABM system is unclear. Much of the existing system is old and will eventually need replacing. That will be expensive, and Russia’s defense spending has begun falling again. Under the New START treaty the country is allowed only 1,550 deployable nuclear warheads, and the question is whether or not A-135’s warheads are more valuable on ballistic missile interceptors or ballistic missiles. Sooner or later, Moscow will have to decide whether to prop up such a limited system, or go all in on nuclear deterrence.

Kyle Mizokami is a defense and national-security writer based in San Francisco who has appeared in the Diplomat, Foreign Policy, War is Boring and the Daily Beast. In 2009 he cofounded the defense and security blog Japan Security Watch. You can follow him on Twitter: @KyleMizokami.

This first appeared in November 2016 and is being reposted due to reader interest.

How to connect an ipad to a windows pc

How to connect an ipad to a windows pc

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In order to connect your Apple iPad to an Apple server, you need a third-party application that establishes connections to remote servers via Telnet, FTP or SSH. Additionally, you also need an Internet connection. All iPad models allow you to connect to the Internet via Wi-Fi, while more expensive models allow you to access the Internet via a cellular data network as well.

Press the “Home” button on your iPad.

Tap “App Store,” then tap “Search.”

Type a search term such as “FTP,” “Telnet” or “SSH” in order to find an application that you can use to connect to the remote server. Tap “Search” after entering the search word.

Tap “Free” or the price listed next to the name of the application. Tap “Install.”

Type your Apple ID at the prompt. You may also be asked to type in your Apple ID password at this time. The app should now download onto your iPad.

Tap the remote server app’s icon in order to launch it.

Tap the button for the command, which should now be showing on your iPad interface. This will open a new remote connection. Type in the IP address of the remote server.

Type your Apple ID as well as your password. Tap “Connect.” You should now be able to access the Apple server remotely.

“I’ve been syncing my iPad Pro with laptop, but now I want to sync it with my new desktop too. How can I accomplish this without wiping any data on my iPad?”

Syncing iPad to new computer can be a confusing task, especially when you don’t want to lose any data on your iPad. Usually, when you connect iPad with a new computer and start syncing, iTunes would offer you to “erase and replace” all the content on the device with the data in the new computer’s iTunes library. Of course, you don’t want to losing everything on your iPad. So let’s go ahead and see how you can sync iPad with new computer without deleting any data.

With just a few simple clicks, FonePaw DoTrans can help you backup iPad to new computer and transfer photos, videos, music and more from iPad to new PC. Most importantly, unlike iTunes, this program won’t overwrite or erase any files on your iPad. Since FonePaw DoTrans works with all models of iPad, iPhone and iPod running iOS 6 to iOS 12, you can use this program to sync iPhone to new computer. Download and try.

Sync iPad with New Computer without Losing Data

1. Use USB cable to connect iPad with new computer

Launch FonePaw DoTrans on your computer. Then, connect iPad to the computer with a USB cable. After the device is detected, you’ll see the picture below:

How to connect an ipad to a windows pc

2. Sync iPad to computer

Here I’d like to show you two ways to sync iPad to new computer without erasing data. Find and click “Toolbox” > “Transfer Data to Folder” button. Then, click “Start” and choose an output folder to save iPad files on your computer. In this way, you can backup photos, contacts, text messages, and media files to your new computer safely.

How to connect an ipad to a windows pc

Note: If you want to selectively sync iPad files to new computer, you can click every tab in the left column respectively to sync iPad. Select the files you need and then click “Export to PC”.

How to connect an ipad to a windows pc

Please keep your iPad connected while transferring. When the transfer finished, you can click “Open Folder” to straightly find iPad data on your new computer.

All in all, if you wan to sync iPad to new computer, FonePaw DoTrans is worth considering as an alternative to iTunes. Moreover, if you have just bought new an new iPad Pro, iPad mini 4 or iPad Air 2, this program can helps you add music, movies, contacts and more to your new device. Just use it, enjoy it and share your good experience.

How to connect an ipad to a windows pc

“What should I do, my USB port doesn’t work, and I can’t connect my iPad to PC now.” “My computer can’t recognize my iPad, can I connect without USB?” Such questions are often asked on websites. Moreover, even though your USB cable works well, you have to remember to take it to connect your devices. Sometimes, it really annoys you and makes you wonder whether it is possible to link without USB. Here are things you should know about how to connect iPad to PC without the cable.

How to connect an ipad to a windows pc

Connect iPad to PC wirelessly with AirMore

AirMore is an application working without plugging in a USB. It helps you connect iPad to PC on the WiFi, transfer files between the devices, view pictures and manage pad files on PC directly. What’s more, this app works for iOS, Android, MacBook, Windows and tablets for free and only occupies little storage space. Following the instructions below, you can connect iPad to PC wirelessly.

Download

Open WiFi and get connected. Go to the “App Store” and search for “AirMore”. Then, download it to your iPad.

Go to the Website

Go to the “web.airmore.com” on your PC.

Get Connection

  • Check that your iPad and PC are connected to the same network.
  • Open the app on your iPad. Use your device to aim at the QR code and scan it. With successful connection, your device data will be shown on the desktop. How to connect an ipad to a windows pc

After these easy steps, your iPad can be connected to your PC wirelessly. There is no need taking your USB cable everywhere and worrying about USB problems. Once you are on the WiFi condition, you can link devices, transfer files you need and enjoy fun.

Now, you might know how to connect iPad to PC wirelessly, but there are other things you should know and remember:

  • Your iPad and PC must be on the same WiFi condition, or you could not get the connection.
  • The transfer speed and stability depend on your WiFi condition.

Other Ways to Connect

  1. Radar Connection
    • Choose “Radar” on AirMore Web.
    • Wait for your device displaying under the “Radar” tab, hit the device icon.
    • If you receive a window on iPad, press “Accept”. Soon you will succeed in connecting.
  2. IP Connection
    • Open the button on the upper right corner on your iPad.
    • Click “Get IP” on iPad. How to connect an ipad to a windows pc

  • Enter IP into your website to connect.
  • Можно использовать iCloud для автоматической синхронизации фото, файлов, календаря и другого контента на всех устройствах, где выполнен вход с Вашим Apple ID. (Вы даже можете использовать ПК с Windows для доступа к хранящимся в iCloud данным на веб-сайте iCloud.com.) Другие службы, например Apple Music, обеспечивают доступ к дополнительному контенту на Ваших устройствах. Если Вы используете iCloud и такие службы, как Apple Music, выполнять синхронизацию не требуется.

    Если Вы не хотите использовать iCloud или другие службы, можно подключить iPad к Mac или ПК с Windows и синхронизировать объекты следующих типов:

    альбомы, песни, плейлисты, фильмы, телешоу, подкасты, книги и аудиокниги;

    контакты и календари.

    Синхронизация позволяет поддерживать актуальность этих данных на Вашем компьютере и на iPad.

    Примечание. Если Вы пользуетесь iCloud или другими службами, например Apple Music, некоторые возможности синхронизации данных с компьютером могут быть недоступны.

    Настройка синхронизации Mac с iPad

    В боковом меню Finder на Mac выберите свой iPad.

    Примечание. Чтобы использовать Finder для синхронизации контента, требуется macOS 10.15 или новее. Если на Вашем компьютере установлена более ранняя версия macOS, используйте iTunes для синхронизации с Mac.

    В верхней части окна нажмите тип контента, который Вы хотите синхронизировать (к примеру, «Фильмы» или «Книги»).

    Примечание. Информацию об использовании функции переноса файлов см. в разделе Перенос файлов между iPad и компьютером.

    Выберите «Синхронизировать [тип контента] на [название устройства]».

    По умолчанию синхронизируются все объекты выбранного типа контента. Однако Вы можете синхронизировать отдельные объекты, например выбранные песни, фильмы, книги или календари.

    Повторите шаги 3 и 4 для каждого типа контента, который требуется синхронизировать, затем нажмите «Применить».

    Ваш Mac выполняет синхронизацию с iPad каждый раз, когда Вы подключаете iPad к компьютеру Mac.

    Чтобы просмотреть или изменить параметры синхронизации, выберите свой iPad в боковом меню Finder, а затем выберите из доступных параметров в верхней части окна.

    Перед тем как отключить iPad от Mac, нажмите кнопку «Извлечь» в боковом меню Finder.

    Настройка синхронизации ПК с Windows с iPad

    В приложении iTunes на ПК с Windows нажмите кнопку iPad в левом верхнем углу окна iTunes.

    Выберите тип контента, который хотите синхронизировать (например, «Фильмы» или «Книги») в боковом меню слева.

    Примечание. Информацию об использовании функции «Общие файлы» см. в разделе Перенос файлов между iPad и компьютером.

    Выберите «Синхронизировать», чтобы включить синхронизацию для указанного типа контента.

    По умолчанию синхронизируются все объекты выбранного типа контента. Однако Вы можете синхронизировать отдельные объекты, например выбранные песни, фильмы, книги или календари.

    Повторите шаги 3 и 4 для каждого типа контента, который требуется включить в список контента, синхронизируемого с iPad. Затем нажмите «Применить».

    По умолчанию Ваш ПК с Windows выполняет синхронизацию с iPad каждый раз, когда Вы подключаете iPad к ПК с Windows. Вы можете настроить iTunes так, чтобы приложение запрашивало разрешение перед началом синхронизации. Также, если Вы хотите, чтобы контент определенных типов никогда не синхронизировался, можно избирательно запретить синхронизацию. См. раздел Синхронизация контента iTunes на ПК с другими устройствами Руководства пользователя iTunes для Windows.

    Включение синхронизации по Wi‑Fi

    Выполните одно из описанных ниже действий:

    В боковом меню Finder на Mac: выберите свой iPad, нажмите «Основные» в верхней части окна, затем выберите «Показывать этот [устройство], если он подключен к Wi-Fi».

    Примечание. Чтобы использовать Finder для включения синхронизации по Wi-Fi, требуется macOS 10.15 или новее. Если на Вашем компьютере установлена более ранняя версия macOS, используйте iTunes для включения синхронизации по Wi‑Fi.

    В приложении iTunes на ПК с Windows: нажмите кнопку iPad в верхней части окна iTunes, нажмите «Обзор», затем выберите «Синхронизировать с этим [устройством] по Wi-Fi» (в разделе «Параметры»).

    По умолчанию, когда iPad подключен к источнику питания и к Вашему Mac или iTunes на Вашем ПК с Windows по сети Wi-Fi, компьютер синхронизирует контент выбранных Вами типов с iPad.

    ПРЕДУПРЕЖДЕНИЕ. Если удалить с компьютера синхронизированный объект, этот объект будет также удален с iPad при следующей синхронизации.

    If you own a Windows desktop PC, laptop, or tablet and need to enter a video call, you must also have a webcam. However, if you did not buy a webcam for your PC or if you find yourself in the unfortunate situation where your laptop’s webcam is not working, you must find an alternate way of making video calls. One of them is to use your iPhone or iPad as a webcam on your Windows 10 PC. Fortunately, it is an easy thing to do, if you have the right tools: a specialized app and some drivers on your Windows 10 PC. If you want to turn your iPhone or iPad into a webcam, here are all the steps you need to take:

    NOTE: Because we wanted to use an iPhone as a webcam for a Windows 10 PC, the screenshots in this guide are made on an iPhone SE with iOS 13.4 and on a Windows 10 computer running November 2019 Update. However, you should be able to use your iPhone (or iPad) as a webcam on older versions of Windows too.

    What you need to use an iPhone or an iPad as a webcam on a Windows PC:

    To be able to turn your iPhone or iPad into a webcam for your Windows PC, you need a few things:

    First of all, you need an iOS app that can make your iPhone or iPad work as a webcam. There are many such apps in the App Store, both free and paid. After trying and testing several of them, the one that we liked best is EpocCam. The app is free to use, but it has a few limitations: the maximum resolution supported is 640 x 480 pixels, and the iPhone’s or iPad’s microphone, the manual focus, and the flashlight are disabled. It also shows a watermark and advertisements on the images. If you buy the Pro version of the app, the maximum resolution you can use is up to 1920 x 1080 pixels (1080p), the microphone, manual focus, and flashlight are enabled, and the watermark and advertisements are removed.

    Before going ahead, you must also make sure that both your Windows 10 PC and the iPhone or iPad that you are going to use as a webcam are connected to the same network.

    Step 1. Download and install the EpocCam app on your iPhone or iPad

    On your iPhone or iPad, open the App Store and use it to search for EpocCam. The full name of the app is EpocCam WiFi Virtual Webcam, and its developer is called Kinoni. When you find it, tap the Install or Get button and wait for the app to download and install.

    After you install the app on your iPhone or iPad, go to your Windows 10 PC and take the next step.

    Step 2. Download and install the EpocCam drivers on your Windows 10 PC

    On your Windows PC, open a web browser and visit this website: Kinoni. Once it is loaded, look for the section called EpocCam iOS / Android. In it, there are several links with drivers: click or tap on Download drivers for Windows 7 and later link.

    You should now get a small executable file called EpocCamInstaller[version_number].exe. Download and save it somewhere on your Windows 10 PC.

    Click or tap on Open file or use File Explorer to navigate to where you saved the executable and double-click (or double-tap) on it.

    The driver installation wizard only has a few easy steps, which you go through by pressing Next a few times.

    During the installation, the wizard asks you to install a device driver from Kinoni. Make sure you approve the driver installation by pressing Install. Otherwise, you cannot use your iPhone as a webcam on your Windows 10 PC.

    When the installation is finished, we recommend that you restart your computer to make sure that every driver loads appropriately. However, it is not a mandatory thing to do.

    Step 3. Connect the EpocCam app on your iPhone or iPad to your Windows 10 PC

    On your iPhone or iPad, open the EpocCam app.

    Allow EpocCam to access your iPhone’s or iPad’s camera; otherwise, it can’t turn your iPhone into a webcam for your PC. Tap on OK and then read the welcome message. Once you’re done reading, tap anywhere on your screen.

    For a brief moment, the app might show a screen on which your iPhone or iPad is searching for Windows 10 PCs that are connected to the same network.

    Once it finds your Windows 10 PC, EpocCam immediately starts streaming video to it. If you are using the free version of the app, it is also a time when advertisements are shown on your iPhone or iPad. On your Windows 10 PC, the connection is also signaled by a desktop notification the first time it’s made.

    Step 4. Check if the connection between your iPhone or iPad and your Windows 10 PC works correctly

    The EpocCam drivers that you installed on your Windows PC also include an app called EpocCam Viewer. This app is useful if you want to check whether the connection between your iPhone or iPad and your Windows 10 PC is working correctly. Find EpocCam Viewer on your Windows 10 PC: use the search to look for it, or open the Start Menu and navigate to All apps -> Kinoni -> EpocCam Viewer.

    If the EpocCam Viewer app shows the video feed from your iPhone or iPad, then it means everything is set up and working as it should.

    Now you can start using your iPhone as a webcam on your Windows 10 PC. For instance, it’s automatically detected by the Camera app from Windows 10.

    You can now also use your iPhone as a webcam for Skype on your Windows 10 PC.

    Theoretically, EpocCam now lets you use your iPhone or iPad as a webcam on your Windows 10 PC in any apps that need and support webcams. However, there might be issues with some apps; if you have trouble using this app, check the next article section too.

    What to do if my iPhone or iPad doesn’t work correctly as a webcam for my Windows 10 PC?

    Like anything else that involves wireless connections and some kind of emulation, the EpocCam app might not always work as expected. Some people are satisfied, and others are not, and you can immediately see that if you are looking through the app’s reviews section in the App Store. However, even if you encounter problems, you should not abandon using it immediately: you should check the troubleshooting guide created by EpocCam’s developers. You can find it here: Kinoni EpocCam Troubleshooting.

    Are you using an iPhone as a webcam on your Windows 10 devices?

    Now you know how easy it is to use an iPhone or iPad as a webcam on a Windows 10 computer. Do you like EpocCam and how it works? To be honest, we believe there is room for improvement, but, as far as we can tell, EpocCam is the only “pretty good” app of its kind in the App Store. If you know others that work better than it, please let us know in the comments section below.

    How to connect an ipad to a windows pc

    With iPadOS 13, Apple updated the Files app to allow connections to SMB file servers, including shared Windows folders, on a network. This removes the need to download and install any third-party apps. Users can easily create, edit and delete files in the shared folders as if they are locally accessible. Here is how you can connect and use shared Windows Folders from your iPhone or iPad.

    Access Shared Windows Folders on iPad & iPhone

    Before you begin, note the below:

    • You should have the latest version of iOS 13 or iPadOS 13 on your iPhone or iPad. While this guide focused on the iPad, it works in the same way on an iPhone.
    • You would also need to have shared folders available either from a Windows PC, Mac or NAS (network attached storage). These servers can be located locally or over the Internet.
    • Obtain the server address, user name, and password. The server address might be in the form of an IP address, for example, 192.168.1.1 over a local network or 64.233.160.0 over the Internet. It can also be in the form of a domain such as exampleurl.com/server.

    Once you have all the information, follow the next steps:

    1. Open the Files app n your iPhone or iPad and tap on the three dots button on the top left. Tap on Connect to Server in the menu.How to connect an ipad to a windows pc
    2. Put in the server address and tap Connect.How to connect an ipad to a windows pc
    3. You will be given the option to connect as a guest user or a registered user. Based on how the security permissions and accounts are set up on your file server, select the right option and enter the username and password if required. Tap next once done.How to connect an ipad to a windows pc
    4. That’s it. You will now be connected to the shared folder. The folder will show under a new ‘shared’ heading in the left sidebar. You can browse through your folders as you would with local iPad files or iCloud Drive files.How to connect an ipad to a windows pc
    5. Files app supports features like copy, move, delete, duplication and file renaming for shared folders. Whether you are accessing shared Windows folders, Mac folders, or Linux file servers, the same file management functions are supported. You might not be able to open certain files if you don’t have a supported app on your iPad or iPhone to open them. How to connect an ipad to a windows pc
    6. You can also create new folders by long pressing in an empty space in the app. The app will also give you the option to scan documents and save them directly to the shared folder on the file server.How to connect an ipad to a windows pc
    7. Tapping on Info will show details like Folder name, location and creation dates, however, Files app does not show the folder size.How to connect an ipad to a windows pc

    Once you are done using your file server, you can tap the eject button next to the file server address under Shared in the left sidebar. This will disconnect you from the file server. You can easily reconnect by going to the Connect to Server option, as the Files app will have saved the details under ‘Recent Servers’ list. You can remove your recent servers, if you don’t want them to show here.

    Do you connect to your file servers often from your iPhone or iPad? Let us know your experience and workflow in the comments below.

    Check out our other guides for iPadOS and iOS 13:

    С помощью iTunes можно переустановить программное обеспечение и восстановить заводские настройки устройства. Это может быть необходимо при возникновении проблем с устройством (например, если оно часто «зависает» или перестает отвечать) или при подготовке к продаже или передаче устройства другому пользователю.

    Важно! При восстановлении программного обеспечения на iPhone, iPad или iPod touch вся информация и настройки удаляются. Однако перед восстановлением iTunes сохраняет резервную копию устройства, с помощью которой можно восстановить состояние устройства на момент последнего использования.

    Подключите устройство к компьютеру.

    Для подключения устройства можно использовать кабель USB или USB-C, а также подключение к сети Wi-Fi. Для включения синхронизации по сети Wi-Fi см. Синхронизация контента iTunes на ПК с другими устройствами по сети Wi-Fi.

    В приложении iTunes на ПК нажмите кнопку устройства в левой верхней части окна iTunes.

    How to connect an ipad to a windows pc

    How to connect an ipad to a windows pc

    Нажмите «Восстановить» и следуйте инструкциям на экране.

    Восстановление программного обеспечения на iPhone, iPad или iPod touch приводит к удалению всей Вашей информации и всех настроек, однако они не стираются. К удаленной информации невозможно получить доступ через интерфейс устройства, но она остается на устройстве. Подробнее о стирании всего содержимого и настроек см. в статье службы поддержки Apple Восстановление заводских настроек iPhone, iPad или iPod.

    Если включена функция «Найти iPhone», то функция «Блокировка активации» тоже включена. Необходимо отключить блокировку активации, чтобы новый владелец устройства смог активировать iPhone с помощью собственной учетной записи. Об отключении блокировки активации см. в разделе Руководства пользователя iCloud Удаление устройства из приложения «Найти iPhone» на сайте iCloud.com или в статье на веб-сайте поддержки Apple Блокировка активации для iPhone, iPad и iPod touch.

    Важно! Перед отсоединением устройства от компьютера нажмите кнопку «Извлечь» .

    How to connect an ipad to a windows pc

    Restoring an iPhone or iPad can be necessary sometimes, usually as a troubleshooting procedure. If you’re a Windows PC user, you can restore iPhone and iPad easily with iTunes.

    Restoring a device can be helpful if you’re facing issues with your iOS device, or if you’re simply planning to sell or trade it for a newer device. Restoration with iTunes on a PC means that you erase all the content from the device, and then typically restore your iPhone or iPad back to its factory settings, or with a previously made backup.

    Most of us are aware that you can restore right on your iPhone or iPad without requiring iTunes by using iCloud. However, that method isn’t feasible if your device is stuck in a boot loop or you’re facing power-related issues. That’s when iTunes come in handy. By forcing your device to enter recovery mode, your device is able to communicate with iTunes, and in most cases, restoring to factory settings resolves the issue. Additionally, iTunes also provides the option to restore to a previous backup, so that you don’t have to lose all your data.

    If you’re trying to fix your non-responsive iPhone or iPad by restoring with iTunes on a Windows PC, then read on to learn how this process works.

    How to Restore iPhone or iPad with Windows PC & iTunes

    In order to be able to restore your iOS device, Find My iPhone must be turned off. You can do this by heading over to Settings -> Apple ID -> Find My -> Find My iPhone. Also, make sure you have the latest version of iTunes installed on your computer.

      Connect your iPhone or iPad to the Windows computer using a USB to Lightning cable and open iTunes. Click on the “device” icon located in the toolbar as shown below.

    How to connect an ipad to a windows pc
    Click on the “Restore iPhone” option located below the iOS version as shown in the screenshot below.

    How to connect an ipad to a windows pc
    You will be prompted to back up your iOS device before restoration, so you can restore from backup later on. However, this option is only available if your device is functioning properly. Click on “Back Up”.

    How to connect an ipad to a windows pc
    Next, click on “Restore” to initiate the restoration process. This will take a few minutes, so be patient. Once the restoration is complete, your iPhone or iPad will boot up to the welcome screen just like a new device. All media and other content will be removed from your device.

    How to connect an ipad to a windows pc
    Now, if you want to restore your iOS device from a previous backup to make sure you don’t lose all your data for good, click on “Restore Backup”. However, this option will only be available if you’ve backed up your device to the computer before.

    How to connect an ipad to a windows pc
    In this step, you’ll be able to choose from a list of previous backups usiing the dropdown. Click on “Restore” to get back all your lost data.

    How to connect an ipad to a windows pc

    Now you’ve restored your iOS device using iTunes on a Windows PC.

    Restoring can take a while, particularly if you have a lot of stuff on your iPhone or iPad, so be patient and let the whole process complete without interruption.

    If you normally use iCloud for backing up your valuable data rather than iTunes, you’ll have the option to restore from a previous iCloud backup when you’re setting up the newly restored iPhone or iPad.

    Most of the software-related issues that you’re facing on your iOS or iPadOS device can be fixed with a simple restore. This is because iTunes re-installs the core system software on your device.

    Do you use Mac instead of Windows? No worries, as iTunes can also be used on a macOS machine to restore your iPhone and iPad, and you can use the Mac Finder in the latest MacOS releases too. Either way, the software comes preinstalled on macOS devices, so you don’t have to download anything else. Remember, if the Mac is running macOS Catalina or later, you’ll be restoring using the Finder app, which has a layout identical to iTunes and the process is basically the same too albeit initiated from Finder rather than iTunes.

    We hope you managed to restore your iPhone and iPad using iTunes on Windows. Did it resolve the issues you were facing with your device? How do you feel about having to rely on iTunes when your device is stuck in recovery mode? Let us know your thoughts and opinions in the comments section down below.

    How to embed a video on wikihow

    What is embedded video?

    1 Answer

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    An embedded video is a video player that is hosted by a streaming content provider, such as WellcomeMat or YouTube, and then placed onto a web page using a simple html code. The embedding tool allows you to easily put a video onto your webpage without hassling with encoding and bandwidth.To embed a video onto your website, a simple html code must be entered into your webpage. Many streaming video players feature an ’embed’ button or the embed code that can be copied and pasted directly into the html of your website. Here’s an example of a typical embedding code: Entering this code into the html of your webpage allows an entire video to appear on the page, ready to be viewed by visitors to your website!

    Related Questions

    • I am using Netscape 7.0. I can see RealVideos fine but how do I see embedded video using the Windows Media Player ? ?
    • What are the pros and cons of using embedded video on a corporate website?
    • How do I play a PowerPoint slide show with embedded video?

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    How to embed a video on wikihow

    You can embed a movie in to an HTML document using the examples below. For compatibility, we recommend you use the MP4 video format, which is supported by all major browsers and operating systems.

    Hosting movies on your server can be expensive because of bandwidth costs. An alternative is to host the video on YouTube and embed the YouTube video link on your web page.

    Not all of the below suggestions work for all browsers. Make sure the solution you decide to use works with the browsers you want to support.

    • Link to movie files.
    • Embed a YouTube video.
    • Video tag.
    • Basic embed tag.
    • Add movie file using the img tag.
    • Embed tag to play QuickTime movies (.MOV).
    • Type attribute for embed tag to specify plug-in.

    Link to movie files

    The examples below provide different methods to make the video file viewable from the browser window. We also recommend you create a direct download link to the file, which allows visitors to download the file if the movie won’t play in the browser. Below are two examples of direct links for the two video files in this page.

    HTML code

    HTML code

    Embed a YouTube video

    Hosting videos on YouTube is great because it saves on bandwidth costs, can support lots of viewers, and introduces your videos to visitors of the most Internet site. Below is an example of a video hosted on YouTube and embedded on this site.

    HTML code

    The HTML code for all YouTube videos is found through the share link found on every YouTube video. Once you’ve clicked the Share link, click the Embed link. Below is an example of the code used to display the above YouTube video.

    Video tag

    The tag is an HTML tag designed to display videos in all modern browsers. The tag supports MP4, Ogg, and WebM video formats and can be implemented with a single HTML tag.

    Your browser does not support the tag.

    HTML code

    Basic embed tag

    Below is code for the most basic method of embedding a file into a web page.

    Example HTML code

    In this example, you’re using the embed element to point to the source of the movie file you want to play. This example is a very basic example and will not display any warnings. It will not point the user to a location to download a plug-in if the video file is not supported.

    Add movie file using the img tag

    If you don’t want to use the tag, you can also include a movie file using the tag, as shown in the example below.

    Example HTML code

    Embed tag to play QuickTime movies (.MOV)

    Apple QuickTime movie files are another popular type of movie on the Internet. Below is a basic example of how to include these files in your web page.

    QuickTime is no longer supported on Microsoft Windows and all new browsers no longer support this method of embedding QuickTime movies.

    Example HTML code

    In the embed example, the first portion of the code points to the src (source) of the movie file, which is the movie file itself. Next, the pluginspage is the location of the plug-in if the visitor does not have it installed. The width and height are the actual dimensions of the video file. The Controller value can be set to true or false to toggle the displaying of the bottom controls.

    You may want to increase the height of the video file if you cannot see the controller.

    Loop is a setting for when you want the file to automatically start over when finished. Finally, autoplay tells the browser to start or not to start playing the video file after the page has finished loading.

    Type attribute for embed tag to specify plug-in

    In the embed tag, include the type attribute to specify the MIME type for the video file. Doing so allows you to specify the plug-in needed to play the video in a browser.

    Example HTML code

    In the example above, the type attribute is set to video/x-msvideo, which is the MIME type for AVI video files.

    To determine the value to assign to the type attribute for other types of video files, check the list of MIME types for video files on the IANA Media Types page.

    At the moment Powtoon presentations are unable to play on devices that don’t support Flash.

    Copy this link to share with friends and colleagues:
    COMPANY
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    WELCOME TO POWTOON!

    “Like” us on Facebook or follow us on Twitter to get awesome Powtoon hacks, updates and hang out with everyone in the tribe too!

    How to embed a video on wikihow

    You can embed a movie in to an HTML document using the examples below. For compatibility, we recommend you use the MP4 video format, which is supported by all major browsers and operating systems.

    Hosting movies on your server can be expensive because of bandwidth costs. An alternative is to host the video on YouTube and embed the YouTube video link on your web page.

    Not all of the below suggestions work for all browsers. Make sure the solution you decide to use works with the browsers you want to support.

    • Link to movie files.
    • Embed a YouTube video.
    • Video tag.
    • Basic embed tag.
    • Add movie file using the img tag.
    • Embed tag to play QuickTime movies (.MOV).
    • Type attribute for embed tag to specify plug-in.

    Link to movie files

    The examples below provide different methods to make the video file viewable from the browser window. We also recommend you create a direct download link to the file, which allows visitors to download the file if the movie won’t play in the browser. Below are two examples of direct links for the two video files in this page.

    HTML code

    HTML code

    Embed a YouTube video

    Hosting videos on YouTube is great because it saves on bandwidth costs, can support lots of viewers, and introduces your videos to visitors of the most Internet site. Below is an example of a video hosted on YouTube and embedded on this site.

    HTML code

    The HTML code for all YouTube videos is found through the share link found on every YouTube video. Once you’ve clicked the Share link, click the Embed link. Below is an example of the code used to display the above YouTube video.

    Video tag

    The tag is an HTML tag designed to display videos in all modern browsers. The tag supports MP4, Ogg, and WebM video formats and can be implemented with a single HTML tag.

    Your browser does not support the tag.

    HTML code

    Basic embed tag

    Below is code for the most basic method of embedding a file into a web page.

    Example HTML code

    In this example, you’re using the embed element to point to the source of the movie file you want to play. This example is a very basic example and will not display any warnings. It will not point the user to a location to download a plug-in if the video file is not supported.

    Add movie file using the img tag

    If you don’t want to use the tag, you can also include a movie file using the tag, as shown in the example below.

    Example HTML code

    Embed tag to play QuickTime movies (.MOV)

    Apple QuickTime movie files are another popular type of movie on the Internet. Below is a basic example of how to include these files in your web page.

    QuickTime is no longer supported on Microsoft Windows and all new browsers no longer support this method of embedding QuickTime movies.

    Example HTML code

    In the embed example, the first portion of the code points to the src (source) of the movie file, which is the movie file itself. Next, the pluginspage is the location of the plug-in if the visitor does not have it installed. The width and height are the actual dimensions of the video file. The Controller value can be set to true or false to toggle the displaying of the bottom controls.

    You may want to increase the height of the video file if you cannot see the controller.

    Loop is a setting for when you want the file to automatically start over when finished. Finally, autoplay tells the browser to start or not to start playing the video file after the page has finished loading.

    Type attribute for embed tag to specify plug-in

    In the embed tag, include the type attribute to specify the MIME type for the video file. Doing so allows you to specify the plug-in needed to play the video in a browser.

    Example HTML code

    In the example above, the type attribute is set to video/x-msvideo, which is the MIME type for AVI video files.

    To determine the value to assign to the type attribute for other types of video files, check the list of MIME types for video files on the IANA Media Types page.

    At the moment Powtoon presentations are unable to play on devices that don’t support Flash.

    Copy this link to share with friends and colleagues:
    COMPANY
    • Privacy Policy
    • About Us
    • Terms and Conditions
    • Hire a Powtoonist
    • Jobs
    • Press kit
  • SUPPORT
    • Help Center
    • Tutorials page
    • Contact Us
  • POPULAR ARTICLES
    • Introduction to the Powtoon Studio
    • Powtoon Character Families
    • Adding Objects to the Timeline
    • Exporting and Publishing Your Powtoon
    • Downloading Your Powtoon to an MP4 File
  • follow us
    • 480 x 270
    • 640 x 360
    • 800 x 450
    • 1280 x 720

    WELCOME TO POWTOON!

    “Like” us on Facebook or follow us on Twitter to get awesome Powtoon hacks, updates and hang out with everyone in the tribe too!

    Raise your hand if you tune out as soon as someone opens a PowerPoint deck during a meeting at work. Everyone? Of course. While PowerPoint remains one of the simplest ways to create a presentation, it’s also become one of the most dreaded parts of office life. Luckily, there’s an easy way to overcome death by PowerPoint: embedded videos.

    Before we dive in, it’s important to remember that a PowerPoint presentation is only as good as the video embedded within it. And if you need to make engaging, stylish, and relevant videos, you can do it in minutes with Biteable.

    Grab a video template from our library, punch it up with your own text, and embed it right into your PowerPoint presentation. Come to think of it, are you sure you need Powerpoint at all? Instead, use a Biteable video to lead the charge at your next work meeting. You may just render PowerPoint presentations obsolete.

    Why video presentations?

    Why is video so special? It’s predicted that by 2021, online videos will make up more than 80% of all consumer internet traffic. And yet, only 4% of presenters utilize video during their presentations.

    This is surprising, considering that viewers retain 95% of a message’s information when they watch it through video. Compare this to 10% retention when reading text, and you can see there’s a huge opportunity to make your business presentations snappier and more engaging.

    Whether you’re selling an idea, product, or strategy, you’ll capture the attention of your audience much more effectively with a video. Say goodbye to droopy eyelids. You’re entering a whole new league of PowerPoint presentations.

    Create your perfect video in minutes

    Get started for free.

    How to insert video into PowerPoint

    The process for adding a video to PowerPoint varies depending on what version of PowerPoint you’re working with. The following are instructions for Powerpoint 365, though they don’t deviate much from earlier Powerpoint versions, so you should be able to follow along just fine.

    Embed a video from a file on PC

    1. Click on the slide you want, then go to Menu > Insert.

    2. In the top right corner, click Video > Video on My PC.

    3. Find the video you want to add and click “Insert”.

    4. Adjust the settings in the Video Format toolbar to make sure it plays the way you want. For example, if you want your video to take center stage as soon as you click on the slide, make sure you select “Play Full Screen” and “Start Automatically”.

    5. Preview your presentation to check your video plays exactly how you want it to. That’s it! You’re done.

    Embed a YouTube video in PowerPoint

    The process for embedding a video from YouTube varies depending on your operating system and version of PowerPoint. For Powerpoint 365, simply click ”Insert Video”, then choose ”Online Video”. Insert the web address for any video from YouTube, Slideshare, Vimeo, or Stream. For this to work, you’ll need internet during your presentation.

    The following steps work for embedding YouTube videos in PowerPoint 2019, 2016, 2013, and 2010 from a PC.

    1. On YouTube, find the video you want, click the Share button below the video frame, and choose Embed.

    2. Copy the Embed code. Make sure it’s the right code. Don’t copy the URL on the initial “Share” popup screen. After clicking the “Embed” icon, wait for a popup screen called “Embed Video”. Here, click the “Copy” button in the bottom right corner. The correct code should start with Online Video. If you’re in PowerPoint 2019 or earlier, choose “Video from Website” instead.

    6. Click “Paste Embed Code Here” and paste the Embed code you copied in Step 2. For PowerPoint 2010, click “Insert Video From Website.”

    7. Select the video and click “Playback”.

    8. Click the Start menu to select how the video plays. This is important. Your video won’t work unless you choose one of these options.

    9. Be online when you hit “Play”. You’ll need the internet for your video to work.

    Master video-centered Powerpoint presentations with these tips

    Be clear with your script. This video replaces bullet points, so use clear and concise language. A simple message makes it easier for your audience to follow along.

    Pick colors that pop. A good-looking video goes a long way to keeping your audience’s attention. Increase engagement with colorful (but not gaudy) backgrounds and animations. You can find a ton of easy-to-edit animation scenes in the Biteable library.

  • Keep it short and sweet. Generally, a video between 30-60 seconds is ideal for a presentation. If a video runs longer than a minute, break it up across multiple slides so it can be digested in bite-sized chunks.
  • Make videos to embed in your next smash-hit PowerPoint presentation

    Biteable makes it easy to create embedded videos for PowerPoint so your next important presentation becomes a smash-hit. Create infographics, explainers, or video presentations in a jiff. Dive in right now and pick one of our hundreds of templates to start editing.

    How to download embedded videos with F12 Tools in your browser

    I got an email this week asking how to download some of my Azure Friday video podcast videos from http://friday.azure.com as well as some of the Getting Started Videos from Azure.com.

    I told them to download the videos with F12 tools, and they weren’t clear how. I’ll use an Azure Friday video for the example. Do be aware that there are a ton of ways to embed video on the web and this doesn’t get around ones that REALLY don’t want to be downloaded. This won’t help you with Netflix, Hulu, etc.

    First, I’ll visit the site with the video I want in my browser. I’ll use Chrome but this also works in Edge or Firefox with slightly different menus.

    Then press F12 to bring up the Developer Tools pane and click Network. In Edge, click Content Type, then Media.

    Click the “clear” button to set up your workspace. That’s the International No button there in the Network pane. Now, press Play and get ready.

    Look in the Media list for something like “.mp4” or something that looks like the video you want. It’ll likely have an HTTP Response in the 20x range.

    In Chrome, right click on the URL and select Copy as CURL. If you’re on Windows pick cmd.exe and bash if you’re on Linux/Mac.

    You’ll get a crazy long command put into your clipboard. It’s not all needed but it’s a very convenient feature the browser provides, so it’s worth using.

    Get Curl: If you don’t have the “curl” command you’ll want to download “curl.exe” from here https://curl.haxx.se/dlwiz/ and, if you like, put it in your PATH. If you have Windows, get the free bundled curl version with installer here.

    Open a terminal/command prompt – run cmd.exe on Windows – and paste in the command. If the browser you’re using only gives you the URL and not the complete “curl” command, the command you’re trying to build is basically curl [url] -o [outputfile.mp4]. It’s best if you can get the complete command like the one Chrome provides, as it may include authentication cookies or other headers that omitting may prevent your download from working.

    GOTCHA: Make sure to remove the -H “Range:” headers (if any) to ensure you get the FULL download and not just a range of bytes!

    BEFORE you press enter, make sure you add “-o youroutputfilename.mp4.” Also, if you can an error about security and certificates, you may need to add “–insecure.”

    In the screenshot above I’m saving the file as “test.mp4” on my desktop.

    There are several ways to download embedded videos, including a number of online utilities that come and go, but this technique has been very reliable for me.

    Sponsor: Scale your Python for big data & big science with Intel® Distribution for Python. Near-native code speed. Use with NumPy, SciPy & scikit-learn. Get it Today

    About Scott

    Scott Hanselman is a former professor, former Chief Architect in finance, now speaker, consultant, father, diabetic, and Microsoft employee. He is a failed stand-up comic, a cornrower, and a book author.

    How to get a mortgage loan guaranteed

    When you have bad credit’, institutions are hesitant to lend you money. Your credit report reveals to them that you do not repay your loans. It means that lending to you is high risk. That’s why many people with bad credit keep asking whether they can benefit from emergency loans for bad credit. The answer is yes. They are the most convenient option for your emergency funding. Let’s face it. If you are in a hurry to get funding, banks are not the right option because they have a rigorous process that involves examining your previous loan repayments before they can approve the loan. Secured emergency loans for bad credit come in handy.

    How to get a mortgage loan guaranteed

    Emergency loans for bad credit: All you need to know

    People with bad credit can still get a wide range of emergency funding. If you are struggling to get approved for an emergency loan with banks because you have a poor credit score, you can opt for secured emergency bad credit loans. You can use your valuable item as collateral to secure the loan. Provided that your car title is clear, you can get an emergency secured bad credit loan even if you have a poor credit score. However, you need to know that should you fail to repay the loan; the lender may seize and take possession of your car. The same goes for any other valuable that you may use as collateral for the loan.

    Are emergency loans for bad credit different?

    Yes, emergency loans for bad credit are different from conventional loans in that they are approved to people who have a bad credit score. The loans are excellent for such people because they allow a longer term for repaying the loan. That’s what you need if you have a poor credit score. You do not want a loan that piles ridiculous fees as they may further worsen your credit score.

    How to get a mortgage loan guaranteed

    Will an emergency loan for bad credit affect my credit?

    Indeed, it’s going to affect your credit but for the better. If the duration of the loan facility is long let’s say more than six months, should you repay timely without defaulting, it can positively impact on your Credit Score. That will also mean that when you apply for subsequent loans, you can get approvals for larger sums with low-interest rates and also the approvals will be quick.

    What are the advantages of emergency loans for bad credit?

    No credit checks

    Banks usually consider your credit report and credit score before they approve your loan. If your score is not good due to some defaults in your previous loan applications, the lending institutions will probably deny you credit. That will happen even though you may have turned your finances for the better. Thus, the banks lend money based on your history. Bad credit financiers, on the other hand, are not interested in your previous history. They only need proof of your ability to repay.

    Quick approvals

    Bad credit loans have some of the fastest approvals in the industry. This is because they do not have a tedious process like the one exercised by banks. Their lending is not based on your previous history of loan repayments. Hence the likely hood of getting approved stands between 80 and 90 percent.

    What are some of the emergency occurrences that require an emergency loan?

    • Electricity or water bill with a high probability of disconnection
    • Breakdown of the family car
    • Paying for an unexpected bill

    Even if you have a bad credit score, you can still get emergency loans for bad credit. You can use the loan to pay for unexpected bills, repair of the family car, as well as the payment of water and electricity bills to avoid disconnections and many other emergencies.

    PROGRAM STATUS:

    Notices

    • Lender Information: SFH Guaranteed Lender Page
    • CARES Act:Important Servicing Notice for Current USDA Guaranteed Loan Holders
    • National Homeownership Month:Annual Lender Rankings

    What does this program do?

    The Section 502 Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may purchase, build, rehabilitate, improve or relocate a dwelling in an eligible rural area with 100% financing. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers – so no money down for those who qualify!

    Who may apply for this program?
    Applicants must:

    • Meet income-eligibility (cannot exceed 115% of median household income)
    • Agree to personally occupy the dwelling as their primary residence
    • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien

    What is an eligible rural area?
    Utilizing this USDA’s Eligibility Site you can enter a specific address for determination or just search the map to review general eligible areas.

    Why does Rural Development do this?

    This program helps lenders work with low- and moderate-income households living in rural areas to make homeownership a reality. Providing affordable homeownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.

    How do I apply?

    Interested applicants can apply for a Section 502 Guaranteed Loan through USDA Rural Development’s network of approved lenders. These approved lenders are also your point of contact for any questions or scenarios you wish to have reviewed for possible eligibility.

    This list of active lenders is searchable by state and every effort is made by the SFHGLP team to keep this up to date.

    If you are seeking a Single Close Construction-to-Permanent Loan, this list contains current participating lenders for that program.

    **Important** USDA Rural Development does not endorse any specific private sector lenders. We encourage you to comparison shop between lenders to find the best service and financial options available. The approved lender you select will handle the entire loan application process, working with Rural Development staff to ensure your loan is guaranteed through the agency.

    Current Borrowers

    Need to refinance your USDA Home Loan? Learn more!

    What governs this program?

    • 7 CFR, Part 3555 – This part sets forth policies for the Single-Family Housing Guaranteed Loan Program (SFHGLP) administered by USDA Rural Development. It addresses the requirements of section 502(h) of the Housing Act of 1949, as amended, and includes policies regarding originating, servicing, holding and liquidating SFHGLP loans.
    • HB-1-3555 – SFH Guaranteed Loan Program Technical Handbook. This handbook provides Agency staff and lenders participating in the Single-Family Housing Guaranteed Loan Program with the tools needed to originate, underwrite, and service guaranteed loans efficiently and effectively.

    How may funds be used?
    USDA Section 502 Guaranteed Loan funds may be used for:

    • New or existing residential property to be used as a permanent residence. Structures can be detached, attached, Condos, PUDs, Modular, or Manufactured. (Cannot be an income-producing property). Closing costs and reasonable/customary expenses associated with the purchase may be included in the transaction
    • A site with a new or existing dwelling. No set acreage limits.
    • Repairs and rehabilitation when associated with the purchase of an existing dwelling
    • Refinancing of eligible loans – for existing USDA borrowers only
    • Essential household equipment such as wall-to-wall carpeting, ovens, ranges, refrigerators, washers, dryers, heating, and cooling equipment if the equipment is conveyed with the dwelling
    • Site preparation costs, including grading, foundation plantings, seeding or sod installation, trees, walks, fences and driveways

    What are the credit requirements?
    The program has no credit score requirements, but applicants are expected to demonstrate a willingness and ability to handle and manage debt.

    What are the rates?
    Interest rates vary and are determined by individual lenders. We encourage you to comparison shop between lenders to find the best available option.

    What are the terms?
    USDA Section 502 Guaranteed Loans are offered at a 30year fixed rate only.

    Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

    • Each type of mortgage has its own requirements for what credit score you need to qualify.
    • Government-backed mortgages typically have more lenient requirements than conventional mortgages.
    • A lender may understand if an aspect of your finances is a little weak if other parts are great.
    • Policygenius can help you compare homeowner’s insurance policies to find the right coverage for you, at the right price »

    When you apply for a mortgage, you have to meet basic eligibility requirements for a lender to approve your application. There are several types of mortgages, and each one has its own rules about who gets the green light.

    To determine your eligibility, lenders look at three main factors: your credit score, debt-to-income ratio, and down payment. There may be other factors to consider, too, depending on the kind of mortgage.

    Popular Articles

    We’re providing the general rules of thumb for mortgage requirements, but in some cases, the eligibility is up to the lender. Standards for down payments are pretty universal across the board, but a lender may decide it requires a 640 credit score for a conforming loan instead of the usual 620, for example. Or it may approve you with a lower credit score if you have a high down payment.

    When shopping for lenders, ask a representative about its minimum requirements if you’re unsure.

    Conventional mortgages

    A conventional mortgage simply means one that isn’t backed by the US government. It’s typically a little harder to get a conventional mortgage than a government-backed mortgage (which we’ll cover later).

    There are two types of conventional mortgages: a conforming loan and nonconforming loan.

    How to qualify for a conforming loan

    A conforming loan meets the borrowing limits set by the Federal Housing Finance Agency (FHFA). Here are the requirements:

    • Credit score: 620
    • Debt-to-income ratio: 36% to 50%, depending on the lender and how strong other parts of your financial profile are
    • Down payment: You may need up to 10%, but if your mortgage is backed by government-sponsored mortgage companies Freddie Mac or Fannie Mae, you’ll only need 3%
    • Other requirements: In 2021, the borrowing limit for a conforming loan is $548,250 in most parts of the US. In areas with a higher cost of living, such as Alaska, Hawaii, Guam, and the US Virgin Islands, the limit has been bumped up to $822,375.

    How to qualify for a nonconforming loan

    If you need to borrow more than the FHFA limit, you’ll have to apply for a nonconforming loan, sometimes referred to as a jumbo loan. Requirements tend to be stricter than with conforming loans, and the minimum standards are heavily determined by the lender. Here’s roughly what you can expect, though:

    • Credit score: 700
    • Debt-to-income ratio: It’s up to the lender, but probably between 36% and 45%
    • Down payment: Many require at least 20%, but some ask for less or more
    • Other requirements: A nonconforming loan is for people who need to borrow more than $548,250 in most parts of the US, or $822,375 in more expensive areas. The amount you can borrow will depend on how strong your financial profile is.

    Government-backed mortgages

    A government mortgage is backed by a federal agency. If you fail to make your mortgage payments, the agency will compensate the lender. This makes government-backed mortgages a little easier to qualify for, because they’re less risky for lenders.

    There are three main types of government mortgages: FHA, VA, and USDA loans.

    How to qualify for an FHA loan

    A loan from the Federal Housing Administration is for buyers who don’t have the best credit scores or debt-to-income ratios, but still want to buy a home. Here’s what you’ll need for an FHA loan:

    • Credit score: 580
    • Debt-to-income ratio: 43%
    • Down payment: 3.5%; or if your score is between 500 and 579, you can qualify with a 10% down payment
    • Other requirements: The FHA restricts how much you can borrow, and your limit depends on where you live in the US and whether you’re buying a single- or multi-family place. Your home must meet certain property standards. You can use an FHA loan to buy a home with normal wear and tear, but not one with major structural or safety issues.

    How to qualify for a VA loan

    A Veterans Affairs loan is for military families. Here are the requirements:

    • Credit score: 660
    • Debt-to-income ratio: 41%
    • Down payment: No down payment is necessary
    • Other requirements: You must be an active-duty military member or a veteran who served for a certain amount of time. You’ll also qualify if you’re a spouse of someone who died in active duty or another military-related incident, or if your spouse is a prisoner of war or MIA. The home you’re buying should meet safety standards and be used as your primary residence, but there are no strict borrowing limits set by the VA.

    How to qualify for a USDA loan

    A loan from the United States Department of Agriculture is for low-to-moderate income borrowers buying homes in rural or suburban areas. You’ll need the following to be eligible:

    • Credit score: 640
    • Debt-to-income ratio: 41%
    • Down payment: No down payment is necessary
    • Other requirements: Your home must be in a rural or suburban part of the US. If you already know the address of the home you want to buy, enter the information into the USDA Property Eligibility Site to see if it qualifies for a USDA loan. You also must earn a low-to-moderate income, and the limit varies based on where you live. Your monthly mortgage payments should not exceed 29% of your monthly income. This number includes your loan principal, interest, insurance, taxes, and homeowner’s association dues.

    Knowing which mortgage types you qualify for can help you determine which one is the best fit. There may be some flexibility, though. For instance, a lender may approve you with a high DTI ratio if you have an excellent credit score and sizeable down payment. If you’re set on a certain type of mortgage but don’t think you qualify, call a lender to ask about your options.

    Mortgage and refinance rates by state

    Laura Grace Tarpley is the associate editor of banking and mortgages at Personal Finance Insider, covering mortgages, refinancing, bank accounts, and bank reviews. She is also a Certified Educator in Personal Finance (CEPF). Over her four years of covering personal finance, she has written extensively about ways to save, invest, and navigate loans.

    If you’re tired of paying more in rent than you would on a mortgage for a modestly priced home, it might be time to look into a small-dollar mortgage.

    You may have to shop around to find a lender that offers small-dollar mortgages, but some partner with nonprofits or create their own loan programs to help people attain homeownership and build personal wealth.

    Here’s a closer look at small-dollar mortgages and where you can get one.

    What Is a Small Mortgage?

    A small-dollar mortgage is generally considered to be a loan of $100,000 or less, which is much lower than the national average mortgage loan amount of $184,700 in 2019. While these loans are a small share of the overall number of mortgages issued each year, they are vital to low- and middle-income families who are trying to buy a home.

    Why Small-dollar Mortgages Are Hard to Get

    The primary reason small-dollar mortgages are difficult to find and secure is that lenders make less money on them than they would on larger mortgage loans. This is enough to keep many lenders from offering them at all.

    Lenders incur some of the same fixed costs—about $7,000, according to the Mortgage Bankers Association—for processing and servicing every mortgage, whether it’s a small-dollar or jumbo loan. That results in a smaller profit margin on small-dollar loans. Lenders also earn a smaller commission compared to larger mortgages.

    If you want to buy a lower-priced home and finance it with a small-dollar mortgage, it’s likely you’ll also encounter another problem—competing with bidders who pay all in cash, which is much more attractive to most sellers.

    Where to Find a Small-dollar Mortgage

    Small-dollar mortgages are available at select lenders, as well as through nonprofits and government agencies.

    Traditional Lenders

    Banks, credit unions and online lenders don’t usually disclose their minimum mortgage amounts on their websites, but you can assume it will be difficult to find anyone who will give you less than a $50,000 housing loan. Community banks and credit unions might be more likely to help because of their focus on local customer service.

    There are a few lenders that have started programs to address the small-dollar loan gap. For example, Key Bank, a Cleveland-based financial institution with branches in 15 states, has no minimum mortgage amount for its Community Mortgage Program.

    Partnerships

    Lenders, nonprofits and/or governmental agencies have started working together to fill the need for small-dollar mortgages. A couple of examples include:

    • The Home Loan Opportunity Fund. A partnership between Pinnacle Bank and nonprofit organization, The Works Inc., runs a program in the Memphis area that has a pool of $2 million for mortgage loans up to $50,000. The Works provides first-time homebuyers with credit counseling and loan origination.
    • MicroMortgage Marketplace. A pilot project launched in 2020 by Fahe, a nonprofit mortgage lender, and the Homeownership Council of America provides small-dollar mortgages in Louisville and parts of Southern Indiana. Mortgages are available under $100,000.

    Small-dollar Mortgage Requirements

    Many requirements for small-dollar mortgages are likely similar to conventional loans, such as:

    • A credit score of at least 620, although your interest rate will be better if your score is at least 760. Some government-backed loans will allow you to have a credit score in the 500 range.
    • A job that provides a steady income to pay for the mortgage.
    • A debt-to-income (DTI) ratio that is 43% or lower.
    • A down payment of 10% to 20%, although some loan programs will allow you to make little to no down payment.

    Small-dollar Mortgage Costs

    Depending on the program, applicants need to watch for these expenses when applying for a small-dollar mortgage and buying a home:

    • Interest rates: Because lenders might not make as much money on a small-dollar mortgage as they would on a more expensive loan, they might charge a higher interest rate.
    • Closing costs: It’s possible costs could be lower than average because the loan is smaller than most and/or you’re part of a program that limits fees. Regardless, prepare to have some funds at closing or to roll certain costs into the loan.
    • Expertise: You’ll likely need to pay for the appraisal, you’ll want to make sure you hire a home inspector and you might also need to foot the bill for a real estate attorney.
    • Mortgage insurance: If you don’t have a 20% down payment, lenders usually charge private mortgage insurance (PMI) as part of the monthly mortgage payment. In the MicroMortgage program, however, buyers can finance the entire loan without paying PMI.

    Alternatives to Small Mortgages

    • Other mortgage loan options: You might find that some programs—such as Federal Housing Administration (FHA) loans or Fannie Mae’s HomeReady program—will allow you to get a loan on a house you didn’t know you could afford. This is especially true for first-time homebuyers who are often targeted for special loan and grant programs. You might also find that condo-specific loans, such as ones the FHA offers, might be ideal.
    • Personal loan: You could try to finance the amount you need through an unsecured personal loan, but they often require higher interest rates than a mortgage. What’s more, some personal loan lenders set restrictions on using personal loan funds to finance the purchase of a home, so be sure to check with your lender.
    • Rent-to-own: This option gives you a chance to put some of your monthly rent payment toward a down payment on the property, and you’ll have the option to buy the property at the end of your lease. However, this arrangement is hard to find in a hot housing market.

    Bottom Line

    Small-dollar mortgages can offer an entry point into a lifetime of homeownership in situations where it didn’t seem possible otherwise. With a little research and financial preparation, you might find that there is a program that works for you in your community.

    How to get a mortgage loan guaranteed

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    What is a USDA Loan?

    A USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program, which is backed by the United States Department of Agriculture (USDA).

    The USDA backs a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. For eligible buyers, they feature great benefits such as 100% financing with no down payment and below-market mortgage rates.

    There are several types of USDA home loans: The single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify.

    Though the terms and details of these loans differ, all of these USDA loans offer very low effective interest rates (some are as low as 1 percent) and don’t require a cash down payment. To qualify, you need to have a decent credit history. Not all properties qualify for USDA loans, so be sure to visit the USDA website to see if you qualify.

    Single Family Direct Homeownership USDA Loan

    This type of USDA loan helps low-income households buy, repair or renovate homes in rural areas. The loans are for up to 33 years for those with incomes that are above 60 percent of the average median income for the area, up to 38 years for those below that, and 30 years for those who buy a manufactured home (a mobile home or another home that was made mostly in a factory).

    Shop for mortgage rates anonymously on Zillow

    To qualify, your household must have an income below 80 percent of the median income for the area; be without adequate housing; be able to afford the mortgage payments, taxes and insurance for the property (though you can sometimes qualify for subsidies to help you with this part); and be unable to get credit through another lender. Plus, you must buy a home that is “modest” for the area, meaning that its market value, design and size are reasonable for the area. Visit the USDA website to learn more about the Single Family Direct Homeownership Loan program.

    Single Family Guaranteed Housing USDA Loan

    This loan can help moderate-income households buy a modest home (see above) in a rural area. To qualify, your income can’t exceed 115 percent of the median income for the area; you must be able to afford the mortgage payments, taxes and insurance for the property; and you must have a reasonable credit history. These loans are for 30 years, and the interest rate varies, depending on the lender. Any state housing agency can issue these loans. For more details, visit our USDA home loans resource page with more information and eligibility.

    Rural Repair and Rehabilitation USDA Loans and Grants

    These loans and grants provide money to low-income people so that they can repair or improve their home to get rid of health or safety hazards or to make the place safer or more sanitary. To get one of these loans, you must make below 50 percent of the area’s median income and be unable to obtain affordable credit elsewhere; to get one of these grants, you must be 62 years or older and be unable to repay one of these loans. You can get up to a $20,000 loan with a 20-year term at 1 percent interest, a $7,500 grant, or the combination of both for up to $27,500. Visit the USDA website to learn more about Single Family Housing Repair Loans and Grants.

    Mutual Self-Help USDA Loans

    This type of USDA loan helps low-income families in rural areas who are unable to buy clean, safe homes or build their own homes; these families will do much of the labor to build the homes themselves. To be eligible, families must have income that is below 80 percent of the area’s median income, be without adequate housing and be unable to get credit elsewhere. The term of the loan is for up to 38 years (could be a shorter term, depending on your income), and effective interest rates can be as low as about 1 percent. For more details, visit the USDA’s page about Mutual Self-Help Housing Technical Assistance Grants.

    Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

    • Each type of mortgage has its own requirements for what credit score you need to qualify.
    • Government-backed mortgages typically have more lenient requirements than conventional mortgages.
    • A lender may understand if an aspect of your finances is a little weak if other parts are great.
    • Policygenius can help you compare homeowner’s insurance policies to find the right coverage for you, at the right price »

    When you apply for a mortgage, you have to meet basic eligibility requirements for a lender to approve your application. There are several types of mortgages, and each one has its own rules about who gets the green light.

    To determine your eligibility, lenders look at three main factors: your credit score, debt-to-income ratio, and down payment. There may be other factors to consider, too, depending on the kind of mortgage.

    Popular Articles

    We’re providing the general rules of thumb for mortgage requirements, but in some cases, the eligibility is up to the lender. Standards for down payments are pretty universal across the board, but a lender may decide it requires a 640 credit score for a conforming loan instead of the usual 620, for example. Or it may approve you with a lower credit score if you have a high down payment.

    When shopping for lenders, ask a representative about its minimum requirements if you’re unsure.

    Conventional mortgages

    A conventional mortgage simply means one that isn’t backed by the US government. It’s typically a little harder to get a conventional mortgage than a government-backed mortgage (which we’ll cover later).

    There are two types of conventional mortgages: a conforming loan and nonconforming loan.

    How to qualify for a conforming loan

    A conforming loan meets the borrowing limits set by the Federal Housing Finance Agency (FHFA). Here are the requirements:

    • Credit score: 620
    • Debt-to-income ratio: 36% to 50%, depending on the lender and how strong other parts of your financial profile are
    • Down payment: You may need up to 10%, but if your mortgage is backed by government-sponsored mortgage companies Freddie Mac or Fannie Mae, you’ll only need 3%
    • Other requirements: In 2021, the borrowing limit for a conforming loan is $548,250 in most parts of the US. In areas with a higher cost of living, such as Alaska, Hawaii, Guam, and the US Virgin Islands, the limit has been bumped up to $822,375.

    How to qualify for a nonconforming loan

    If you need to borrow more than the FHFA limit, you’ll have to apply for a nonconforming loan, sometimes referred to as a jumbo loan. Requirements tend to be stricter than with conforming loans, and the minimum standards are heavily determined by the lender. Here’s roughly what you can expect, though:

    • Credit score: 700
    • Debt-to-income ratio: It’s up to the lender, but probably between 36% and 45%
    • Down payment: Many require at least 20%, but some ask for less or more
    • Other requirements: A nonconforming loan is for people who need to borrow more than $548,250 in most parts of the US, or $822,375 in more expensive areas. The amount you can borrow will depend on how strong your financial profile is.

    Government-backed mortgages

    A government mortgage is backed by a federal agency. If you fail to make your mortgage payments, the agency will compensate the lender. This makes government-backed mortgages a little easier to qualify for, because they’re less risky for lenders.

    There are three main types of government mortgages: FHA, VA, and USDA loans.

    How to qualify for an FHA loan

    A loan from the Federal Housing Administration is for buyers who don’t have the best credit scores or debt-to-income ratios, but still want to buy a home. Here’s what you’ll need for an FHA loan:

    • Credit score: 580
    • Debt-to-income ratio: 43%
    • Down payment: 3.5%; or if your score is between 500 and 579, you can qualify with a 10% down payment
    • Other requirements: The FHA restricts how much you can borrow, and your limit depends on where you live in the US and whether you’re buying a single- or multi-family place. Your home must meet certain property standards. You can use an FHA loan to buy a home with normal wear and tear, but not one with major structural or safety issues.

    How to qualify for a VA loan

    A Veterans Affairs loan is for military families. Here are the requirements:

    • Credit score: 660
    • Debt-to-income ratio: 41%
    • Down payment: No down payment is necessary
    • Other requirements: You must be an active-duty military member or a veteran who served for a certain amount of time. You’ll also qualify if you’re a spouse of someone who died in active duty or another military-related incident, or if your spouse is a prisoner of war or MIA. The home you’re buying should meet safety standards and be used as your primary residence, but there are no strict borrowing limits set by the VA.

    How to qualify for a USDA loan

    A loan from the United States Department of Agriculture is for low-to-moderate income borrowers buying homes in rural or suburban areas. You’ll need the following to be eligible:

    • Credit score: 640
    • Debt-to-income ratio: 41%
    • Down payment: No down payment is necessary
    • Other requirements: Your home must be in a rural or suburban part of the US. If you already know the address of the home you want to buy, enter the information into the USDA Property Eligibility Site to see if it qualifies for a USDA loan. You also must earn a low-to-moderate income, and the limit varies based on where you live. Your monthly mortgage payments should not exceed 29% of your monthly income. This number includes your loan principal, interest, insurance, taxes, and homeowner’s association dues.

    Knowing which mortgage types you qualify for can help you determine which one is the best fit. There may be some flexibility, though. For instance, a lender may approve you with a high DTI ratio if you have an excellent credit score and sizeable down payment. If you’re set on a certain type of mortgage but don’t think you qualify, call a lender to ask about your options.

    Mortgage and refinance rates by state

    Laura Grace Tarpley is the associate editor of banking and mortgages at Personal Finance Insider, covering mortgages, refinancing, bank accounts, and bank reviews. She is also a Certified Educator in Personal Finance (CEPF). Over her four years of covering personal finance, she has written extensively about ways to save, invest, and navigate loans.

    If you’re tired of paying more in rent than you would on a mortgage for a modestly priced home, it might be time to look into a small-dollar mortgage.

    You may have to shop around to find a lender that offers small-dollar mortgages, but some partner with nonprofits or create their own loan programs to help people attain homeownership and build personal wealth.

    Here’s a closer look at small-dollar mortgages and where you can get one.

    What Is a Small Mortgage?

    A small-dollar mortgage is generally considered to be a loan of $100,000 or less, which is much lower than the national average mortgage loan amount of $184,700 in 2019. While these loans are a small share of the overall number of mortgages issued each year, they are vital to low- and middle-income families who are trying to buy a home.

    Why Small-dollar Mortgages Are Hard to Get

    The primary reason small-dollar mortgages are difficult to find and secure is that lenders make less money on them than they would on larger mortgage loans. This is enough to keep many lenders from offering them at all.

    Lenders incur some of the same fixed costs—about $7,000, according to the Mortgage Bankers Association—for processing and servicing every mortgage, whether it’s a small-dollar or jumbo loan. That results in a smaller profit margin on small-dollar loans. Lenders also earn a smaller commission compared to larger mortgages.

    If you want to buy a lower-priced home and finance it with a small-dollar mortgage, it’s likely you’ll also encounter another problem—competing with bidders who pay all in cash, which is much more attractive to most sellers.

    Where to Find a Small-dollar Mortgage

    Small-dollar mortgages are available at select lenders, as well as through nonprofits and government agencies.

    Traditional Lenders

    Banks, credit unions and online lenders don’t usually disclose their minimum mortgage amounts on their websites, but you can assume it will be difficult to find anyone who will give you less than a $50,000 housing loan. Community banks and credit unions might be more likely to help because of their focus on local customer service.

    There are a few lenders that have started programs to address the small-dollar loan gap. For example, Key Bank, a Cleveland-based financial institution with branches in 15 states, has no minimum mortgage amount for its Community Mortgage Program.

    Partnerships

    Lenders, nonprofits and/or governmental agencies have started working together to fill the need for small-dollar mortgages. A couple of examples include:

    • The Home Loan Opportunity Fund. A partnership between Pinnacle Bank and nonprofit organization, The Works Inc., runs a program in the Memphis area that has a pool of $2 million for mortgage loans up to $50,000. The Works provides first-time homebuyers with credit counseling and loan origination.
    • MicroMortgage Marketplace. A pilot project launched in 2020 by Fahe, a nonprofit mortgage lender, and the Homeownership Council of America provides small-dollar mortgages in Louisville and parts of Southern Indiana. Mortgages are available under $100,000.

    Small-dollar Mortgage Requirements

    Many requirements for small-dollar mortgages are likely similar to conventional loans, such as:

    • A credit score of at least 620, although your interest rate will be better if your score is at least 760. Some government-backed loans will allow you to have a credit score in the 500 range.
    • A job that provides a steady income to pay for the mortgage.
    • A debt-to-income (DTI) ratio that is 43% or lower.
    • A down payment of 10% to 20%, although some loan programs will allow you to make little to no down payment.

    Small-dollar Mortgage Costs

    Depending on the program, applicants need to watch for these expenses when applying for a small-dollar mortgage and buying a home:

    • Interest rates: Because lenders might not make as much money on a small-dollar mortgage as they would on a more expensive loan, they might charge a higher interest rate.
    • Closing costs: It’s possible costs could be lower than average because the loan is smaller than most and/or you’re part of a program that limits fees. Regardless, prepare to have some funds at closing or to roll certain costs into the loan.
    • Expertise: You’ll likely need to pay for the appraisal, you’ll want to make sure you hire a home inspector and you might also need to foot the bill for a real estate attorney.
    • Mortgage insurance: If you don’t have a 20% down payment, lenders usually charge private mortgage insurance (PMI) as part of the monthly mortgage payment. In the MicroMortgage program, however, buyers can finance the entire loan without paying PMI.

    Alternatives to Small Mortgages

    • Other mortgage loan options: You might find that some programs—such as Federal Housing Administration (FHA) loans or Fannie Mae’s HomeReady program—will allow you to get a loan on a house you didn’t know you could afford. This is especially true for first-time homebuyers who are often targeted for special loan and grant programs. You might also find that condo-specific loans, such as ones the FHA offers, might be ideal.
    • Personal loan: You could try to finance the amount you need through an unsecured personal loan, but they often require higher interest rates than a mortgage. What’s more, some personal loan lenders set restrictions on using personal loan funds to finance the purchase of a home, so be sure to check with your lender.
    • Rent-to-own: This option gives you a chance to put some of your monthly rent payment toward a down payment on the property, and you’ll have the option to buy the property at the end of your lease. However, this arrangement is hard to find in a hot housing market.

    Bottom Line

    Small-dollar mortgages can offer an entry point into a lifetime of homeownership in situations where it didn’t seem possible otherwise. With a little research and financial preparation, you might find that there is a program that works for you in your community.

    If you’re looking to buy a home, you’ll likely need to qualify for a mortgage to pull that purchase off. But before you apply for an actual mortgage, it pays to get pre-approved.

    A mortgage pre-approval may help you determine whether you’re in a strong enough position to buy a home, as well as how much money you can borrow.

    Our form below will guide you through each step of the process.

    A mortgage pre-approval letter is a document from a lender that states how much you are able to qualify for.

    As soon as you are serious about buying a home, you should get pre-approved for a mortgage. It’s fine to do some preliminary house hunting beforehand, but you should get your mortgage pre-approved before you sink a lot of time into looking at homes in person, or even online. If you have a good idea of what you’re looking for and think you’ll want to make an offer within the next month or two, it makes sense to get a pre-approval letter.

    Fortunately, the pre-approval process is fairly simple, and it may also save you some of the legwork involved in getting an actual mortgage. You’ll need to provide the lender with certain documentation, including:

    • Bank account statements
    • Pay stubs and employment details, including the name and address of your employer
    • A list of your existing debts or obligations, such as child support payments

    Your lender will use that information, coupled with the details it pulls from your credit report, to determine what mortgage amount you may qualify for.

    A mortgage pre-approval letter is generally valid for 30 to 90 days, and it’s common for these letters to include a specific expiration date. As such, it doesn’t pay to get a pre-approval letter until you’re really ready to start looking at homes and potentially make an offer on one.

    Just as it’s a good idea to shop around for the best mortgage lenders for your actual mortgage, it also makes sense to get pre-approved by more than one lender. Different lenders have different standards and guidelines when determining mortgage eligibility. Getting pre-approval from multiple lenders means you’ll be able to choose the offer that works best for you.

    You might assume that if a lender has given you a mortgage pre-approval letter, you’re guaranteed to get a home loan. Not so.

    The pre-approval process is just a preliminary review of your qualifications to take out a mortgage, but it doesn’t guarantee that you’ll ultimately get a home loan. The reason? Your financial circumstances could change between when you seek pre-approval and when you actually apply for a mortgage.

    Imagine you’re gainfully employed when your pre-approval letter is issued, but you don’t apply for an actual mortgage for another 90 days. If, during that time, you lose your job or your income drops, your lender is unlikely to approve you for the same mortgage amount — or any mortgage at all. Similarly, if you take on additional debt between the time of your pre-approval and your actual mortgage application, your lender may hesitate to grant you a home loan.

    Furthermore, lenders’ loan requirements occasionally change. Perhaps your credit score was deemed acceptable at the time you sought pre-approval, but now your lender requires a higher score. Even though nothing changed on your part, that change in guidelines could mean your mortgage application is denied.

    Another important thing to keep in mind: You may hear the terms “mortgage pre-qualification” and “mortgage pre-approval” used interchangeably, but they’re a bit different. Though neither guarantees actual mortgage approval, the pre-approval process is far more involved than pre-qualification, requiring you to submit thorough financial documentation so a lender can determine your eligibility for a mortgage. With pre-qualification, you provide less financial information, and the process is less formal. As such, pre-approval carries more weight than pre-qualification and is the better option if you want to present yourself as a serious buyer.

    When you seek out mortgage pre-approval, your lender will ask to review your credit report to make sure there are no financial red flags. This is known as a hard inquiry, and it could lower your credit score slightly. However, the credit bureaus that determine your score recognize the need to shop around. Therefore if you seek pre-approval from multiple lenders within a short time frame (specifically, within 30 to 45 days), all those inquiries will only count as a single inquiry in the credit bureaus’ eyes. That means your credit score won’t take multiple hits.

    Getting pre-approved for a mortgage sends the message that you’re a serious buyer with the finances to back up any offer you make on a home. It could also help you approach your home search more strategically, as it you’ll have a clearer idea of what you can afford. But be careful: While it pays to get pre-approved for a mortgage, you must first assess your finances to see if you’re ready. If your credit score needs work, or your job isn’t steady, you’re generally better off fixing those issues first and then requesting mortgage pre-approval.

    How to train your cat to use a pet fountain

    How to train your cat to use a pet fountain

    If you’ve ever tried to clean your pet’s water fountain, you know it can get tricky. Water fountains are a great way to encourage our cats to drink, but they don’t clean themselves. If we don’t keep them clean, it’s our kitties that suffer. That being said, here’s a few tips on how what we do to keep our cat’s water fountain clean and keep our kitties drinking from it.

    Tips On Cleaning Your Pet’s Water Fountain

    The type of water fountain you purchase is important. Plastic bowls fester bacteria and can result in a number of health issues for your cat or dog. We recommend using ceramic, glass or stainless steel for the water fountain.

    Cleaning the bowl with chemical free soap and water on a daily basis is great, but that isn’t enough. Once a week, run a mixture of water and vinegar 1:1 through the fountain to help disinfect the bowl and cut any residue. On the weekend (or your day off), give the fountain a thorough clean – making sure to clean all the specs of the pump as well.

    A few years ago we purchased our first water fountain for the kitties. We cleaned it as we would a normal sitting water bowl, but we quickly realized that the water was getting swampy. At first we thought it was the product but, after doing our research, we realized that it was because we weren’t cleaning the pump. This is an important and often over-looked step.

    When cleaning your pet’s water fountain, take the pump apart. This means every little piece. Don’t worry, at first it seems difficult but it’s really not. If your fountain didn’t come with a cleaning kit you can do like us and use tweezers and a Q-tip.

    The video above shows how we disassemble the pump for cleaning. We only do this weekly and the fountain stays clean and our kitties stay happy!

    How to train your cat to use a pet fountain

    There are lots of products available for cats, and it can sometimes be confusing determining whether a specific one is necessary for your cat or not. If you’re looking at a pet water fountain and trying to decide whether it could help your cat, this information is important.

    Facts About Cats and Water

    Cats evolved as desert animals, and as a species, they continue to have a low thirst drive. Wild cats get most of their water when they eat their prey and don’t necessarily need to drink a significant amount beyond that. However, the dry food diet that many indoor cats eat doesn’t provide enough moisture, and many cats are chronically dehydrated, which can cause or exacerbate illnesses like urinary tract problems and kidney disease.

    How to train your cat to use a pet fountain How to train your cat to use a pet fountain How to train your cat to use a pet fountainHow to train your cat to use a pet fountain

    When outdoor cats do drink water, they prefer finding sources that are trickling or running rather than stagnant pools. During their evolution, cats probably learned that stagnant water sources were more likely to make them sick. Our housecats still have this innate knowledge, so drinking out of a water bowl is not ideal for them.

    Cats are extremely sensitive to tastes and odors, and that can negatively impact how much water they drink. Tap water with its chemicals and the bowl itself might have odors or flavors that cause a cat to avoid drinking. A water fountain with a filter can resolve this issue, providing odor and flavor-free water for your cat.

    When Your Cat Might Need a Pet Water Fountain

    Here’s a checklist of indications that your cat might benefit from a water fountain:

    • Your cat has a chronic medical condition such as recurrent urinary tract problems or kidney disease. Dehydration exacerbates these issues, so getting more water into a cat that is suffering from them is a top priority.
    • Your cat routinely jumps on the counter to try to get a drink from the faucet or climbs in the shower to lick up water after you get out. This behavior indicates that your cat is looking for running water or a fresher source than she considers the water in her bowl to be.
    • Your cat bats at the water in the dish with a paw before settling in to drink it. When your cat bats at the water in her dish, she is trying to get it moving.
    • Your cat looks unhappy with the water bowl, perhaps walking up to look at it and then walking away throughout the day. A cat that routinely “checks” her water bowl but leaves without drinking might be upset with its quality or stagnant nature.

    If your cat is engaging in any of these behaviors surrounding her water, a pet water fountain might encourage higher water consumption.

    How to Introduce a Water Fountain to Your Cat

    First, you must choose the water fountain that is right for you and your cat. We like the Drinkwell Pagoda or Seascape. These are the qualities we appreciate in these fountains:

    • They are ceramic. The drinking surfaces of the Pagoda and Seascape are ceramic, which doesn’t scratch. Scratches that occur in plastic bowls can hold on to odors and bacteria.
    • They have wide drinking surfaces. Cats often dislike deep, narrow food and water bowls which can push painfully back on their whiskers when they eat or drink. Drinkwell fountains have nice wide drinking areas that don’t affect a cat’s whiskers.
    • Their constant water flow inhibits bacterial growth. The perpetual running of water through the fountain makes it more difficult for bacteria to set up shop than in a bowl of standing water.
    • Their filters remove bad tastes and odors. The water in the Pagoda and Seascape is always being run through a filter that removes most odors and tastes that might keep a cat from drinking. The filters are replaceable, so you can always ensure the greatest water purity.
    • They’re beautiful. The sound of the water trickling through the Pagoda or Seascape is soothing to the humans in the home, and both fountains are beautiful, too, which makes it easier to incorporate them into your décor.

    Once you’ve chosen a water fountain, read the instructions and set it up in a prominent area of your home. Cats in the wild drag their food away from their water source, so it’s best to set the fountain up across the room from any food dishes.

    Don’t remove your cat’s previous water source right away. Cats sometimes need to warm up to new things for a bit, so it’s important that your cat can still go back and get water from her old dish if she wants to. Once you see your cat reliably drinking from the fountain several times per day, you can remove the old bowl.

    How to train your cat to use a pet fountainSo, you’ve bought a new water fountain for your cat! Pet fountains are the choice of many attentive pet parents because they offer a fresh source of water that is constantly renewing itself. Yet, what do you do if kitty won’t drink from it? Read more to find out.

    Step One

    Move your cat’s previous source of water close to the fountain and turn the fountain off. If your cat used to drink from a ceramic dish, for instance, place the dish very close the fountain. The fountain should also have water available in it, so that your cat gets used to the idea of it being a source of water as well.

    Step Two

    Stop refilling the previous source of water. Eventually, the water in the previous dish will taste stale and run out. If you have a kitty who enjoys drinking from the bathroom sink, avoid the temptation of opening the faucet for your kitty during this time.

    Meanwhile, continue to wash and refill the fountain with the still water in it as if it were the new water dish. Turn the fountain on for a few hours at at time so that your cat gets used to the sound.

    Step Three

    After the water has run out in the previous dish, remove it completely. Once your cat is comfortable with drinking from the fountain while it is off, turn the fountain on more often. Eventually, your cat will even begin drinking from the spout.

    What to do if these steps fail

    If you’ve tried the steps above to no avail, give it one more shot. If the process fails twice, you might want to consider a different fountain. Some common “complaints” that cats have about fountains include the noise level and material, so opt for a gently trickling steel or ceramic fountain with a very quiet motor instead.

    Fountains also have to be cleaned regularly, so a dirty fountain could be turning your kitty away. Other fountains splash water that can scare your cat, in which case you should adjust the pump.

    Does your cat like his or her water fountain? Be sure to let your sitter know. Our sitters are happy to refresh all of the water sources in your home, even if you let your kitty drink from the sink. Book a visit with us today!


    Candace Elise Hoes is a pet sitter and blogger at Katie’s Kitty. She is a graduate of the MFA Writing Program at California College of the Arts.

    Cats get much of their water from the food they eat and it can sometimes be a tricky task to encourage them to stay hydrated and drink enough water. Cats seem to be very particular about how they drink their water. Some will only drink fresh water from a bowl and others insist on having a faucet turned on so they can drink from it.

    While having someone turn a faucet on for you anytime you like might be a nice commodity, it’s not always feasible. Cat parents do got to go to work and the pet store to pick up supplies every now and then, after all.

    This is where a pet fountain can come in handy. Pet fountains can help encourage cats to drink more water and provide a fresh, filtered source of hydration. However, what if your cat is scared of the pet fountain? Some cats and dogs who are used to drinking from a bowl may not like the idea of drinking from a source of free-falling water.

    For the past several weeks, we’ve been using a PetSafe Current Pet Fountain. Callie, my cat, has never used a pet fountain before and this fountain is the perfect place to start for her. Plus, it’s nice and quiet which I appreciate.

    Callie likes to drink lots of water. She used to have a very small bowl that I had to refill frequently. Plus, she also liked to tip it over a lot. The new PetSafe Current Pet Fountain holds more than enough water for her. We have the smallest size – a 40 oz. These are also available in Medium and Large, which would be great for dogs.

    The PetSafe Current Pet Fountain comes in a stylish Orchid color, which I personally am a fan of. The fountain uses an activated carbon filter that removes bad tastes and odors from tap water. Definitely a plus for us. Our tap water is from a well, and has a strong sulfur odor that is reminiscent of eggs or farts. Don’t worry, the water is fine – it’s just fragrant, if you will.

    The pump in the PetSafe Current Pet Fountain constantly circulates water through the bowl and filter, making it more appealing to pets and encouraging them to get their daily fill of water. Staying hydrated is important for cats. It keeps their kidneys and urinary tract healthy, and can encourage a quicker recovery when they are ill.

    The PetSafe Current Pet Fountain is BPA-free, comes apart easily, and is dishwasher safe. It’s affordable and prices range from $19.99 – $39.99 depending on the size. You can purchase one here.

    Callie has no problems drinking from her PetSafe Current Pet Fountain. I was worried she wasn’t at first, because I hadn’t seen her using it. Then, I noticed the level in the bowl had gone down. It’s on a counter top, so I know no one else has been drinking from it but her. I have seen her use it several times now and she seems to like it just fine.

    This fountain is a hit for us, and I can’t think of anything I dislike about it. It works great, the cat loves it, and she’s getting clean filtered water in her system everyday.

    PetSafe Current Pet Fountain Giveaway

    Would you like to win a PetSafe Current Pet Fountain for your cat or dog? We are partnering with PetSafe to bring you a giveaway! Enter to win a PetSafe Current Pet Fountain in your size preference.

    Giveaway is open to US residents only (void where prohibited by law), ages 18+, and ends on October 30th, 2015 at midnight CT. To enter, just fill out the Rafflecopter form below. All the entries are NOT mandatory, but the more ways you enter the higher your chances of winning are. You can also come back to this post and tweet once a day for more entry points. Good luck!

    We received a free PetSafe Current Pet Fountain for the purposes of this review. All opinions expressed here are our own.

    It’s not usually a cause for concern

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    How to train your cat to use a pet fountain

    Cats and kittens have a reputation for being water phobic. Most cats avoid getting wet if at all possible, but some love to play with their water bowls or seek out additional sources of water in their environment. The question is whether they do so because they are curious about water or whether they have an underlying health problem making them drink excessive amounts. If you find your kitten or cat splashing in its water bowl rather than drinking it, it may have a health issue that’s affecting its innate need to hydrate itself.

    Why Do Kittens Splash in Water?

    As a general rule, kittens are playful and have a natural impulse to manipulate things with their paws. This could be why they might play with, or in, water. Cats groom themselves by licking their fur so it’s unlikely they are using their water bowls for a bathtub. Kittens that play with water are most likely doing so as a way to learn about their environment.

    Some cats do like water. Certain breeds tend to be more tolerable of water (Maine Coons) and if a young kitten was exposed to a lot of water play or baths, it might tolerate bathing and getting wet as it ages. Note, there is debate as to whether cats need to be bathed and how frequently this should occur. Finally, some cats just truly prefer freshwater and don’t like to drink stagnant water in their bowls. They may be playing with the water to recreate the rippling effect of freshwater.

    Health Issues

    Before you start to work on behavioral issues, take your cat to the vet to ensure there isn’t a medical reason for its interest in water. Diabetes, kidney failure, and thyroid issues can make cats thirsty. They may drink from their water bowls more frequently and create a mess by splashing or pawing at the water if they’re not feeling well. They may also seek other sources of water like a faucet or toilet. Most cats with a health problem show other signs of illness, such as lethargy, confusion, or a change in appetite. It’s extremely rare for a young kitten to have one of these conditions but not impossible, so if you observe your kitten drinking excessive amounts of water or spending a lot of time focused on its water bowl, make sure you contact your veterinarian.

    Anxiety or stress sometimes prompts strange behaviors in cats. A cat may put its paws into its water bowl or try to climb in. Separation anxiety often motivates cats to seek attention from owners by exhibiting abnormal behaviors. Sometimes this manifests as litter box issues, such as urine spraying or defecating in an inappropriate area. For some cats, separation anxiety may lead them to splash in the water dish, push it aside, or try to overturn it to get your attention. Obsessive-compulsive disorders can become worse with stress as well. Kittens are rarely affected by these types of long-term behavioral patterns.

    How to Stop Cats From Spilling Water

    Sometimes a kitten playing in the water is just a kitten acting its age. Some young felines love patting around in the water, while others simply can’t stand the stuff. Kittens are inclined to grow out of behaviors like splashing in the water so patience may be the best solution if your young cat is using its water bowl as a toy.

    Kitten object play is most active up through the five-month age and starts to decline thereafter, so if the behavior doesn’t begin to wane by the time the kitten starts reaching maturity, it may be helpful to redirect its focus to a better outlet for play by offering another toy to play with.

    Resolve Any Health Issues

    If a cat is drinking excess water or spilling water because of a health issue, your vet will help determine the underlying cause and offer treatment options. Your cat may need prescription medication for the condition. Treating the health issue should resolve bad water bowl behavior.

    Changing Stressful Situations

    Managing stressful situations can be tricky. If you cannot pinpoint the exact problem, a board-certified veterinary behaviorist can help identify the problem and work with you to help correct the issue. In the meantime, try some tricks that are focused solely on the water bowl:

    Do you have a new kitten or an older cat, that is having trouble using the litter box? Often, this frustrating issue can be solved with simple changes to your litter box setup and making sure that your cat is physically healthy and happy. Read more for 8 steps on how to train your cat to use the litter box.

    How to train your cat to use a pet fountain

    1. Choosing the Best Litter Box
    If you have a new kitten then you will need a litter box with sides that are low enough to allow them to enter and exit easily. But if you are wondering how to train your cat to use the litter box and he is a little older, control his bad aim with higher sides that will keep the waste from falling on the floor.

    You will want to find a litter box made from heavy, durable plastic so it is easy to clean and holds up well over time. You will also want to make sure your litter box is big enough for your furry friend to turn around and kick the litter. This is normal behavior for him to do so accommodate it.

    After they’ve grown accustomed to a litter box, and are large enough to climb into one, you can use an automatic self cleaning litter box. It’s cut back on the cleaning time tremendously.

    2. Consider the Litter Box Setup
    There is an equation to find out the number of litter boxes for your household. They should equal the number of cats you have, plus one. It is common for multi-cat homes to be short on the needed number of litter boxes.

    Place your cat’s box in an area of the house that is quiet and easily accessible. If you’re having trouble with a cat that used to be an outdoor cat—or is an indoor/outdoor cat—it may be best to place a litter box near the door. You can also try placing the litter box wherever your cat feels comfortable and then gradually move it to your desired location.

    3. Introducing Your Cat to The Litter Box
    An important step in how to train your cat to use the litter box is encouraging litter box use. Place your fur friend in the litter box after meals, playtime, naps, and whenever you think he may need to “go.” Keep this up during the first few days with your new pet, and you should achieve litter box success in no time.

    4. Using Cat Attract and Feliway
    There are a couple of products you can try if you need a little extra help with the litter box training.

    Cat attract is the first cat litter that is blended with a natural herb attractant to help problem pets. It features superior odor control, hard clumping, and is 99% dust-free. You can use it for multi-cat households and kittens. Another awesome feature is that it can be used in sifting/mechanical litter boxes, like the one we have.

    A feliway diffuser mimics your cat’s natural facial pheromones and the scent will comfort and reassure him. This is helpful for skittish cats, or under stress caused by a variety of reasons including a new home or new pet.

    5. Clean the Affected Space
    In combination with any of the remedies on this list, you will want to be certain to thoroughly clean EVERY old accident spot with an enzyme cleaner. You may have used bleach and have a false sense of security, but this doesn’t eliminate the scent to your animal.

    My pro-tip on how to train your cat to use the litter box in relation to eliminating unwanted pet stains is to reduce the available space your pet has. Temporarily, keep your pet confined to a smaller space, such as a bathroom, where it is easier to clean.

    6. Stop a Cat from Pooping on the Floor
    If you’re wondering how to stop a cat from pooping on the floor it could be a very simple solution. Keeping the litter box clean is perhaps the most common mistake pet owners overlook. You need to scoop the feces from the litter box at least once a day and clean the box with soap and water once a week with completely fresh litter.

    As you know cats can be finicky and many will not use a dirty box. Your pet doesn’t want to sit among stale poop or step on clumps of pee.

    7. Evaluate Your Cats Mental Health
    Urine marking is more common in male cats, and neutering can help to reduce or eliminate spraying behaviors in approximately 90% of cats. Cats may spray as a form of marking or as a sign of anxiety. Your cat’s mental health is an important part of how to train your cat to use the litter box.

    Evaluating if your cat is stressed may be difficult, but there are many things you could try to perk home up. You could try playing music for him while you’re at work, playing with him more frequently using a wand toy, giving him treats using a puzzle toy, and most importantly spending personal time with him. Stress/affected mood is a very common reason for litter box issues, so trying all of these methods are well worth the effort.

    8. Check Your Cat’s Health
    Health can be a big factor in a sudden change in litter box behavior. So when you’re wondering how to train your cat to use the litter box if it is an adopted shelter animal you will want to have him evaluated by a veterinarian.

    Pain can make a pet suspicious that the litter box is actually causing the discomfort vs. it coming from their body. Diabetes, GI issues, or joint soreness that makes it difficult to enter the litter box may cause this discomfort.

    If the animal has a UTI the very act of urinating might be painful. So essentially no matter what you do to address the behavioral issue it could be pointless if your pet has a serious physical issue.

    Please look at every angle when investigating how to train your cat to use the litter box and good luck.

    How to train your cat to use a pet fountain

    Importance of Hydration

    By Lorie Huston, DVM

    Water is one of six essential nutrients your cat needs to thrive, though it may arguably be the most important nutrient on the list. That’s because water makes up roughly 80% of your cat’s body. Even a small deficit in the amount of water your cat consumes can make a big difference in your cat’s health.

    Let’s take a look at a few more things about your cat’s water consumption you hadn’t considered.

    What Happens if Your Cat Doesn’t Drink Enough Water?

    If your cat doesn’t consume enough water, he may suffer from a number of different problems, including dehydration. Inadequate water consumption can also cause or contribute to kidney disease and lower urinary tract disease.

    Why Do Cats Not Drink Enough Water?

    Cats evolved from desert-dwelling creatures that developed an ability to conserve water quite well and didn’t need a lot of water to survive. As a result, many of our cats today don’t have a high thirst drive.

    Many cats simply don’t drink because they don’t think about it. Unfortunately, though our current-day cats still have the ability to concentrate their urine quite well, they can still find themselves in trouble when they don’t drink enough.

    Equally troubling is that inadequate water consumption is not an uncommon problem in the cats we live with today. However, there are some steps we can take to encourage our cats to increase their water intake.

    How to train your cat to use a pet fountain

    How to Get a Cat to Drink Water

    If your cat won’t drink water, one option you have to increase his water consumption is to feed him canned cat food. In comparison with dry food (kibble), canned cat food contains a much higher volume of water.

    Consuming a cat food with high moisture content is a quite natural way of increasing your cat’s water intake. Some cats prefer the taste and texture of canned food to dry as well.

    How to train your cat to use a pet fountain

    Try Adding Water to Dry Cat Food

    Adding water to your cat’s dry food can also be a good way to increase your cat’s moisture content. This can be useful for cats that prefer dry food over canned.

    However, you may need to start slowly—adding only a small quantity of water to you at first and then gradually increasing as your cat becomes accustomed to the change. Never try to force your cat to accept any change in diet. A cat that refuses to eat for any reason can develop a serious liver complication known as fatty liver disease.

    How to train your cat to use a pet fountain

    Try Feeding a Combination of Canned and Dry Cat Food

    You can also feed a combination of canned and dry cat foods. Sometimes, mixing a bit of canned food into the dry food can convince a finicky cat to accept canned food more easily.

    As your cat becomes accustomed to the change and begins to accept the canned food more readily, you can increase the percentage of canned food offered or even switch to diet solely consisting of canned cat food.

    How to train your cat to use a pet fountain

    Consider Using a Cat Water Fountain

    A cat water fountain is another option that can encourage your cat to drink more. Water fountains are available in a variety of different configurations and styles. Many of them feature a waterfall as well as a bowl area from which your cat can drink.

    For many cats, these fountains prove to be very tempting and can be quite successful in encouraging a cat to drink larger volumes of water.

    How to train your cat to use a pet fountain

    …or a Water Faucet

    Dripping water is tempting for many cats. This can be accomplished by allowing a water faucet to drip and allowing your cat access to the faucet.

    This will, of course, result in a higher water bill for you. Keeping your cat healthy may well compensate for any increases though, and may even result in lower veterinary costs, saving you money in the long run.

    When All Else Fails, Make an Appointment with Your Veterinarian

    If you are concerned about whether your cat is drinking an adequate amount of water or if you think your cat may be dehydrated, consult with your veterinarian.

    One sign of dehydration in cats to watch for is a lack of elasticity in the skin. When you lightly pinch your cat’s skin and pull gently upward, the skin should return to its normal position quickly. In a cat that is dehydrated, the skin does not retain enough elasticity to return to its normal position as quickly as it should and will remain in a tented shape for several seconds or even longer.

    Other signs to watch for include a dry mouth, sunken eyes, depression, lack of appetite, panting and/or an increased heart rate.

    How to train your cat to use a pet fountain

    How to Train a Cat to Use a Cat Door

    Train a Cat to Do Something? Really?

    If a cat owns you, then you understand the definition of “cattitude”. Whether turning their nose up at premium cat food, ignoring your pleas for cuddle time or sitting on your chest at 4:00 AM for no reason, cats have a well-earned reputation of refusing to do anything their humans want them to do, even when said humans ask as politely and nicely as possible.

    So how do you train even the most stubborn cat to use a cat door for door types such as sliding glass doors, dutch doors or any other kind of door through which you let your cat out? Believe it or not, it is entirely doable.

    Things You Need to Train Your Cat to Use a Cat Door

    • Plenty of cat treats (not the cat’s usual food but something special like freshly cooked chicken or turkey chunks)
    • A laser pointer or fishing-pole toy for cats
    • Time
    • Patience

    To be fair, some cats do not need to be trained to use a cat door so you may not need any of these things. Just show your cat how the flap opens up into the great outdoors and see what happens next. If your cat exhibits confusion, fear or cattitude, a training program is in you and your cat’s future.

    3 Ways to Train Your Cat to Use a Cat Door

    1. Prop Open the Flap

    Let your cat go in and out without needing to push the flap open for a day or so. Prop the flap open with a piece of duct tape and sit outside in front of the open flap with a treat to encourage your cat to use the door. Laser pointers work well to activate cats who are unsure about stepping through the unfamiliar flap.

    2. Install the Cat Door Properly

    Measure the inches from the floor to your cat’s belly. If it is five inches, then install the cat door five inches up from the bottom of the door. Your cat should have a clear view of what’s outside the cat door as soon as they push open the door.

    3. Provide a “Safe” Space Outside the Cat Door

    Cats love to hide in boxes, enclosed cat beds, drawers and anything else that makes them feel safe. If your cat readily comes through the cat door into your home but resists going out the door, it could be the area just outside the cat door is too open. Try arranging some potted plants or small patio chairs outside the cat door to make your cat feel less vulnerable to unknown dangers lurking in open spaces. Cats may be considered “domesticated” pets, but they are still the most instinct-driven domesticated pet!

    Tips for Buying a Cat Door for Different Door Types

    Ask yourself these questions when researching cat doors :

    • Is the cat door energy efficient? Does it come with weather-tight seals and framing to prevent energy loss?
    • Does it come with a warranty?
    • Is a security panel provided to prevent cats from wandering in or out when you don’t want to?

    Visit Pet Door Products in Salt Lake City, Utah Today

    Pet Door Products offers these exceptional specifications and more on all cat and dog doors. We are also proud to donate five percent of all proceeds to the Humane Society of Utah and regularly sponsor the Make-A-Wish Program . Check out our great selection of cat doors today by browsing our website: Pet Door Products .

    How to add colored sugar to sugar cookies

    How to add colored sugar to sugar cookies

    Experience the world of cake decorating like never before with Cake Central Magazine!

    When you purchase a digital subscription to Cake Central Magazine, you will get an instant and automatic download of the most recent issue.

    How to add colored sugar to sugar cookies

    Adding Sparkling Sugar To Cookies After Baking!

    Hi Everyone!
    I want to make sugar cookies and add coloured sugar to them but AFTER baking.
    The reason why I want to add it after baking is because I won’t use as much of the sugar (ie. waste) then prior to baking. Prior to baking I would have to pour the sugar onto the cookie sheet and not be able to control the excess sugar.
    Whereas if I add it after baking, I can put the cookies on a cooling rack with plates underneath to catch the excess sugar to re-use.

    However, my only problem is, what would I use keep the sugar on the cookie? Is there a mixture that I could make and not affect the taste of my cookies?

    I am making regular sugar cookies tinted pink and I would like to use pink sugar.

    Thoughts, suggestions, anything is super helpful!

    Don’t Waste Your Money on Colored Sugar, It’s Easier to Make Than You Think

    How to add colored sugar to sugar cookies

    Erin Huffstetler is a writer with experience writing about easy ways to save money at home.

    Colored sugars are great for decorating cookies, cakes and other baked goods. They also cost way more than they should! If you learn how to make your own, you can cut your baking costs considerably.

    The best part? It’s super easy; the color possibilities are endless; and it is a great project to do with kids.

    3 Things You Need for DIY Colored Sugar

    Making your own colored sugar is easier than you think. It’s also likely that you already have everything you need right there in your kitchen. Here’s what you’ll need to make a batch:

    • Granulated sugar, sanding sugar or raw sugar
    • Food coloring (liquid is best, but gel will also work)
    • A plastic, zippered sandwich bag

    How to Make Colored Sugar

    Homemade colored sugar can be any color you like. Use the chart on the back of the food coloring box for basic colors; refer to a food coloring chart for icing to find even more colors options; or get creative, and come up with your own colors.

    It’s time to shine with our guide to decorating sugars.

    William Shakespeare once wrote, “All that glitters is not gold,” but when it comes to cookie decorating, we respectfully disagree. Decorating sugars and sprinkles add sheen, sparkle, and texture to cookies while being super easy to use—as in they’re great for the low-maintenance cookie baker in all of us who doesn’t feel like busting out the piping tips this year. Here’s a run-down of all things sweet and shimmery.

    Sanding Sugar

    Translucent and sparkly, this is glitter in sugar form. Thanks to a coarser grain that reflects light, sanding sugar is an easy way to add glitz and glamour to simple sugar cookies, and a great option for when you want to create a little holiday magic, like with our “snow-topped” gingerbread trees. Sanding sugar can withstand the heat of the oven without dissolving, so it can be applied to shaped cookie dough (or rolled in the sugar if you’re working with balls of dough). If you wanted to use it on baked cookies, either sprinkle it on freshly frosted cookies or brush cooled cookies with an egg white-wash before applying so the sugar will stay put. Uses for sanding sugar go way beyond the cookie—from cupcakes to holiday cocktails, it won’t be hard to use up the jar!

    You can find sanding sugar in a few different colors at most grocery stores, but a craft store like Michael’s or online retailers like Amazon will offer a wider variety of colors and sizes. Not all brands label their products as sanding sugar, but it’s a safe bet that any colored sugar advertised for decorating is some form of sanding sugar.

    Nonpareils

    Nonpareils—which have been around for so long they have an old-fashioned candy named after them—typically come in bright, primary colors and range from tiny, like a grain of kosher salt, to medium in size, like a peppercorn. Made from sugar and starch, these will bring a sweet crunch (and a whole lot of whimsy) to cookies. Little nonpareils are great for indiscriminately shaking over something like spritz cookies and popping in the oven, making them an excellent decorating choice for when you have small helpers in the kitchen. Just don’t mix them into things like batters and soft cookie doughs—the colors will bleed.

    Like sanding sugar, these are standard fare in the baking aisle of most supermarkets, but colors may be limited to just a few options. For more variety, seek them out at craft stores or online.

    Sugar Pearls and Dragèes

    While these two may share the “cute, classy, and bobbly” category, there are a couple of key differences to be aware of. Living up to their name, sugar pearls most often come in muted, neutral colors with a pearlescent sheen on the outside. Dragées (pronounced drah-zhay), on the other hand, are metallic and shiny, and because of their coating, the FDA advises that you don’t eat them, which is why we recommend against using these on cookies. Sugar pearls can be very hard—to avoid a toothache, apply them sparingly and after baking to a well-frosted cookie or cake, and give it a chance to soften before eating. They are excellent for adding an intentional pop of color and enhancing the theme of a cut-out cookie, as shown in our wreath cookies and Christmas tree cookies.

    Some higher end grocery stores may carry sugar pearls, but your best bet is heading straight to the baking aisle of an arts and crafts store or purchasing them online. Sugar pearls can sometimes be found in metallic colors, too. To avoid confusing them with dragées, check labels carefully for statements like, “for decoration only.”

    Sequins

    Quins for short, these are just like sprinkles in texture and flavor, but boast an even bigger personality. They come in a large variety of eye-catching shapes, sizes, and colors, and add instant pizazz to cookies. Stars, trees, snowflakes, hearts… you name it, there’s probably a quin for it. Quins run the risk of losing their shape a little when baked, so if you’re wanting a super clean look, sprinkle them on your baked cookies after frosting.

    These are widely available in grocery store, especially during the holiday season. For the best selection of shapes and colors, head to a craft store or online at places like fancysprinkles.com or Amazon.

    Luster Dust

    This specialty product is a superfine powder that comes in a range of colors—usually metallic—and while it isn’t sweet, it’s perfectly edible. Luster dust will give cookies a professional polish, so if you’re looking to standout at the cookie swap, take note. Apply luster dust after baking. For a barely-there, subtle shimmer, apply luster dust to cookies with a dry paintbrush. For a more pronounced color and more matte finish, mix in just enough of a clear alcohol like vodka until it becomes the consistency of paint. Then apply on cookies with a paintbrush.

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    Ingredients

    Sugar Cookies

    • 2 3/4 cups flour
    • 2 teaspoons McCormick® Cream Of Tartar
    • 1 teaspoon baking soda
    • 1/2 teaspoon salt
    • 1 1/2 cups granulated sugar
    • 1 cup (2 sticks) butter, softened
    • 2 eggs
    • 2 teaspoons McCormick® All Natural Pure Vanilla Extract

    Colored Sugar

    • 1/2 cup granulated sugar Substitutions available
    • sanding sugar

    Key Products

    How to add colored sugar to sugar cookies

    How to add colored sugar to sugar cookies

    How to add colored sugar to sugar cookies

    Instructions

    For the Sugar Cookies, mix flour, cream of tartar, baking soda and salt in medium bowl. Set aside.

    Beat granulated sugar and butter in large bowl with electric mixer on medium speed until light and fluffy. Add eggs and vanilla; mix well. Gradually beat in flour mixture on low speed until well mixed. Refrigerate 2 hours or until firm.

    Meanwhile, for the Colored Sugar, place sugar in resealable plastic bag. Add 5 drops of desired food colors. Add more food color, a drop or two at a time, if more intense color is desired. Seal bag and knead gently until color is evenly distributed. Spread in thin layer on baking sheet and break up any large lumps. Allow to dry thoroughly, about 15 to 20 minutes. Sift or press through sieve to return sugar to its original texture, if needed. Set aside.

    Preheat oven to 400°F. Shape dough into 1-inch balls. Roll in Colored Sugar. Place 2 inches apart on ungreased baking sheets.

    Bake 6 to 8 minutes or until lightly browned. Cool on baking sheets 1 minute. Remove to wire racks; cool completely.

    How to add colored sugar to sugar cookies

    Adding sprinkles seems like an easy way to decorate a batch of butter cookies or other relatively plain-looking cookies for holiday or some other festive occasion. They’re bright, colorful and, unlike frostings and glazes, need no prep time. But sprinkles can come with their own problems because they don’t always end up where you want them to be; frequently, when you’re applying sprinkles, you end up with more on the baking sheet than you do on the cookies themselves! Sprinkles have a hard time sticking to dough that isn’t tacky enough. For instance, when cookie dough is rolled out on a lightly floured surface, it picks up some flour so that it isn’t sticky and can be handled easily – and that same flour will prevent sprinkles from sticking to the cookies.

    How to add colored sugar to sugar cookies

    There are a couple of simple things that you can do to help those sprinkles stick. The easiest thing to do is to brush the tops of the cookies with a little bit of water or milk, using just enough to dampen the cookie dough and no more. This will help the sprinkles stick and won’t change the finished appearance of the cookie when you’re done baking. You can also brush the cookies with a little bit of egg white, which will provide some adhesive, but will also make the cookies appear a bit darker and shinier. Take a sheet of notebook paper and fold it in half. As for technique, pour the sprinkles down the “channel” to direct them onto the cookies, rather than shaking the container of sprinkles all over the baking sheet to eliminate the mess and waste usually associated with sprinkle-ing cookies.

    Finally, if you’re using big, round sprinkles, you’re going to need to press in the sprinkles when you apply them. Large nonpareils, for instance, need to be “anchored” into the cookie dough, or they simply won’t stay put on the trip from the countertop to the oven.

    A new year puts me in the mood for cleaning and organizing. I’ve just about finished the house, so now it’s on to the computer. I’ve had this post saved for MONTHS but just never published it. Why? Because the pictures suck. Not one of my brightest ideas to use clear sugar to demonstrate adding sanding sugar to a cookie but I have those moments sometimes. I blame the kids.

    Anyway, I guess I have a thing for sanding sugar. It’s an easy way to make plain cookie look really special. I have it in about every single color imaginable.How to add colored sugar to sugar cookies

    Sanding sugar should not be mistaken with course sugar. It’s a totally different thing which I’ll explain in detail next week. In the meantime, I’ll show you how I add it to the outside of my cookies. It’s easier to do than you might think.

    Get REALLY close to the screen and you might be able to see the clear sugar around my daisies!

    How to add colored sugar to sugar cookiesDid I mention I resolved not to take any bad photos in 2012?

    Start with a cookie that has been decorated and is completely dry. I always work on a sheet of waxed paper so I save the excess sugar to use again.

    How to add colored sugar to sugar cookies

    Use piping icing to outline the area that you want sugared. You can use a matching color or a different one entirely if you want to change things up. Just make sure the icing is the consistency of toothpaste.

    How to add colored sugar to sugar cookiesAfter outlining pour sugar directly onto the wet border. Don’t do too many at once, because if you do the icing will dry and the sugar won’t stick.

    How to add colored sugar to sugar cookiesGive the border dry then dump off the excess sugar. After about 3 hours use a clean dry paintbrush to move any sugar that might have been left behind.

    How to add colored sugar to sugar cookiesFold the waxed paper in half and put it back into the jar. You can see a visual example HERE. For a picture tutorial on how I add sanding sugar to the entire surface of a cookie click HERE.

    And for those of you who cannot see a darn thing I did with that clear sugar, here’s a video example.

    When you’re finished, you’ll have these…

    How to add colored sugar to sugar cookiesor these, for those of you without magic invisible sugar sensing eyes.

    How to add colored sugar to sugar cookies

    That’s all it takes! Easy, right?

    Okay, for I know I have been a little boring lately, but I am finally getting back into the swing of things. My little guy went back to school today, I spend a disgraceful twenty minutes on my clothes rack elliptical machine and promptly decided cookie decorating was way more fun.

    What I’m trying to say is that I am finally back on track and seeing as how I will probably be too sore to walk tomorrow, I’ll have even more sitting time in the next few days which I promise will be spent decorating. That and taking non-sucky photos, I hope!

    I bake a LOT of cookies, but tend to gravitate toward the soft and chewy type – normally a drop cookie but I have also done rolled and pressed cookies. Recently my daughter asked me to make a cookie she saw on TV. The cookie she described had a raised design and had colored sugar only on the raised design.

    I am guessing those cookies are some type of shortbread cookie (a cookie with little or no leavening so the imprint stays sharp) either baked in a mold or stamped before baking. However, I cannot find any information on how to decorating just the raised image or the just the imprint. Every web site I have looked at basically covers the entire cookie with colored sugar or uses some variety of royal icing.

    How do you decorate just the embossed part of the imprint with colored sugar? Are cookies like this made with stamps, molds, or stencils? Any help would be much appreciated.

    3 Answers 3

    Basically, there are two options:

    1. Use a stencil.
      This means, your design can be only slightly raised (or not at all), because the sugar will create a 3D illusion. There are plenty of examples online, here is one from Martha Stewart (in honour of upcoming St. Patricks Day). This can be done befor baking or afterwards by sugaring an image stenciled with thin icing.
    2. Dip the cookie upside down.
      You will need a rather distinct raised image for this. Dip the cookie upside own into a bowl/plate of sugar, making sure to touch the surface only with the raised parts. Depending on your dough you might have to use some water first to make the sugar stick better. You will need a rather thick and well-cooled cookie that can keep its shape while handling.
      If you want to decorate baked cookies, brush very little thin icing on the raised part, then dip. Make sure to use the absolute minimum of icing, because otherwise it will start running down either when turning the cookie or while drying, taking the sanding sugar with it in the worst case.
    1. Can I Make Brownies With Confectioner’s Sugar?
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    4. How to Remove a Cake From the Pan
    5. How to Make Sugared Almonds

    How to add colored sugar to sugar cookies

    You could serve sugar cookies plain, but with the addition of sprinkles on top, they become a little more tasty and decorative. Sprinkles are the small pieces of candy or colored crystallized sugar used to give texture or design to cookies and other baked desserts. Many cooks add sprinkles to holiday cookies, in the color themed for the holiday, to give cookies a festive appearance. Several methods exist to decorate sugar cookies with sprinkles.

    How to add colored sugar to sugar cookies

    Prepare the cookie dough. Spread it on the baking pan. Add the sprinkles on top of the cookies and insert the cookies into the oven. Bake the cookies and remove when done.

    How to add colored sugar to sugar cookies

    Remove cookies from the oven. Allow the cookies to cool down. Spread the icing on the cookies. Add the sprinkles on top before the icing dries.

    How to add colored sugar to sugar cookies

    Place cooled cookies on a plate. Dip a brush into melted butter. Brush the cookie. Place the sprinkles on top. Allow to dry.

    Place chocolate chips into the microwave for 30 seconds on high. Allow the chocolate to melt. Drizzle melted chocolate onto the cookie with a spoon. Put sprinkles on top.

    How to add colored sugar to sugar cookies

    Dip the cookies into melted chocolate. Add the sprinkles on top.

    How to create a butterfly garden

    Related Articles

    Small, medium or large, any size fits this topic. This is Nicholas Staddon from Monrovia Nursery and we’re going to talk about recommended size of a butterfly garden. You know I am in my favorite spot right now surrounded by plants. There’s something very therapeutic about the whole thing. There’s only one thing missing and that’s a cloud of hummingbirds and butterflies and pollinators in all those great plants, everything with me is just a great attractant. There is no set rule about how big your hummingbird and butterfly garden should be. It could be the size of a postage stamp. It could be one by one it could be two by two, it could be a quarter acre. It’s whatever you have and it’s really down to the plants you have in it. So when you are picking your garden, if it’s a small area, let’s say it’s three by three, look for smaller growing plants. If you are buying Buddleias for instance, look for the smaller varieties and there’s great information on the labels. The plant I am holding is called a Yarrow. This is a killer plant for hummingbirds and butterflies. Butterflies just love it. They come and feed off all this nectar that’s here. This is a small growing plant. You’ll only need a small area. Lavenders which are just key again for the hummingbird and butterfly gardens. This is an English Lavender. It’s pretty much fully grown in the container. It might get another sort of ten, fifteen inches higher and wider but what a great plant for a small footprint. Lantanas, you get small dwarf ones. There’s a great variety called Teeny Genie which will only get about 25 inches high and maybe 30 inches across. For the larger garden, look for the big growing varieties of Buddleia. This one is called Black Knight, very very fragrant and not only can the butterflies and everyone else enjoy it in the garden, you can stand there and watch the animals come and the birds come to this. You can harvest the blooms and bring them indoors and enjoy this wonderful, sweet, almost grape-like fragrance. So big or small, there’s a ton of plants that you can enjoy to attract the pollinators and all these great creatures to your garden. So it really is that easy. This is Nicholas Staddon from Monrovia Nursery talking about recommended size of a butterfly garden.

    Nicholas Staddon has been with Monrovia for 20 years, and is the spokesperson for new plants.

    How to Start a Butterfly Garden

    How to create a butterfly garden

    Butterfly Garden in Connecticut

    Beginning a butterfly garden can be as simple as choosing flowering plants that will invite adult butterflies to your garden to feed. But if you want to create a butterfly garden that will act as a sanctuary, attracting a wide variety of butterflies while also providing a place where butterflies can grow and multiply, you will first need some simple planning. By considering which plants to grow and evaluating your garden site, you can plant a butterfly garden that will help with the creation of more butterflies.

    Many flowering plants will attract butterflies to your location, but not all flowers are created equally in the compound eyes of a butterfly. Selecting plants that will feed butterflies while also encouraging them to stick around for a while, laying eggs and creating a new generation of butterflies, is your goal. To do this, you will need to choose plants that fall into two groups: nectar plants that will provide adult butterflies with energy and caterpillar food plants that will feed caterpillars. With careful selection from these two groups, your garden will provide for the entire life cycle of butterflies.

    Choosing Nectar Plants

    How to create a butterfly garden

    Eastern Purple Coneflower

    While shopping for garden plants, you will encounter many plants labeled “butterfly friendly.” These labels are most likely telling the truth and if you choose plants labeled for butterfly gardens, they will attract butterflies. Most likely, though, these plants are nectar plants, marketed for their bright blooms, and will not provide for the caterpillar stage of a butterfly’s life. Although many flowering plants provide nectar to butterflies, it is worth doing a little research to find you what plants attract the most butterflies in your area. Just as growing conditions vary by location, so do the popularity of butterfly nectar plants. Some plants will serve as both nectar and caterpillar food plants and it may be worth searching out some of these double duty offerings.

    Choosing Caterpillar Food Plants

    The relationship between butterflies, caterpillars and the plants they use for food is not a casual one. It is a relationship created over thousands of years as flowering plants developed along side insects. As a result of this long development, caterpillars will use only certain plants for food. At the same time, butterflies are equally picky about what plants they will select to lay their eggs on. In order to encourage caterpillars in the garden, butterfly gardeners need only select the plants that are preferred by caterpillars in their location. Nature and chemistry will take care of the rest.

    Choosing Plants for Butterflies Common to Your Region

    To determine which butterflies and caterpillars may arrive in your garden, visit local butterfly gardens in your region or talk to other butterfly gardeners. If such opportunities do not exist, many butterfly field guides also provide information about which butterflies are likely to visit gardens and what food sources they prefer. Once you have identified butterflies that are most likely to visit your garden, select their preferred caterpillar food plants along with nectar plants that are recommended for your growing area.

    Garden Site Selection

    How to create a butterfly garden

    New Jersey Butterfly Garden

    Planting a wide range of nectar and host plants is the best strategy for attracting the largest number of butterfly species. Butterflies may be attracted to the garden by a large patch of bright flowers, but they will linger longer if there are also areas that provide shelter, water, sun and a diverse group of plants that imitate the way plants grow in the wild.

    Plant Diversity
    in the garden results from choosing plants of different types, such as shrubs, trees, perennials, and even vines. In choosing plants that grow to different heights, with a variety of flower shapes and colors that have different bloom times, you will be creating a garden that is attractive to a wide range of butterflies. Grouping more than one plant of each type together will help to unify the look of the garden and will lessen the distance that nectaring butterflies have to travel. If your garden is small and has no room for trees or shrubs, consider an arbor covered with vines to create height. There are many vines to choose from that act as nectar or caterpillar food plants.

    How to create a butterfly garden

    Shelter
    While shrubs and trees can create unnecessary shade, they do provide an important feature in the butterfly garden. Properly placed, trees and shrubs will shelter your garden from wind, which makes it easier for butterflies to explore your location. Additionally, trees and shrubs give valuable shelter where butterflies can roost at night or hide from predators. Keep in mind that many shrubs and trees are also caterpillar food plants!

    Water
    is needed by butterflies, but not very much. Nectar, dew, and tree sap provide butterflies with moisture but puddles and moist dirt or sand are also popular water sources. Puddling stations can be as simple as a damp area of ground covered with sand. Placed where they are easily viewed and sheltered from the wind, puddling stations are thought to provide dissolved salts in addition to water.

    Sun
    is essential for the butterfly garden. Butterflies are cold-blooded insects that often start their day by warming their bodies in the sun. Be sure to include a spot in the garden where sunlight will reach the ground early in the day. Large rocks, exposed soil, or even pavement are all surfaces that will warm up in morning sunlight. Try to locate your garden where it will receive at least six hours of direct sunlight each day.

    Once you have combined careful plant selection with the details of site selection, you will have created a butterfly garden that is a microhabitat providing a unique location where a wide variety of butterflies can live and grow.

    How to create a butterfly garden

    Summer is nearly upon us in Corpus Christi. There’s nothing better in the summertime than a yard filled with flowers and butterflies. Did you know that attracting different species of butterflies can be as easy as adding a variety of flowering plants to your garden, as well as following a few safe gardening practices?

    Below we’ll look at some of the ways you can turn your yard into your personal butterfly garden.

    How to attract butterflies

    There are a number of plants that attract butterflies, and they fall into a couple of categories.

    First, there are plants that butterfly larvae (caterpillars) love to eat. Growing some of these plants ensures that butterflies will mark your yard as one of their favorite places to visit.

    Second, butterflies are garden pollinators. Like bees and wasps, they help pollinate flowering plants by feeding on their nectar and transferring pollen from one flower to the next. Be sure to plant annual and perennial flowers favored by butterflies, but don’t forget the flowering shrubs and vines they also love.

    How to create a butterfly garden

    9 simple steps you can take to welcome butterflies into your garden.

    1. Practice organic garden techniques, including fertilizing with compost, for robust and healthy plants with a minimum of chemicals.
    2. Plant native plants, rather than imported or naturalized varieties, for the best results. Butterflies have adapted to plants that have grown here for hundreds of years, and will prefer those over showy plants that aren’t originally from our region. As a bonus, native plants are drought-tolerant for the most part, meaning you won’t have to water them as often.
    3. Avoid using pesticides, which are indiscriminate and will kill butterflies and caterpillars just as fast as garden pests, as well as herbicides like Roundup, which devastate honeybee and butterfly populations.
    4. Give butterflies flat rocks and other surfaces where they can sun themselves and dry their wings.
    5. Provide one or more shallow water sources. Birdbaths with pebbles, shallow dishes of water or even puddles will attract butterflies.
    6. Plant a variety of flowers and shrubs that bloom all summer long to attract the widest variety of species, as not all butterflies like the same kinds of plants. The more flowering plants you offer, the more likely butterflies will find your garden.
    7. If your yard is open, having fences, hedges or other windbreaks will appeal to butterflies, which prefer calm areas to feed.
    8. Don’t remove caterpillars from plants on which they are feeding. While it may look like the hungry caterpillars are killing them, in fact, healthy plants will recover quickly after the caterpillars have moved on.
    9. Purchase plants from trusted nurseries that practice organic gardening practices, and obtain their plants from similar sources.

    How to create a butterfly garden

    Butterfly-friendly plants

    The Native Plant Society of Texas recommends several different flowering plants that grow well in Texas and attract butterflies. Below is a brief list of just a few of the plants you might consider adding to your garden. Remember, the more flowering plants you have, the more butterflies you’ll be likely to attract.

    Native wildflowers:
    Purple coneflower
    Lantana
    Salvia
    Milkweeds and butterfly weed (a favorite of monarch butterflies)
    Verbena
    Goldenrod

    Native vines with beautiful, butterfly-friendly flowers:
    Honeysuckle
    Crossvine
    Passionflower

    Shrubs that butterflies love:
    Butterfly bush
    Flame acanthus
    Pink Mimosa

    Herbs for Swallowtail butterflies:
    Dill
    Fennel
    Parsley
    Rue

    When possible, always choose native plants, as these are the plants that butterflies in our region will recognize as food sources.

    For further guidance

    The experts at ABC Home and Commercial Services use non-toxic lawn management practices and can help you maintain a lawn and garden fit for a king—or at least a monarch butterfly!

    Learn how to make your yard a destination for these beauties.

    How to create a butterfly garden

    Black Swallowtail Butterfly (Papilio polyxenes)

    Close-Up Of Black Swallowtail Butterfly On Purple Flowers

    Photo by: Getty Images/Vinod Kumar

    Getty Images/Vinod Kumar

    Related To:

    Materials Needed

    • butterfly-attracting flowers
    • large, flat rock
    • water source
    • one or more trees or shrubs

    Step 1: Select Site for Butterfly Garden

    Choose a site that has some sun but is also sheltered from wind. Include a few trees and shrubs for roosting at night and for cooling off on the hottest days.

    Step 2: Remember the Rocks

    Add one or two large, flat rocks in the sun so butterflies have a place to bask when mornings are cool.

    Step 3: Provide Water

    Since butterflies cannot drink from open water, provide them with a “puddle” by filling a container, such as an old birdbath, with wet sand where they can perch and drink safely.

    Step 4: Add the Plants

    Add nectar plants, including aster, black-eyed Susan, butterfly bush, butterfly weed, cosmos, ironweed, Joe-Pye weed, phlox, purple coneflower, sedum, and zinnia. Include food plants for the larvae, including dill, fennel, milkweed, and parsley. Different butterfly larvae feed on different plants, so research the butterflies native to your region to determine what to plant. Remember: Butterfly larvae are caterpillars. Learn to distinguish the larvae of butterflies you’re trying to attract from pest species. Minimize the use of pesticides to protect butterfly larvae and adults.

    How to create a butterfly garden

    Most butterflies only live a week. Make those few precious days count — plant a butterfly garden!

    All gardens are not created equal. Just ask any butterfly.

    Creating and restoring butterfly habitat offsets what development, roadside mowing or wetland drainage have destroyed. (Gardening pesticide-free helps, too.)

    Whether you have a small plot in the big city or a few acres, transform your yard into a butterfly garden!

    Many butterfly species don’t migrate. You can provide habitat and food for their entire life cycle — eggs, larvae, pupae AND adults — throughout the year.

    Think beyond providing flowers for nectar in the height of summer.

    What you’ll need

    Host plants

    Adults need a place to lay eggs where their caterpillars will forage. (Plant species that will get eaten and not just look pretty!)

    Mud puddles

    Some butterflies rarely visit flowers. They prefer mud, poop (a.k.a. “scat” or “dung”), sap and rotting fruit.

    Overwintering habitat

    Consider not raking leaves to provide a butterfly nursery! Most butterflies in Canada overwinter as caterpillars, others as pupae. A few species winter as adults, hibernating in hollow trees, under bark and firewood piles, or in garden shed cracks and crevices. Few spend winter as eggs.

    Blooms from spring through fall

    Don’t limit your garden to an end of July color extravaganza. You’ll need a diversity of native nectar plants to flower over a few months.

    Sunshine

    Make sure you (or your neighbours) have sunny spots.

    Nectar plants

    Most butterflies will feed from more than a few plant species.

    Think about the role of your yard

    Is it a habitat source (high-quality patch that supports population increases)? Or is it more of an island?

    Some yards can provide for one butterfly species’ entire life cycle. Some are disconnected from other habitat patches.

    Walk around the block and view your neighbourhood through a butterfly’s eyes. Chat with your neighbours and see what they’re planting. Note possible connecting corridors between butterfly-friendly patches. Can schoolyards, boulevards and local green spaces help support butterflies?

    How to create a butterfly garden

    The Butterflyway Project

    The Butterflyway Project is a citizen-led movement growing highways of habitat for bees and butterflies across Canada, one butterfly-friendly planting at a time.

    Volunteer Butterflyway Rangers have connected with local schools, city agencies and homeowners to plant thousands of wildflowers in hundreds of pollinator patches, establishing Butterflyways in nine neighbourhoods and cities!

    Related To:

    How to create a butterfly garden

    Backyard Butterfly Garden

    Once you’ve installed your landscaping according to plan, have a little fun. Add a whimsical element, like a butterfly island, birdbath or sculpture. These details help make your landscape unique. “Don’t be so formal that you forget to be creative,” Maureen says. “Put your own personal touch in a spot you can see while you’re having your morning coffee.”

    Who doesn’t love butterfly gardens? If the idea of bountiful flowers alive with the fluttering of colorful wings appeals to you – but you don’t have a lot of yard space to devote – you’re in luck: even small spaces can accommodate a butterfly garden.

    Here’s what you’ll need to keep in mind as you plan your garden:

    • Size Matters: Many of the plants that attract butterflies require space to sprawl, so choose large pots, planters, or alternate containers.
    • Pick a Location: While butterflies are attracted to sunny areas, it’s also a good idea to situate the containers near a wall to block wind and provide the insects with shelter if needed. Keep in mind that the same plants that attract butterflies often attract bees and other stinging insects, so consider placing your butterfly garden away from play areas.
    • Butterfly Beverages: Butterflies aren’t able to drink from ponds or bird baths – they prefer shallow sources of water like puddles. So create your garden in an area where water collects after it rains, or create your own puddles around the garden to give your winged friends a place to sip.
    • Need Nectar: Butterflies love nectar-producing plants like sweetpea and marigold. Choose a diverse range of plants to attract different species, and be sure to include a few taller plants to provide additional protection from strong breezes. Which plants you choose may also depend on your region. Search the Internet for a local butterfly club to get more information on which butterflies frequent your area – and how to attract them.

    Now that you’ve got what you need, it’s time to get started! Before long, your yard will be filled with a mosaic of wings.

    How to create a butterfly garden

    There is something to be said about watching a butterfly makes its way around a garden. Perhaps it is even a little mesmerising the way it glides through the air, the quick beat of its silent wings lifting it gracefully as its delicate body happily bobs a dance with the breeze from flower to flower, leaf to leaf. This sweet sight is usually enough to make most of us stop what we are doing and follow their path with our eyes (or as children dance along behind them with arms outstretched) before they catch a final gust of wind and float off into the sunlight and out of sight again.

    Yes, there is little doubt that a beautiful garden is one that is alive with butterflies but whilst their presence was once one we could almost take for granted the truth today is quite different. Gone are the days of butterflies in abundance with today’s reality being that their numbers have decreased significantly over the years due to development and the subsequent destruction of their natural habitats. This is distressing, not just for the loss of their wonderful presence but because they are great pollinators and their existence is important in the continuing life cycle of our local flora and fauna. The good news though is that you can help to protect and conserve them, and it all begins by creating your own beautiful garden in which they can thrive. Its a win, win situation really.

    How to build your own butterfly garden

    If you build it they will come. A line from a famous movie and a very apt one in this case. Helping to protect and increase our local butterfly numbers starts in your own backyard and by knowing how best to create an environment in which they will thrive you will be aiding in their long-term conservation.

    Step 1: Get familiar with the butterfly / caterpillar life-cycle

    The first step towards building your own butterfly garden is to understand their life cycle. The entire life cycle of a butterfly – from eggs to caterpillar to pupa (chrysalis) and finally to butterfly can vary and, depending on the type of butterfly, may take anywhere from one month to a whole year. In order for the butterflies to survive and thrive they need to be able to have their needs met for each stage and so you will need to make sure you have the right plants in your garden to ensure this will happen and the perfect condition as well.

    Step 2: Native host plants

    How to create a butterfly garden

    Have you ever read the book The Hungry Caterpillar? Remember how when he first emerged from his egg he was starving and pretty much just ate and ate and ATE? Well, this is pretty much the primary goal of stage 2 of the life-cycle. Once the egg has been laid and the baby caterpillar inside has grown and emerged its primary job is to eat as much as possible, so it can grow as quickly as possible. Since they are only tiny and can not travel to a new plant, the caterpillar needs to hatch on the kind of leaf it wants to eat and as each caterpillar type likes only certain types of leaves this is where it is important to have done your research.

    You can encourage a particular type of butterfly to your garden depending on the native host and nectar plants you have. The host plant is the one that will provide a bed for the eggs to be laid on and then subsequently leaves for the baby caterpillars to feed on. It will also be where the caterpillar transforms into a pupa (crysalis) prior to emerging as a butterfly. If you don’t have the right host plants for the butterflies to lay their eggs on, then they will not come. It is that simple.

    Step 3: Native Nectar Plants

    How to create a butterfly garden

    Equally as important, once your caterpillars have undergone their transformation and a beautiful butterfly has emerged it will be a native nectar plant that they will actively seek. This could be a small plant or vine like the Birdwing Vine or the Arrowhead Violet or it may be a larger shrub or tree like the Bottlebrush or Lemon Myrtle. There are many varieties that they like but the key is to have the right host and nectar plants available that are both suitable for the type of butterfly you are hoping to invite. This way from caterpillar to butterfly and back to egg, your garden will be able to supply each stage with its requirements that will help them to thrive and will ensure your garden is alive with their elegant presence.

    Step 4: Hidden Dangers

    It is very important to not just know what type of butterfly you want to attract and to get the plants that suit, but to also know how well those particular plants will suit your current environment. There are some host plants that, while enjoyed by caterpillars or butterflies, are actually poisonous – which renders them as such too. This can be dangerous for local birds or other fauna if they eat them so be as well informed as possible.

    Step 3: Getting informed and all your supplies – a trip to Gold Coast Butterflies in Gaven

    How to create a butterfly garden

    Josephine Romeo and Kirsti Whitlocke from Gold Coast Butterflies

    Gold Coast Butterflies, a butterfly hobby farm in Gaven, is a fantastic way to start your journey and a trip there on your way down the coast will equip you with not only an impressive knowledge of the butterfly life-cycle, but also an experience in their delightful butterfly house. Most importantly, they are dedicated to helping people set up their own butterfly gardens and have an array of different kits and products available to get you started. The owner, Josephine Romeo, is particularly keen to help lift the numbers to the threatened Richmond Birdwing Butterfly and will happily help you prepare your garden with plants and supplies so that you can do your part in their conservation as well.

    For just $10 you can get get a Butterfly Gardening Kit which includes:

    • Butterfly Host Plant and Nectar Plant Information
    • Local Butterfly Species ID Field Guide
    • Australian Native Butterfly Host Plant List
    • Butterfly Life-cycle Information and Colouring Sheet
    • Packet of Seeds – Nectar Flowers

    There are so many benefits to creating your own butterfly garden at home. It is a great educational exercise for your family in both the life-cycle of butterflies as well as the need to do your part for the environment. It will help nurture and foster skills for future little gardeners. It will encourage an appreciation and love for nature and how precious it is. And it will help to create a wondrous space that will be alive with the colourful, yet delicate wings of butterflies so that your family may protect and enjoy them for many years to come.

    How to create a butterfly garden

    Most butterflies only live a week. Make those few precious days count — plant a butterfly garden!

    All gardens are not created equal. Just ask any butterfly.

    Creating and restoring butterfly habitat offsets what development, roadside mowing or wetland drainage have destroyed. (Gardening pesticide-free helps, too.)

    Whether you have a small plot in the big city or a few acres, transform your yard into a butterfly garden!

    Many butterfly species don’t migrate. You can provide habitat and food for their entire life cycle — eggs, larvae, pupae AND adults — throughout the year.

    Think beyond providing flowers for nectar in the height of summer.

    What you’ll need

    Host plants

    Adults need a place to lay eggs where their caterpillars will forage. (Plant species that will get eaten and not just look pretty!)

    Mud puddles

    Some butterflies rarely visit flowers. They prefer mud, poop (a.k.a. “scat” or “dung”), sap and rotting fruit.

    Overwintering habitat

    Consider not raking leaves to provide a butterfly nursery! Most butterflies in Canada overwinter as caterpillars, others as pupae. A few species winter as adults, hibernating in hollow trees, under bark and firewood piles, or in garden shed cracks and crevices. Few spend winter as eggs.

    Blooms from spring through fall

    Don’t limit your garden to an end of July color extravaganza. You’ll need a diversity of native nectar plants to flower over a few months.

    Sunshine

    Make sure you (or your neighbours) have sunny spots.

    Nectar plants

    Most butterflies will feed from more than a few plant species.

    Think about the role of your yard

    Is it a habitat source (high-quality patch that supports population increases)? Or is it more of an island?

    Some yards can provide for one butterfly species’ entire life cycle. Some are disconnected from other habitat patches.

    Walk around the block and view your neighbourhood through a butterfly’s eyes. Chat with your neighbours and see what they’re planting. Note possible connecting corridors between butterfly-friendly patches. Can schoolyards, boulevards and local green spaces help support butterflies?

    How to create a butterfly garden

    The Butterflyway Project

    The Butterflyway Project is a citizen-led movement growing highways of habitat for bees and butterflies across Canada, one butterfly-friendly planting at a time.

    Volunteer Butterflyway Rangers have connected with local schools, city agencies and homeowners to plant thousands of wildflowers in hundreds of pollinator patches, establishing Butterflyways in nine neighbourhoods and cities!

    How to apply for long term disability benefits

    Disability Determination Process

    When To Apply

    You should apply as soon as you become disabled.

    • Social Security Disability Insurance (SSDI) benefits have a five month waiting period, which means that benefit payments will not begin before the sixth full month of disability. The SSDI waiting period begins the first full month after the date we decide your disability began.
    • There is no waiting period if your disability results from amyotrophic lateral sclerosis (ALS) and you are approved for SSDI benefits on or after July 23, 2020.
    • We pay Supplemental Security Income (SSI) disability benefits for the first full month after the date you filed your claim, or, if later, the date you become eligible for SSI.

    How To Apply

    You can apply for Disability benefits online, or if you are unable to complete the application online, you can apply by calling our toll-free number, , between 8:00 a.m. and 7:00 p.m. Our representatives can make an appointment for you to apply.

    People who are deaf or hard of hearing may call our toll-free “TTY” number, , between 8:00 a.m. and 7:00 p.m. on Monday through Friday.

    Some publications that will give you more information on disability benefits.

    The Disability Starter Kit will help you get ready for your disability interview or online application. Kits are available for adults and for children under age 18.

    The starter kits provide information about the specific documents and the information that we will request from you.

    The kits also provide general information about the disability programs and our decision-making process .

    Here are some additional resources with information on disability benefits:

    Depending on where you are in the claims process, Sokolove Law is here to help. If you have filed a claim and have already received a denial, we offer a free legal consultation to help determine whether you have a case against your insurer.

    Filing a Disability Insurance Claim: Qualifying Medical Conditions

    Most people think that long term disability insurance is for people who have been physically injured in an accident and unable to work as a result of their injury. While this is true, it’s important to know that there are many medical conditions that may entitle you to receive disability payments from your insurer. These include chronic illnesses, neurological disorders, and certain degenerative diseases.

    Some of the medical conditions that may qualify you for long term disability benefits include, but are not limited to:

    • Cancer
    • Bi-polar Disorder
    • Crohn’s Disease
    • Chronic Fatigue Syndrome
    • Degenerative Disc Disease
    • Fibromyalgia
    • HIV/AIDS
    • Lupus
    • Multiple Sclerosis

    Remember, it’s the insurance company’s job to prove that you do not qualify for long term disability benefits under the terms of your policy. You can be confident that they will ask for every last detail of your condition, including lab tests, medical records and other documentation. Your insurer may even try to deny your long term disability claim by misclassifying your illness – for example, they may insist that your disability is a psychological condition when it is really a chronic disease.

    The above list of medical conditions is not exhaustive, and these conditions differ from policy to policy. Before filing a long term disability claim, it’s important to understand how your insurance company defines a disability. This information can be found by carefully reading your policy. You can also contact us today to discuss your situation further.

    Why Hire a Long Term Disability Insurance Attorney?

    When confronted with the confusing long term disability insurance claims process, many consumers feel defeated because of the time and effort necessary for making the insurance company pay out. Don’t risk losing your appeal on a technicality or by not having the right information available.

    Working with a long term disability claims attorney to advise you and handle your claim gives you peace of mind, making the process easier on you during this difficult time.

    Get a Free, No-Obligation Case Evaluation

    If your disability claim has been denied, but you feel that you still qualify for benefits, don’t take “no” for an answer. Contact us for a free, no-obligation evaluation of your case. Our experienced staff will listen to the facts of your claim, address your concerns, and help you take the next step in recovering the benefits you may be entitled to. Submit a form to have one of our case managers contact you for a FREE case consultation or call us today.

    The Sokolove Law Content Team is made up of writers, editors, and journalists. We work with case managers and attorneys to keep site information up to date and accurate. Our site has a wealth of resources available for victims of wrongdoing and their families.

    Last modified: September 10, 2020

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    The Social Security Administration’s disability evaluation process is set up to determine if an individual is totally disabled. This means that neither the title 2 Social Security Disability program nor the title 16 SSI disability program will offer offer temporary disability benefits for short-term illnesses or conditions.

    Likewise, neither program will offer partial disability benefits such as the Veteran’s disability program which can award 100 percent disability, but also percentage ratings.

    Furthermore, though claimants qualify for disability benefits under the premise that they are totally disabled, meaning that they no longer have the ability to engage in work activity at a substantial and gainful (SGA) earnings level, SSA does not assume that the individual will be permanently disabled.

    The presumption is that the individual may potentially experience medical improvement and this is why cases undergo periodic reviews every year to see if the individual still meets the requirements for receiving benefits.

    What determines if you will be approved for disability?

    To receive disability benefits from the Social Security Administration as a child, the medical records, and often the school records as well, must show that the individual is unable to perform age-appropriate activities in relation to their peers.

    To receive disability benefits from the Social Security Administration as an adult, a person must not only be unable to do any of their past work (actually, former jobs performed within the last 15 years) but also must be unable to do any other kind of work in the general economy for which their skills, education, and training might otherwise qualify them.

    The determination of whether a person can go back to their past work, or switch to some form of other work is made through a five step sequential evaluation process which Social Security uses at all levels of the system, from the disability application and reconsideration levels to the disability hearing and Appeals Council review levels, and beyond.

    The odds of getting an approval can be challenging, particularly at the initial claim and reconsideration appeal levels; at the initial disability application level 30-35 percent of claims are approved; at the reconsideration appeal level approximately 15 percent of claims are approved.

    Applicants who follow the disability appeals process are certainly more than likely to win their disability benefits, but the higher rate of approval does not occur at the first appeal but, rather, at the second level which is the request for hearing before an administrative law judge. Before a hearing can be requested, of course, a case must proceed through the first two levels.

    How long does it take at the application or reconsideration level?

    If you win your claim and receive an approval at the disability application level, this will usually occur between 30 and 120 days. Sometimes cases take longer to process based on how long it takes to gather medical records or receive reports from independent examinations scheduled by Social Security.

    At times, it can take additional months simply due to how long the process sometimes naturally takes (for instance, the case may be audited for quality control) and due to the state of backlogs in the system. However, the average processing time for an initial disability claim is about one hundred days.

    If you are not approved for disability benefits at the level of an initial claim, you must file a reconsideration of your initial disability denial. Reconsideration appeals take on average sixty to ninety days to receive a disability decision, though, typically they take less than 60 days.

    Unfortunately, most reconsideration appeals are also denied because they are basically just a further review of your initial disability decision.

    If you have no new medical information that points toward an approval or unless the previous disability examiner made a clear decisional error in rendering their initial disability decision (such as missing a piece of medical evidence or improperly applying a medical-vocational rule), the reconsideration appeal will most likely be denied.

    Filing the second appeal – the request for a hearing

    If your reconsideration appeal is denied, your next step is to file a request for a disability Hearing at which an ALJ, or administrative law judge will preside.

    Your chances of winning benefits dramatically improve at this appeal level. National statistics indicate that more than 60 percent of represented claimants will win at a hearing.

    Depending on the case, the representative being used, and the judge hearing the case, it is not unusual for up to seventy-five percent of individuals who attend their disability hearing to be approved for disability benefits.

    The down side to the administrative law judge hearing is that it takes such a long time to get a hearing scheduled. The wait for a hearing was once as long as two years but even with improvements in scheduling in recent years, it can easily take a year or longer to get a hearing date.

    Assuming that a claimant qualifies for disability following a hearing, how long will it take to receive benefits? Again, this varies considerably. Even if a judge indicates to a claimant and their disability attorney that the case will be approved, the notice of decision document will still need to be compiled and written.

    This is typically done by decision writers at hearing offices who are often staff attorneys with their own backlog of cases. As a result, it can sometimes take several months to receive a notice of decision even if the case is slated to be approved.

    Find information about health care coverage including Medicare and Medicaid. Also, learn about workplace disability insurance, compensation benefits for disabled veterans and Social Security benefits for people with disabilities.

    On This Page

    • Short-Term and Long-Term Disability Insurance
    • Social Security Benefits for People with Disabilities
    • Health Insurance and Health Resources for People with Disabilities
    • VA Disability Compensation Benefits

    Short-Term and Long-Term Disability Insurance

    If you can’t work because you get sick or injured, disability insurance will pay part of your income. You may be able to get insurance through your employer. You can also buy your own policy.

    Types of Disability Policies

    There are two types of disability policies.

    Short-term policies may pay for up to two years. Most last for a few months to a year.

    Long-term policies may pay benefits for a few years or until the disability ends.

    Employers who offer coverage may provide short-term coverage, long-term coverage, or both.

    If you plan to buy your own policy, shop around and ask:

    How is disability defined?

    When do benefits begin?

    How long do benefits last?

    How much money will the policy pay?

    Federal Disability Programs

    Two Social Security Administration programs pay benefits to people with disabilities. Learn about Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI).

    Social Security Benefits for People with Disabilities

    If you have a disability, two programs from the Social Security Administration (SSA) may be able to help. To find out if you’re eligible for either one, use the Benefit Eligibility Screening Tool.

    Definition of Disability

    To qualify for either program, you must meet SSA’s definition of disability:

    Your disability is expected to last for at least one year or result in death

    Your impairment is on Social Security’s list of disabling medical conditions

    Understand Social Security Benefit Programs for People with Disabilities

    Social Security Disability Insurance (SSDI) is for people who have become disabled after earning enough Social Security work credits within a certain time.

    Supplemental Security Income (SSI) is for people with disabilities or who are 65 or older with little to no income and resources. SSI is not Social Security. Although the names sound similar and the Social Security Administration runs the program, it does not fund SSI.

    How to Apply for Social Security Disability Insurance (SSDI)

    If your application is approved, you’ll have a five-month waiting period for benefits to start.

    If your application is denied, you can appeal the decision.

    How to Apply for Supplemental Security Income (SSI)

    Adults can apply for SSI by phone, in person at a local Social Security office, or in some cases online. To apply for SSI for a child, you can start the process online but will need to complete it either in person or by phone.

    Explore a listing of SSI topics to learn more detailed information.

    Going to Work

    Whether you receive SSDI or SSI, you can work without it impacting your benefit if you earn less than a certain amount. You can find all the details in the booklet Working While Disabled: How We Can Help.

    Health Insurance and Health Resources for People with Disabilities

    Find information about health insurance and resources for people with disabilities.

    Health Coverage for People With Disabilities

    If you have a disability, you have three options for health coverage through the government.

    Medicaid provides free or low-cost medical benefits to people with disabilities. Learn about eligibility and how to apply.

    Medicare provides medical health insurance to people under 65 with certain disabilities and any age with end-stage renal disease (permanent kidney failure requiring dialysis or a kidney transplant). Learn about eligibility, how to apply and coverage.

    Affordable Care Act Marketplace offers options to people who have a disability, don’t qualify for disability benefits, and need health coverage. Learn about the Marketplace, how to enroll, and use your coverage.

    Health Resources for People With Disabilities

    Federal, state, and local government agencies and programs can help with your health needs if you have a disability.

    Explore the Disability and Health section of CDC.gov for articles, programs, tips for healthy living and more.

    Learn more about assistance and benefits for people with disabilities from the Social Security Administration.

    Contact your local city or county government to find out what medical and health services are available locally for people with disabilities.

    Your state social service agency can help you locate medical and health programs.

    Visit USA.gov’s Government Benefits page to learn more about government programs and services that can help you and your family.

    VA Disability Compensation Benefits

    Veterans who have a service-related injury or illness may be entitled to VA disability compensation. It’s a tax-free monthly benefit.

    Visit VA.gov to learn:

    Which conditions qualify you for benefits

    How the claims process works

    Where to file your claim

    How to appeal a decision you disagree with. The process changed in February 2019.

    Survivors of veterans may receive compensation benefits in certain situations.

    Do you have a question?

    Ask a real person any government-related question for free. They’ll get you the answer or let you know where to find it.

    Last Updated: March 30, 2021

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    USAGov is the Official Guide to Government Information and Services

    Employee benefits encompass a wide variety of compensation and insurance policies. Along with health, life, dental, and vision insurance coverage, disability insurance is often offered to full-time employees. This includes both short term disability and long term disability benefits.

    When an employee becomes disabled and stops working, they must carefully review their disability insurance options. Depending on the terms of the policy, short term disability benefits are usually available for a time period of 30 to 180 days. If an employee remains disabled after the maximum duration of the short term disability benefits, they should immediately apply for long term disability benefits. Some employees make the mistake of assuming that their short term disability benefits will automatically roll into long term disability benefits; however, in most circumstances a separate application for long term disability benefits (LTD) is required.

    Here Are 5 Steps to Apply for LTD Benefits:

    1. Request an Application from Your Employer

    Someone at your employer’s Human Resources Department should be able to provide you with an application and all instructions to complete your LTD application. However, sometimes there are situations where your employer fails to provide you with the materials necessary to apply for LTD benefits. If so, you can probably find an application from the insurance company or claim administrator online. For example, if CIGNA (also known as Life Insurance Company of North America) is your insurer, try a Google search for “CIGNA long term disability application” or “CIGNA long term disability claim form”. There is a good chance that the forms necessary to apply for LTD benefits will be available on the insurance company or claim administrator’s website.

    2. Complete and Submit the Employee’s Statement

    This is the section of the LTD application that you are responsible for completing and it is sometimes called the Employee’s Statement. The requirements of the Employee’s Statement vary depending on the insurance company, but generally you must disclose information such as:

    • Your name
    • Social Security number
    • Date of birth
    • Address and phone number
    • Family members
    • Name of your employer and your occupation
    • Your work history and education information
    • Date of your injury or sickness
    • Last date worked
    • Your reason for disability
    • All medical providers and their contact information
    • Prescribed medications
    • And any other forms of income that you may be eligible to receive

    You will want to complete this form in detail. You may notice that the form does not allow much space to write or type your responses, so you may want to provide additional pages in order to fully respond to these questions. Further, you will have to submit a signed authorization that allows the insurance company or administrator to request your medical records.

    3. Acquire Your Employer’s Statement

    Your employer is also responsible for completing a portion of the LTD application. In this section, the employer will generally have to provide information such as your date hired, effective date of insurance coverage, earnings, last date worked and whether you returned to work, other insurance benefits or income you are eligible to receive, title of your occupation, and the physical and mental requirements of your occupation.

    4. Get a Statement from Your Attending Doctor

    In addition to statements from yourself and your employer, the insurance company or claim administrator will require your doctor to complete a statement. The insurer will usually request that your doctor provide information about diagnoses, signs and symptoms, objective findings, whether your injury or sickness is work related, dates of treatment, types of treatment (such as hospitalizations, surgeries, and medications), referrals, an estimate of your physical limitations and/or mental impairments, an estimate of when you may return to work, and additional remarks. I recommend taking this form directly to your treating physician and asking them to complete this statement in-person. That way, this form will not be misplaced and you can remind your doctor to complete this form in detail.

    5. Submit Anything Else in Your Possession that Supports your Disability Claim

    Do not assume that the insurance company or claim administrator will gather all medical records and other evidence for your disability claim. If you have test results, doctors’ records, or anything else you believe supports your disability claim, submit this documentation with your long term disability application. Doing so could potentially shorten the time you have to wait for a claim determination and strengthen your chances of being approved.

    For reference, see the following examples of long term disability claim forms taken directly from insurance companies’ or claim administrators’ websites:

    Contact Keller & Keller for a Free Consultation

    If your claim for short term disability or long term disability benefits has been denied, contact an experienced disability attorney at Keller & Keller today. We can provide a free consultation about your short term disability and long term disability claims. Please be advised that a denial of disability insurance benefits must be timely appealed. If you fail to submit a written appeal to the insurance company or administrator, then you may forfeit your claim for short term or long term disability benefits.

    You May Also Qualify for Social Security Disability Benefits

    In addition, if your disability will last 12 months or longer, then you should consider applying for Social Security disability benefits. Keller & Keller can assist you with your Social Security disability application. Call 1-800-253-5537 today to learn more.

    Long Term Disability (LTD) and Short Term Disability (STD) are disability insurance policies offered through your employer.

    If your employer doesn’t offer this insurance, skip this article and go have a nice snack.

    If your employer offers disability insurance, you are very lucky. Private insurance decisions are sometimes much quicker than Social Security disability. Some people are able to start collecting disability right away, instead of having to wait months or years.

    On the other hand, you are also a bit unlucky, because you are going to have to wade into the stormy, thorny and unpredictable waters of private disability insurance companies. If you learn a bit about how these insurance plans work, the next few years of your life may be a lot easier and a lot better.

    Plan Ahead

    If you are still working or still employed now, here’s a few very important things you need to know: How to Avoid Getting Screwed Over if Your Employer Offers Disability Insurance

    Please Read Your Policy

    As you read the rest of this page, you will come across several million reasons why reading your policy is a good idea. Some people wait and do not read their policy until months or years after they apply, and then discover some very unhappy surprises. It will be a great help to you if you can get a copy now to read.

    Asking for Your Policy

    You can ask the person or department who handles Human Resources at your job for a copy of your Long Term Disability policy and Short Term Disability policy. Or you may be able to get a copy through your disability insurance company. Sometimes people feel afraid, shy or embarrassed to ask for their policy. As an employee, you have a right to see your policy and to know what it says. You do not need to offer an explanation why you are requesting this. You have the right to be informed about your benefits.

    Avoid Getting Capped

    After you read your policy, you will discover that many policy will cap certain conditions and try to automatically cut you off after two years. Obviously, you would rather avoid this. How to Avoid Getting Capped

    LTD Lawyers

    If you are appealing your case, it is a good idea to hire a lawyer. Most disability lawyers do not handle Long Term Disability claims. You will need to find someone who specializes in Long Term Disability (also called “erisa” claims). Learn more about Where to Find a Lawyer for LTD

    Chronic Pain and Chronic Fatigue Syndrome

    If you have Fibro, Chronic Fatigue Syndrome, or a related condition, there are a few important things you need to know about Applying for Long Term Disability for Chronic Pain and Chronic Fatigue

    Social Security Disability

    It’s important to also apply for Social Security disability. Very important. It’s better not to wait. Here’s some Tips for Applying for Both Social Security and Long Term Disability

    Doctors

    Some of our readers on Long Term Disability report that having a supportive doctor is critical. For many insurance companies, there is quite a bit of paperwork for the doctor to fill out, and a supportive doctor can make a big difference. How to Find a Doctor to Help With Disability Documentation

    Paperwork

    Sometimes the insurance company will send a doctor and important form and only give ten days to respond. It’s a good idea to stay in touch about forms. Some readers report that they had success by getting copies of all forms themselves, bringing them to the doctor, sitting with the doctor while they get filled out, and then mailing them to the insurance company by certified mail.

    Proving You Cannot Work

    Many LTD policies start by asking you to prove that you can no longer work at your current job. Then at some point they switch to asking you to prove you cannot work any job. This is called “own occupation” and “any occupation.” If you are trying to prove own occupation, you may find it helpful to read some of Peony’s tips on How to Prove You Cannot return to your current job

    Common Regrets

    Common regrets reported by our readers:

    Being Too Friendly – Those nice people from the from the insurance company that call you on the phone or want to drop by your house and check on you, those are not your friends. They may send people to videotape or photograph you outside your home. They may follow you on social media and use your photos or writing as evidence against you. They will also read your medical records and any statements you have ever made about your employer or job or your personal life may be considered.

    Talking Too Much – The LTD company may also call you and record what you say and use it against you. When in doubt, many questions can be answered by saying, “I am following my doctor’s medical recommendation on this matter.” (as long as you actually are following your doctor’s medical recommendation on this matter). You can also refer them to your medical records for more answers.

    Making Bad Decisions at The Doctor’s Office – The decisions you make, and the things you say, and the things you do right now may turn out to have a big impact on you later. How to Go to the Doctor Without Regret

    Reading Library

    Videos – This law office has created an interesting collection of videos and stories about each different Long Term Disability Company. In the comments, people tell you what they really think about each one!

    Articles – Attorney Scott Davis has written this excellent series of articles with tips for improving your chances of winning Long Term Disability claims. He practices in Arizona and Nevada.

    The Whistleblower – Linda Nee has an excellent blog that some of our readers have found helpful. She used to work for a Long Term Disability company.

    Tips from Readers:

    “Keep copies of all office visits, tests, procedures etc. I have FOUR large binders. My insurance company conveniently states they aren’t getting records from my doctors. So I personally mail everything requiring a signature even when I’m confident they already received and sitting on someone’s desk.”

    “Always request and collect full records with treatment notes – not online records or visit summaries. To get treatment notes, you have to sign forms and pay money.”

    Updated January 2019. Please comment below with stories, questions, input or ideas. Please let us know if any links on this page stop working. If you found this page helpful, please use one of these magic buttons to share this post on Facebook or Twitter:

    How to apply for long term disability benefitsWhen you sustain a disability that prevents you from working for three to six months or longer, long-term disability insurance can be a lifesaver. It provides you with a percentage of your income when you are unable to earn a living due to long-term illness or injury. Below, we provide a basic rundown of how long-term disability works, when you can use it, and how other disability awards might affect your benefits.

    For help filing a long-term disability (LTD) claim and to explore all of the disability benefits you might be entitled to, call Gallon, Takacs & Boissoneault and request a free consultation with our disability attorney: 419-843-6663.

    When can I use LTD benefits?

    If you have coverage through employer-sponsored or privately purchased LTD insurance, the first thing you will need to do after you sustain a serious disability is to review your policy. The summary plan description will include a distinct definition of “disability,” and information about how long you must wait before you can file a claim. LTD policies vary from provider to provider, and you will need to understand exactly what your policy entails and what the limitations are.

    For most policies, your benefits become available when your short-term disability (STD) runs out, which is typically three to six months. LTD is essentially STD’s predecessor. Its requirements and guidelines are similar to STD, only it kicks in once your STD ends/once your elimination period is over. As with all types of disability claims, you will need to prove that you meet the insurer’s definition of disabled to obtain your benefits.

    Some LTD policies pay only for total disabilities, while others pay for both total and partial disabilities. Many stipulate that you cannot file for LTD if you are still on your employer’s payroll.

    If you are unsure of what your LTD policy entails or exactly what the requirements are, speak to your HR manager or insurance agent, or call our office at 419-843-6663. We would be happy to review your policy and explain the fine print.

    How do I prove I am disabled?

    Your treating doctor’s medical opinion of your condition and your medical records are your key pieces of evidence for proving to the insurer that you are disabled. Your records should include not only your doctor’s subjective findings and observations, but also objective tests that demonstrate your condition, such as x-rays, blood work, and surgical reports.

    Some conditions are easier to prove than others. Cancer and heart failure may be much easier to prove with medical tests than soft tissue musculoskeletal injuries or an anxiety disorder, for instance. To ensure you have adequate supportive evidence for your LTD claim, have one of our attorneys at Gallon, Takacs & Boissoneault Co., L.P.A assess your file prior to submitting your claim.

    How much will my LTD monthly benefit be?

    Most LTD policies will pay claimants 50 to 70 percent of their pre-disability wages each month for total disabilities, up to a certain cap, e.g., $8,000/month.

    For partial disability claimants, the insurer will calculate the monthly benefit at a certain percentage of the difference between their pre-disability and current wages. For instance, if you made $4,000/month prior to your disability and now only make $1,000/month due to your condition, your insurer will calculate your monthly benefit at a percentage (50 to 70 percent) of the $3,000 difference.

    Benefits can continue as long as you are eligible to receive them, as per your plan rules. Some plans only provide LTD benefits for a certain length of time, e.g. five or ten years, while others may pay LTD until you reach retirement age.

    Note, you may also qualify for Social Security disability (SSD) benefits if your condition has lasted or is expected to last a year or longer. In fact, your LTD insurer will probably encourage you to apply for SSD once you become eligible. This is because SSD benefits or any other disability benefit like Veterans Disability Compensation will offset your LTD benefits. So naturally, your LTD provider will want you to receive as many other benefits as possible to reduce the amount it has to pay you.

    It is important to note that your insurer might take your SSD check for the months your SSD award should have been offsetting your LTD benefits.

    What types of disabilities does long-term disability not cover?

    LTD policies cover most injuries and impairments, but there are exceptions. Most policies exclude self-inflicted injuries, work-related injuries, preexisting conditions, injuries sustained while committing a felony, and injuries caused by acts of war. There may be a waiting period for conditions caused by drug abuse, alcoholism, or certain mental conditions.

    You also must continue to receive treatment for your condition to remain eligible. For more information, check the exclusion and limitation clauses of your policy.

    Our disability lawyers can help you get the disability benefits you need.

    An estimated one-fourth of today’s 20-year-olds will become disabled before they retire, reports the Social Security Administration. And a disability can impair your ability to earn a living for a substantial amount of time. In fact, the average long-term disability recipient receives benefits for an average of 35 months, according to the 2011 U.S. Group Disability Rate & Risk Management Survey. LTD helps people stay afloat in the interim.

    Our disability lawyers at Gallon, Takacs & Boissoneault can make sure you take advantage of all the benefits that are available to you. Our attorneys can assist with all types of LTD disability claims at any stage of the process, from initial filing to appeals.

    After reviewing your case, we can also explain whether there are other avenues of compensation that you may qualify for, such as workers’ compensation, a third-party liability claim, or SSD, and help you coordinate your claims for maximum recovery.

    Contact us today at 419-843-6663 for a free consultation and learn how we may be of service to you.

    Our areas of practice include personal injury, social security disability, workers’ compensation, probate, real estate and bankruptcy. With more than 300 years of accumulated experience, we are prepared to fight for your right to compensation.

    Employee benefits encompass a wide variety of compensation and insurance policies. Along with health, life, dental, and vision insurance coverage, disability insurance is often offered to full-time employees. This includes both short term disability and long term disability benefits.

    When an employee becomes disabled and stops working, they must carefully review their disability insurance options. Depending on the terms of the policy, short term disability benefits are usually available for a time period of 30 to 180 days. If an employee remains disabled after the maximum duration of the short term disability benefits, they should immediately apply for long term disability benefits. Some employees make the mistake of assuming that their short term disability benefits will automatically roll into long term disability benefits; however, in most circumstances a separate application for long term disability benefits (LTD) is required.

    Here Are 5 Steps to Apply for LTD Benefits:

    1. Request an Application from Your Employer

    Someone at your employer’s Human Resources Department should be able to provide you with an application and all instructions to complete your LTD application. However, sometimes there are situations where your employer fails to provide you with the materials necessary to apply for LTD benefits. If so, you can probably find an application from the insurance company or claim administrator online. For example, if CIGNA (also known as Life Insurance Company of North America) is your insurer, try a Google search for “CIGNA long term disability application” or “CIGNA long term disability claim form”. There is a good chance that the forms necessary to apply for LTD benefits will be available on the insurance company or claim administrator’s website.

    2. Complete and Submit the Employee’s Statement

    This is the section of the LTD application that you are responsible for completing and it is sometimes called the Employee’s Statement. The requirements of the Employee’s Statement vary depending on the insurance company, but generally you must disclose information such as:

    • Your name
    • Social Security number
    • Date of birth
    • Address and phone number
    • Family members
    • Name of your employer and your occupation
    • Your work history and education information
    • Date of your injury or sickness
    • Last date worked
    • Your reason for disability
    • All medical providers and their contact information
    • Prescribed medications
    • And any other forms of income that you may be eligible to receive

    You will want to complete this form in detail. You may notice that the form does not allow much space to write or type your responses, so you may want to provide additional pages in order to fully respond to these questions. Further, you will have to submit a signed authorization that allows the insurance company or administrator to request your medical records.

    3. Acquire Your Employer’s Statement

    Your employer is also responsible for completing a portion of the LTD application. In this section, the employer will generally have to provide information such as your date hired, effective date of insurance coverage, earnings, last date worked and whether you returned to work, other insurance benefits or income you are eligible to receive, title of your occupation, and the physical and mental requirements of your occupation.

    4. Get a Statement from Your Attending Doctor

    In addition to statements from yourself and your employer, the insurance company or claim administrator will require your doctor to complete a statement. The insurer will usually request that your doctor provide information about diagnoses, signs and symptoms, objective findings, whether your injury or sickness is work related, dates of treatment, types of treatment (such as hospitalizations, surgeries, and medications), referrals, an estimate of your physical limitations and/or mental impairments, an estimate of when you may return to work, and additional remarks. I recommend taking this form directly to your treating physician and asking them to complete this statement in-person. That way, this form will not be misplaced and you can remind your doctor to complete this form in detail.

    5. Submit Anything Else in Your Possession that Supports your Disability Claim

    Do not assume that the insurance company or claim administrator will gather all medical records and other evidence for your disability claim. If you have test results, doctors’ records, or anything else you believe supports your disability claim, submit this documentation with your long term disability application. Doing so could potentially shorten the time you have to wait for a claim determination and strengthen your chances of being approved.

    For reference, see the following examples of long term disability claim forms taken directly from insurance companies’ or claim administrators’ websites:

    Contact Keller & Keller for a Free Consultation

    If your claim for short term disability or long term disability benefits has been denied, contact an experienced disability attorney at Keller & Keller today. We can provide a free consultation about your short term disability and long term disability claims. Please be advised that a denial of disability insurance benefits must be timely appealed. If you fail to submit a written appeal to the insurance company or administrator, then you may forfeit your claim for short term or long term disability benefits.

    You May Also Qualify for Social Security Disability Benefits

    In addition, if your disability will last 12 months or longer, then you should consider applying for Social Security disability benefits. Keller & Keller can assist you with your Social Security disability application. Call 1-800-253-5537 today to learn more.

    How to contact the nfl

    Nfl Commissioner Contact Phone Number is : (212) 450-2000, Fax 212 681-7599

    and Address is
    The Commissioner of the NFL is the chief executive offICEr of the National Football League. Roger S Goodell is the Commissioner of the NFL. The National Football League (NFL) is a professional Football league based in The United States. The League consists of 32 Football teams. It was formed on 20 August 1920 as American Professional Football Conference and on 17 September 1920, it became American Professional Football Association. On 24 June it was again renamed from American Professional Football Association to its current name, the National Football League. The address and contact number of Nfl Commissioner is also used for NFL Commissioner salary, NFL Commissioner twitter, NFL Commissioner job description, NFL Commissioner exempt list, NFL Commissioner before goo dell, NFL Commissioner press conference, NFL Commissioner roger goo dell’s salary and NFL Commissioner net worth. The contact information like email address, telephone number, website and postal cum official address of Nfl Commissioner is mentioned in below section.

    Address of Nfl Commissioner

    The address of Nfl Commissioner is 280 Park Avenue, 15th floor New York, NY 10017, United States.

    Contact Number of Nfl Commissioner

    The contact number of Nfl Commissioner is (212) 450-2000, Fax 212 681-7599.

    NFL Phone Numbers and Emails

    Toll-Free Number:

    • (877) 635-7467

    Call customer service

    Customer Service:

    • (877) 635-7467

    Legal:

    • (212) 450-2528

    NFL Emails:

    NFL Contact Information

    NFL Website:

    NFL Online Chat:

    Corporate Office Address:

    Help in Social Networks:

    NFL Rating Based on 958 Reviews

    Rating details

    Rating stats

    Rating trend

    Summary of NFL Customer Service Calls

    Top Reasons of Customers Calls

    Consumers Call the Most From

    Why Do People Call NFL Customer Service?

    Product/ Service Question:

    • 1M ago “Regarding chiefs game in new Mexico”
    • 1M ago “Super Bowl Pre Game show – political indoctrination”
    • 2M ago “Health care worker free ticket superbowl”

    Request for Information Question:

    • 18d ago “To ask about Colin Kaepernick or a quarterback for the Patriots or any other team”
    • 1M ago “About a return”
    • 1M ago “Information on scouting department”

    Refund Question:

    • 2M ago “Refund and cancelation”
    • 4M ago “Waiting for a refund from a order that was cancel”
    • 4M ago “Recived two items too many want to get refund”

    Activation/ Cancellation Question:

    • 25d ago “Need to cancel and order”
    • 2M ago “Need to cancel my nfl network streaming game pass”
    • 3M ago “Need to cancel my free trial”

    Payments and Charges Question:

    • 1M ago “The appauling Super Bowl halftime show featuring a satanic performer. Who the *** is in charge?? Besides this, Gid Bless America was a disaster along with the National Anthem”
    • 4M ago “Overcharged”
    • 4M ago “Charged after I cancelled free trial”

    Shipping and Delivery Question:

    • 12d ago “Wrong size in order”
    • 2M ago “The chefs. Had notget the call what they did to browns in the game they should got the call but ref did not do that browns shouldod win that game bad calls”
    • 3M ago “I never received my order”

    Return/ Replace Question:

    • 2M ago “A return a jersey”
    • 2M ago “Return”
    • 3M ago “Returns”

    Account Question:

    • 2M ago “Login credentials”
    • 5M ago “I have an NFL account and can’t access”
    • 6M ago “My password won’t reset and I can’t log on”

    Staff Question:

    • 2M ago “Please stop talking about Matthew Stafford Trade. Just Show Super Bols films of past games”
    • 6M ago “Customer service”
    • 7M ago “To talk to equipment managers about a new medical testing device for COVID-19”

    Employment Question:

    • 8M ago “Not watching NFL BLM is funded by radical left. KP loss his job at QB with SF, NFL open your eyes. Black kill Black more. 50+ people not watch NFL”
    • 8M ago “Job”
    • 10M ago “Football is a business also a sport so if the players are going to do business calendar do their job and Stanfford American anthem if they wanna Neil have them do it on their time not whether at work or fire their ***”

    Cards Question:

    • 1M ago “Regarding in admit card”
    • 4M ago “My card was charged”
    • 1Y ago “I am calling abou a patrick mahomes card”

    Website/ Application Question:

    • 6M ago “App issues”
    • 6M ago “Website”

    Other Question:

    • 6d ago “Would like to pitch a new product idea”
    • 12d ago “Protesting”
    • 25d ago “Order starus”

    About

    Referee , Streaming Service , Sport Commentator

    Tv Channel , Game Pass Subscription , Subscription

    Pros: I like the national anthem, When the teams stood up for the friggen national anthem, Football before the nfl caved to the politically correct, Used to be good, Football when it brought people together

    Cons: Players not standing for the national anthem, Terrible customer service, Protests on the field and disrespecting the country and flag, Nfl bending over for the politically correct, Leadership decisions

    Fox Corporation , Fox Business Network , Fx Networks , Fox , Fox Sports

    NFL or National Football League website is a place for every football fan. Here you can read the latest football news, check the upcoming events, find out about your favourite teams and players and see the schedules and scores. NFL has its own network with insider access to 32 teams, exclusive footage and interviews. NFL network was launched on November, 4, 2003 and it covers 11.5 million households. It broadcasts 24 hours a day, 7 days a week. In 2006 the network covered already 70 million American homes as well as households in Canada and Mexico. NFL website is the unique service covering all the topics connected to football and broadcasting in millions of homes.

    NFL is ranked 80 out of 371 in Sport category

    NFLFoundation – 5 Days Ago

    RT @NFLFootballOps: 👏 for @ryan_kelly70, @dsleon45 and @BigQ56. The 3 @Colts Pro Bowlers each received a $5K grant from @NFLFoundation to…

    NFLFoundation – 6 Days Ago

    RT @CharacterPlaybk: The second of our #WomensHistoryMonth events will be hosted by the @dallascowboys tomorrow. Special guests include: @C…

    NFLFoundation – 6 Days Ago

    RT @ColtsYouthFB: With support from the @NFLFoundation, our Pro Bowlers give back to local youth and high school football programs! https:…

    NFLFoundation – 1 Month Ago

    RT @CooperInstitute: The Cooper Institute announces a new online FitnessGram Playground to improve students’ physical fitness and mental we…

    NFLFoundation – 1 Month Ago

    RT @ManiacCares: Colts LB Darius Leonard Launches the ‘Maniac Foundation’ to Serve the Community https://t.co/NFxBm7Thfl via @StampedeBlue

    Grant Programs

    Player Matching Youth & High School Football Grants

    • Youth Football
    • Matching Grants

    Supports former and current NFL players through financial matching and coach support grants to high schools and youth football programs.

    Player Matching Social Justice Grant

    • Social Justice

    This grant is designed to provide nonprofit organizations with 1:1 match funding of up to $5,000 on behalf of a current or former NFL player in the arena of social justice. Nonprofit organizations are eligible to receive up to TWO (2) of these grants in fiscal 2020.

    NFL Team Program Grants

    • Health & Safety
    • Youth Football
    • Social Justice

    Grants are provided to each of the 32 NFL teams to support the implementation of the league’s national initiatives throughout the year in local team markets.

    NFL Club Matching Grants Program

    • Matching Grants

    Provides NFL clubs with matching funds to support youth and high school football needs and opportunities in their respective markets.

    NFL High School Football Coach of the Week

    • Youth Football

    Provides NFL clubs with funds to recognize local high school coaches who demonstrate hard work and dedication to their football programs.

    Youth Football Camp Grants

    • Youth Football

    Through this program, grants are awarded to free, non-contact youth football clinics and camps organized by current and former NFL players and coaches.

    Player Foundation Grant

    • Matching Grants

    Through the Player Foundation Grant program, the NFL Foundation recognizes and supports the charitable work of current and former NFL players’ non-profit organizations that either fund and implement programs; or function as grant-making foundations to other charitable organizations.

    Super Bowl High School Honor Roll Grant

    • Youth Football

    This grant program is available for players who played in the most recent Super Bowl.

    Don Shula NFL High School Football Coach of the Year

    • Youth Football

    The Don Shula NFL High School Coach of the Year award honors high school football coaches that display the integrity, achievement, and leadership exemplified by the winningest coach in NFL history, Don Shula.

    NFL YET Grant Program

    • Youth Football

    Youth Education Towns (YETs) are the education enrichment centers that serve as legacies in Super Bowl host cities. This program supports established YETs in cities across the country.

    2.6 Million Impacted
    45+ Programs
    370+ Fields Built
    $553 Million Contributed

    NFL Announces Legends Impact Grant Recipients

    The NFL today announced the 2021 Legends Impact Grant recipients, which recognize the outstanding and ongoing philanthropic efforts of NFL Legends. Created in 2018, the award is a component of the NFL Foundation’s Player Foundation Grant initiative and supports NFL Legends’ commitment to making their communities healthy, happy and safe. Continue reading

    NFL FOUNDATION, BUCS AND TAMPA BAY SBLV HOST COMMITTEE CONTRIBUTE $2M TO SUPPORT SOCIAL IMPACT IN TAMPA THROUGH FOREVER 55

    Each year, the NFL seeks to improve the surrounding communities of the Super Bowl host city through the Super Bowl Legacy Grant Program, by giving an annual $1 million contribution from the NFL Foundation. Continue reading

    NFL FOUNDATION COMMITS $250,000 TO FEEDING TAMPA BAY AS PART OF ‘HUDDLE TO TACKLE HUNGER’ INITIATIVE FOR SUPER BOWL LV

    In advance of Super Bowl LV, the NFL Foundation is making a $250,000 donation to Feeding Tampa Bay (FTB) to combat food insecurity in the region, an issue that has been exacerbated by the pandemic. The donation will assist Feeding Tampa Bay in their efforts to support local restaurants that have been significantly affected by COVID-19. In addition, the NFL and Feeding Tampa Bay will launch a volunteer sweepstakes to encourage local residents to sign up to volunteer with FTB to help fight hunger within their community. Continue reading

    NFL Foundation Matches New Orleans Saints’ $250,000 Contribution to Hurricane Laura Disaster Relief Efforts

    The NFL Foundation announced today that it will match the New Orleans Saints’ $250,000 contribution to the American Red Cross to support three different nonprofits – American Red Cross of Louisiana, Community Foundation of Southwest Louisiana and Feeding Louisiana – which are all helping those who have been severely impacted by Hurricane Laura. Continue reading

    2020 NFL DRAFT TO RAISE FUNDS AND SUPPORT FOR COVID-19 RELIEF EFFORTS

    NFL to Host “Draft-A-Thon” to Benefit COVID-19 Relief Efforts and Pay Tribute to Healthcare Workers and Others on the Front Lines of the Pandemic Continue reading

    Writer’s Label
    Topic and Note
    Votes Vote

    To: NFL Owners –

    Eliminate Overtime Coin Flip

    Team that scored last in regulation should have to defer the choice to the other team. In 4th Qtr teams often kill time to kick a Field Goal to tie or kick after TD, not go for 2. Incentive to win; less overtimes & injuries, more excitement. If 0-0 Tie, keep playing from where you left off.

    • Report
    • Save

    over 2 years ago

    To: NFL Owners –

    Penalty During PAT

    Penalties committed by the defense during the PAT, no matter how egregious, are imposed on the subsequent kickoff. Kickers already can put the ball well into and beyond the end zone, so the penalty is harmless. These penalties should be imposed prior to the receiving team’s first down.

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    Knealing During Anthem

    Do to your lack of backbone , some third graders are turning their backs during the recital of the Pledge of Alligence

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    How stupid are these people here thinking it’s OK to lose fan base? Fan base means revenue. Loss of fan base means less revenue. Go ahead keep disrespecting the flag and lose money. That’s really brilliant.

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    I used to watch multiple games per week. I’m so disgusted I no longer watch any games other than my home team. My brother won’t even watch our home team anymore. The protests cause not only loss of fans but partial loss by guys like me that significantly reduce our total watching time.

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    Football is a business. People have a right to protest but protest has consequences. If I could run like Vick and pass like Manning but decided to tattoo swastikas on my head and arms then I think the owners not sign me. Signing Kaepernick will cost you business. That’s a fact.

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    I was raised to respect USA. The national anthem played we stood out of honor unity of country hand over heart and hats removed. Free speech and racial injustice can be protested in other ways. Let’s get back to being American regardless of race. These recent actions may create more injustice.

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    Man-up! As owners you have the legal rights and responsibilities to set standards for teams and players. The football fans want a sporting event, not some theatrical protests. Since blacks make up roughly 72% of your teams, some would call that racist. So what more do they want? Conflict?

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    Standing During The Anthem

    I look forward to football action, not protests. when i go to work i don’t have the right to free speech (if i want to keep my job). if the players want to show their displeasure with societal inequities, let them do it when they’re NOT at work.

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    Our National Anthem – The REALStory

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    NFL Players CRY BABIES

    NFL Cry Babies. NFL PLAYERS GROW UP!

    • Report
    • Save

    over 3 years ago

    To: NFL Owners –

    Kneeling Is Respectful, Peaceful

    Kneeling is a posture of respect. Those who protest at NFL games in this way do not disrespect our country, our flag, our anthem, or our Constitution. These players function as role models for peaceful, respectful protest. Their example is a much needed contrast to the violence we often see.

    Explore the official rules of the game.

    How to contact the nfl

    Play Football

    Promoting the values of football.

    How to contact the nfl

    NFL Way to Play

    Knees Bent. Pads Down. Head Up and Out.

    How to contact the nfl

    2020 Rules Changes and Points of Emphasis

    How to contact the nfl

    Evolution of the NFL Player

    Creating an NFL player: from “everyman” to “superman.”

    Updates

    2020 NFL Record and Fact Book

    Expanded Social Justice Commitment

    NFL Announces Third Annual Big Data Bowl

    October 21, 2020

    Gameday

    Take a look behind the scenes at the NFL’s meticulous preparation, each season and each week, for 332 preseason, regular season and playoff games, and see how the league is anticipating the future while preserving the history, integrity and equity of America’s favorite sport.

    The Story

    • 2021 Important NFL Dates
    • Countdown to Kickoff
    • Creating the NFL Schedule
    • Technology and the Game
    • In Focus: Uniform Inspections

    Learn the Game

    Learn the Game gives you everything you need to understand the basics of NFL football. Learn fundamental terms in the glossary, understand base formations and get a quick guide to NFL TV graphics.

    The Story

    • Formations 101
    • Terms Glossary
    • Quick Guide to NFL TV Graphics
    • You Make The Call

    Officiating

    NFL officials are the best of the best — for every down and every snap, this seven-person unit makes precision calls and split-second decisions at full speed. Look behind the scenes at how the league scouts, develops and evaluates the officials who work at football’s highest level.

    The Story

    • In Focus: History of the Official
    • NFL Officials: Preparing for Success
    • Officiating Development

    Journey to the NFL

    The NFL is only as good as its players. That’s why the league works with individuals at every stage of their involvement with the game to develop and support not only great players, but also great people. Learn about the history of NFL players and what it takes to make it in the league.

    The Story

    • The History of the Draft
    • College Player Development
    • Getting Into the Game
    • Play Football

    The Rules

    The NFL’s rules have continued to evolve since football’s earliest days — always changing to protect the players, the game’s integrity, and to make the game fairer and more entertaining. See how today’s rules have come about through testing, analysis and careful deliberation, and how the game has evolved into the sport beloved by millions today.

    The Story

    • 2020 NFL Rulebook
    • 2020 Rules Changes and Points of Emphasis
    • In Focus: Evolution of the NFL Rules
    • NFL Video Rulebook
    • Guide to the Officials’ Signals

    Inside Football Ops

    Step behind the scenes of NFL Football Operations, the department that fosters a culture of clarity, consistency and credibility and ensures that the game’s rules — and the league’s officiating — are consistent to ensure the sport’s long-term success.

    The Story

    • NFL Ops: Honoring the Game
    • Integrity of the Game
    • Social Justice
    • NFL COVID-19 Protocols
    • Giving Back to NFL Communities
    • Home
    • Gameday
    • Learn the Game
    • Officiating
    • Journey to the NFL
    • The Rules
    • Inside Football Ops
    • Updates
    • Search

    NFL Football Operations’ mission is to establish a culture of clarity, consistency and credibility in all aspects of the greatest game. Football is an essential piece of America’s fabric, uniting fans, players and communities with a simple yet powerful bond. We honor the game’s history while continuing to innovate and preserve the sport for future generations of fans, players, coaches, teams and officials.

    For questions and comments, you can reach us by phone at (305) 943-8000, e-mail at [email protected] or via mail at: Miami Dolphins, 347 Don Shula Drive, Miami Gardens, Fla., 33056.

    Players, Cheerleaders & Mascot

    Please note that our staff, players and cheerleaders handle their own fan mail and autograph requests. We urge fans not to send items of value for autographs as items can get lost in the mail. The Miami Dolphins organization is not responsible for unanswered autograph requests or unreturned items. Mail can be sent to: Miami Dolphins, ATTN: Staff, Player or Cheerleader Name, 7500 SW 30th Street, Davie, Florida, 33314.

    Miami Dolphins Foundation Donation Requests

    All donation requests have been moved online for easier processing. Mailed or emailed requests will not be accepted. Your request MUST be submitted and received by the Dolphins at 60 calendar days prior to the event or procurement date. Donation requests that do not meet these guidelines will be denied. Please CLICK HERE to submit your request

    Fan Packs and Pocket Schedules

    Requests for Dol-Fan Packs, team photos and pocket schedules can be submitted online for easier processing. Please CLICK HERE to submit your request

    Full-Time Employment

    Currently, the Dolphins are at full staff and have no employment opportunities available at this time. Resumes can be sent in and will be kept on file should we have employment openings in the future. Resumes can be mailed to: Miami Dolphins Human Resources, 347 Don Shula Drive, Miami Gardens, Fla., 33056.

    Proshop

    Customer Service is available via the Internet at Proshop Customer Service, or by phone at (866) FIN-8490. Questions about our merchandise? Need help placing an order? Checking on the status of your order? Need return information? We are here to answer all these questions and more. Please feel free to contact us by phone or email with any questions or comments.

    Explore the official rules of the game.

    How to contact the nfl

    Play Football

    Promoting the values of football.

    How to contact the nfl

    NFL Way to Play

    Knees Bent. Pads Down. Head Up and Out.

    How to contact the nfl

    2020 Rules Changes and Points of Emphasis

    How to contact the nfl

    Evolution of the NFL Player

    Creating an NFL player: from “everyman” to “superman.”

    Updates

    2020 NFL Record and Fact Book

    Expanded Social Justice Commitment

    NFL Announces Third Annual Big Data Bowl

    October 21, 2020

    Gameday

    Take a look behind the scenes at the NFL’s meticulous preparation, each season and each week, for 332 preseason, regular season and playoff games, and see how the league is anticipating the future while preserving the history, integrity and equity of America’s favorite sport.

    The Story

    • 2021 Important NFL Dates
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    How to create a new layer in adobe illustrator

    How to create a new layer in adobe illustrator

    Make a brand-new document

    1. Upon launching Illustrator, you’ll see the Start workspace. Click Create new to open the New Document dialog box. Or simply press Control+N (Windows) or Command+N (macOS).

    How to create a new layer in adobe illustrator

    2. Select a category at the top such as Print, Mobile, or Web. These general categories start you off on the right foot by setting up some parameters for your project, like the best color mode and resolution.

    How to create a new layer in adobe illustrator

    Tip: Consider your project before choosing a category. For example, choose Print if you’re designing a flyer, business card, or logo; choose Web if you plan to work on a web banner, social graphic, or art for your blog. If you’re unsure of the final destination, select Art & Illustration and customize the settings for your project.

    3. Once you select a category, you’ll find many presets for commonly used document types. A preset is a handy starting point that creates a blank document using predefined dimensions and settings. For example, after picking Mobile, you can click a preset to quickly start designing for the iPad Pro.

    How to create a new layer in adobe illustrator

    4. You can customize your document in many ways, whether or not you picked a preset. In Preset Details on the right, you can specify exact dimensions, change measurement units and page orientation, or add
    a print bleed. (See Printer’s marks and bleeds to learn more about bleeds.)

    How to create a new layer in adobe illustrator

    Alternatively, you can jump-start your designs with a high-quality template. If you scroll in the main part of the New Document dialog box, you’ll find free templates with rich designs for a variety of projects, and you can download hundreds more from Adobe Stock. View Customize an Illustrator template today to learn how to speed up your project with a template instead.

    5. When you’re ready, click Create. This opens a new document with a blank artboard that is ready for your designs.

    How to create a new layer in adobe illustrator

    Now that your first document is open, you can change its settings anytime. Try making some of these easy edits:

    Edit an artboard

    An artboard in Illustrator works like a piece of paper on your desk. Artboards can be of any size and your document can contain multiple artboards in different sizes — so you can conveniently design for different
    projects and output sizes at once.

    Go to Window > Properties. With nothing selected in your document, click Edit Artboards.

    You can edit the width and height of the artboard by typing new values under Transform in the Properties panel. Click the New Artboard icon to create additional artboards. Click an artboard to select it — now you can manually adjust its size by dragging the widgets, or press the Delete key to remove it.

    When you’re done, press Esc or click the Exit button at the top of the Properties panel.

    How to create a new layer in adobe illustrator

    Edit the document

    It’s just as easy to make a global change to your entire document consisting of multiple artboards. In the Properties panel, click Document Setup under Quick Actions. Change the units or bleed settings, and then click OK.

    Or click Preferences in the Properties panel to quickly access and change any of the Illustrator application settings to your liking. (Your edited Preferences are saved when you quit Illustrator.)

    How to create a new layer in adobe illustrator

    Nice job setting up your first document. Don’t stop now — try these simple projects to practice your skills and create attractive illustrations in very little time.

    Save Digg Del.icio.us Print

    Article Information

    Contents

    1. Layer Basics
    2. Creating and Editing Layers
    3. Using Layers to Select Content
    4. Merging Layers
    5. Sharing Layers
    6. Controlling Layer Appearance
    7. Summary

    Article Description

    Like this article? We recommend

    Creating and Editing Layers

    When you begin working in an Illustrator document, it can be very beneficial to set up layers in the Layers panel, based on the content that you’ll eventually create. Suppose you’re creating a web page design mockup composed of header, sidebar, main content area, and footer area. It makes sense to create layers for each of these content areas in the Layers panel. That way, the content can be locked, hidden, or selected easily. Here’s how to do it:

      In the Layers panel (Window > Layers), double-click the default Layer 1 to open the Layer Options dialog box. Change the name of the layer to Header and make the layer whatever color you like (see Figure 2). Click OK.

    Figure 2 Creating a new layer.

    You’ve created all four of the layers for your web page design mockup.

    TIP

    Have a simple document that might not require layers? You can still use layers to your advantage. Since the color of the layer in the Layers panel dictates the color of the content’s bounding boxes, anchor points, and more, you can double-click the name Layer 1 and change the layer color to a color that makes the anchor points and bounding boxes easier to see and select.

    Naming Layers

    Another potentially important aspect of working with layers is the naming of layers, which can save you time by keeping your content better organized. The following list discusses a few general naming conventions for layers. Choose the conventions that mesh best with your personal working style.

    • Be consistent when naming layers in either uppercase or lowercase.
    • Keep layer names short and sweet.
    • By default, the Layers panel doesn’t take up much screen real estate on most monitors. Using long layer names may change that situation.
    • Create a naming convention for special layers such as templates or masks[md]all uppercase, for example.
    • Try different naming conventions for layers and sublayers. It may seem silly, since the sublayers are indented in the Layers panel, but try naming layers with title case (each word having an initial capital letter) and sublayers all lowercase, for example. Visually it will be easier to tell the difference (see Figure 3), making it more likely that you’ll select the correct layer quickly.

    Figure 3 Sample naming conventions for layers.

    Layers Versus Sublayers

    Sublayers should be used in a more complex document, where content needs to be organized within a layer. It may surprise you to learn that the layers in Illustrator, InDesign, and Photoshop differed from each other in Adobe Creative Suite 4 or earlier. Illustrator has always had its own way of working with layers because it not only had the main parent layer(s), but also sublayers. A sublayer is a child of a parent layer. Huh? Sublayers are those “subfolders within folders” that Adobe Help mentioned.

    In Adobe CS5, InDesign adopted layers and sublayers, so now two programs of the big three use sublayers. Actually, Photoshop does as well (sort of), but they’re called layer groups.

    Here’s how you create sublayers:

    1. Select the layer in which you want to create a sublayer.
    2. Alt-click (Windows) or Option-click (Mac) the Create New Sublayer button at the bottom of the Layers panel. The Layer Options dialog box opens immediately. Name the sublayer, select a color, and click OK. The new sublayer is added to the top of the stack that’s underneath the selected layer or sublayer in the Layers panel.

    The selected layer now has a sublayer. If a sublayer was selected in the Layers panel when you used the Create New Sublayer button, a sublayer would be added to that sublayer, creating a layer hierarchy three levels deep.

    NOTE

    If you use Ctrl-Alt-click (Windows) or Cmd-Option-click (Mac) with the Create New Sublayer button, you create a new sublayer at the bottom of the selected layer in the Layers panel.

    Layer Groups

    Similar to sublayers are groups. Try selecting several objects on a layer and then select Object > Group. Look in the Layers panel and you’ll see as a sublayer (shown earlier in Figure 3). You can rename the group by double-clicking the name in the Layers panel. Renaming the group can make it visually difficult to distinguish it from a true sublayer, but also makes it easier for you to know what’s in the group. A potential naming convention for groups might be something like this: ” widgets.” This naming plan still indicates a group, but gives you an idea of what content is in the group.

    Groups in the Layers panel cannot contain sublayers. They also offer fewer options than sublayers do when double-clicked in the Layers panel.

    TIP

    Ever notice how selecting objects on different layers and grouping them forces all of those objects onto one layer? Illustrator doesn’t like having grouped objects spread across multiple layers. A quick fix is to select multiple objects and choose Select > Save Selection. The new selection appears at the bottom of the Select menu. The next time you need to work with that bunch of objects, you can choose it from the Select menu.

    Layers Panel Options

    I always say that you should change the viewing options of the Layers panel to match your working style. Expand the Layers panel (Window > Layers) and choose Panel Options from the Layers panel menu to display the Layers Panel Options dialog box shown in Figure 4.

    Figure 4 Changing Layers panel options.

    In this dialog box, you can start by selecting Show Layers Only. This option hides all the sublayers and makes the Layers panel work like Adobe InDesign CS4 or earlier. This technique can be great if you’re getting lost in the sublayers and need to just focus on the main layers.

    Another option in the Layers Panel Options dialog box is the ability to set row height. The default row size is Medium. If you have a document with lots of layers and you need to be able to see more of them to drag content or layers around, choosing Small will suit you well. If you have a document where you need to be able to see what’s on the layer based on the thumbnail, choose Large.

    Sometimes the layer thumbnails in the Layers panel can be annoying, taking up some of your precious computer processing speed. They can also be plain useless if you have lots of little “pieces.” Deselecting the thumbnail options in the Layers Panel Options dialog box can remove them completely, or allow you to choose which ones to hide.

    What you’ll learn in this Illustrator Tutorial:

    This tutorial provides you with a foundation for working with Adobe Illustrator templatelayers. It is the eighth lesson in the Adobe Illustrator CS6 Digital Classroom book. For more Adobe Illustrator training options, visit AGI’s Illustrator Classes.

    Template layers are locked, nonprinting layers that you can use to manually trace images. Template layers can come in handy when you want to trace a raster image by hand or you want to create artwork from the scan of a mock-up design. Template layers are dimmed so that you can easily see any paths you draw over the layer. When that illustration is placed in a layout application, like InDesign or QuarkXPress, the template layer does not show or print. Template layers can be created in two ways:

    The most common way to create a template layer is upon import, while placing raster artwork into Illustrator as a template. Select File > Place. In the Place dialog box, select the artwork you want to import and select the Template check box in the lower-left corner; then press Place. The file is placed on a locked layer and is dimmed to 50 percent by default, so that you can clearly see any paths you draw over it.

    The second way to create a template layer is to convert an existing artwork layer into a template. Double-click a layer name in the Layers panel. In the Layer Options dialog box that appears, select the Template check box and press OK. The layers icon in the Visibility column changes from the Visibility icon () to a Template icon (), and the layer is automatically locked. If you convert vector artwork to a template layer, it will not be dimmed.

    How to create a new layer in adobe illustrator

    Converting a layer to a template layer allows you to
    manually trace an image with ease.

    Try converting the Large Fish layer to a template layer and trace it manually, using any combination of the path and shape drawing tools.

    In this tutorial, I am going to show you how to create animations in Adobe Illustrator. Mostly Adobe Flash or similar software programs are used to create animations but those who don’t have enough knowledge of Flash can use this technique to create animations. Adobe Illustrator is generally used for designing but you can also animate your designs by exporting layers data as frames.Before starting this tutorial I highly recommend you to have the basic knowledge of Illustrator Layers. Let’s take a look what we are going to create.

    A cool looking animated text effect. Let’s get into it.

    Step1

    Create a document of desired dimensions then write your text that you want to animate. I already have some text on the artboard.

    Step2

    Now, right click on the text and click on Convert to Outlines (Ctrl + Alt + O) option from the pop up menu. Right click on the text again and click on Ungroup (Ctrl + U) to ungroup the alphabets.

    Step 3

    Now, Select the text and copy it by pressing Ctrl + C and lock the Layer 1. Create a new layer and press Ctrl + F to paste the text in the exact same place. Select first alphabet from the text and move it little bit upwards using arrow keys.

    Tip: Use Shift + Arrow keys to move your object faster.

    Step 4

    We have to repeat the same process for each alphabet so copy the text from Layer 2 and lock the layer. Create a new layer and press Ctrl + F to paste the text at the place. Now, move the first alphabet back to it’s original place and move the second alphabet upwards.

    Step 5

    It is quite confusing process to follow so let me explain it in more detail. We have to follow these simple steps to do it correctly.

    Copy » Lock the layer » create new layer » Paste » manipulating the text » copy (see image)

    Step 6

    After repeating the same process of copy, pasting and adjusting stuff with all the alphabets, you should have something like this (see image).

    Step 7

    Now, go to File > Export…, it will bring up the Export dialog. Give your file a name and select *.swf file format from save as type dropdown and click on Save button.

    Step 8

    After clicking on save button, Adobe Illustrator will pop up SWF Options dialog. Under SWF Options dialog, set Export as dropdown to export AI layers to SWF Frames. Now, click on Advanced button to reveal some advanced options. Set the desired frame fate, I am using 15 fps for the current one and turn on Looping checkbox.

    Step 9

    Layer Order
    By making use of Layer Order you can control the starting point of the animation.

    Bottom Up
    In the Bottom Up layer order, the animation starts from bottom layers and end with the upper layers.
    Top Down
    In the Top Down layer order, the animation starts from Top layers and end with the bottom layers.

    Step 10

    If you have any common object (static/ non-animated) in your animation then just export it as static layer. In my case I have my background object common in every frame so I am exporting it as static layer. Click OK to complete the exporting process.

    Step 11

    Here’s our final animation.

    I hope you enjoyed the tutorial. You can create some more cool animations using this technique. For you problems and suggestions just email me or leave your comment below in the comment section. Thanks

    How to create a new layer in adobe illustrator

    If you’re a beginner using Adobe Illustrator, you may have questions about how to copy and paste the same object or text for designs that require an element to be repeated over and over again. The most practical way to copy an exact object is to duplicate a layer.

    Copy & Paste to Duplicate a Layer

    1. Open a new file by clicking on “File” > “New“.

    2. Provide the needed values and properties to create a New Document. Press “OK“.

    3. Start placing elements on your artboard.

    How to create a new layer in adobe illustratorPlacing elements on your artboard

    4. In the Layer Panel, select the layer in which the elements that you want to duplicate is on by clicking on the small round button in the rightmost side of the layer. Clicking on this button will select every element in the layer.

    How to create a new layer in adobe illustratorLayer Panel

    5. After clicking on the circle button, go to “Edit” > “Copy” or press Command+C / Control+C. Click the circle to select entire element.

    How to create a new layer in adobe illustrator“Edit” > “Copy”

    6. Go back to the Layer Panel and Create a New Layer.

    How to create a new layer in adobe illustratorCreate a New Layer

    7. In your New Layer, click on the circular button.

    How to create a new layer in adobe illustratorClick on the circular button.

    8. Press Command+F or go to “Edit” > “Paste in Front“(you can also choose Paste, Past in Back, Paste In Place or Paste On All Artboards).

    How to create a new layer in adobe illustrator“Edit” > “Paste in Front”

    9. Your layer has now been duplicated. Repeat the above steps to duplicate more layers. Click the circle.

    How to create a new layer in adobe illustratorYour layer has now been duplicated

    There is a much easier way to do this. In the Layer panel there is a menu option in the upper right hand corner to duplicate the layer.

    The Layers Panel in Illustrator allows you to organize and manage complex artwork. Sublayers are the objects create on a layer.

    1. When you create a new file, there is always a default Layer 1 . Once you’ve added an object to an artboard, the Layers Panel , will display an expansion arrow next to the current layer. Click that arrow to see a list of the layer’s content, or sublayers.
      How to create a new layer in adobe illustrator
    2. The Layers Panel is structured in columns with controls for turning off or on the layer or sublayer’s Visibility, or Locking them. The color bars indicate what the frame color of a selected object on that layer will be. The Target column lets you select objects on the layer. There are also buttons at the bottom of the panel for managing the layers and sublayers.
      How to create a new layer in adobe illustrator
    3. New layers can be created by clicking the Create New Layer button. The layers can be given significant names by double-clicking directly on the default layer name to highlight the text. Here, three additional layers have been created, and all layers named according to content.
      How to create a new layer in adobe illustrator
    4. To move content from one layer to another, expand the layer containing the objects and select them. To move more than one object, click on the first, then hold down Shift and click the additional sublayers. Once the sublayers are selected, click and hold, then drag them to just under the layer you want them on. You’ll see a blue line appear under the destination layer.
      How to create a new layer in adobe illustrator
    5. Additional controls for layers can be accessed by clicking the layer, then going to the Layer Panel Menu and choosing Options for “[name]”.
      How to create a new layer in adobe illustrator
    6. The Layer Options also let you rename a layer, but there are additional options for changing the selection color, locking, print supression, or dimming the layer.
      How to create a new layer in adobe illustrator
    7. Clipping layers create masks where a minimum of two objects are used and areas outside the topmost object’s boundaries are masked out. To make a clipping layer through the Layers Panel, all objects must be on a sublayer. Select the sublayer in the Layers Panel , then click Make/Release Clipping Path .
      How to create a new layer in adobe illustrator
    8. The topmost object masks everything underneath.
      How to create a new layer in adobe illustrator

    Kate Cahill is a graphic designer, writer, and creative director who has developed content for print and web. As creative director, she has produced award-winning work for agencies focused on the pharmaceutical and health and beauty aid industries. She has also served as production manager, with responsibility for the successful fulfillment of long-run print contracts. Kate has been delivering training for Webucator clients since 2010. Her enthusiasm for cutting-edge technology, combined with hands-on practical experience, brings an added benefit to her classes. Kate teaches real-world techniques and integration of Adobe software, as well as Microsoft PowerPoint, to produce a fully developed and cohesive brand identity.

    Webucator provides instructor-led training to students throughout the US and Canada. We have trained over 90,000 students from over 16,000 organizations on technologies such as Microsoft ASP.NET, Microsoft Office, Azure, Windows, Java, Adobe, Python, SQL, JavaScript, Angular and much more. Check out our complete course catalog.

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    How to create a new layer in adobe illustrator

    What you’ll need

    To get started with Draw, sign in with your Adobe ID or create one for free. We’re using Draw on an iPad Pro. Some features and the user interface may vary between iPad, iPad Pro, iPhone, and Android devices.

    Start a new project

    See all your projects in Work view. Tap (+) to create a new project, and then tap a Document Preset to select a format — all presets include helpful details like size and resolution. Once in your new document, tap (+) and choose an Image Layer to place an image from your Camera Roll. You can also choose a reference image from other sources like Adobe Stock. See Quickly find and buy Adobe Stock assets to learn more.

    Use a two-finger pinch to zoom the image, and then tap the Image Layer and reduce the opacity. Next, drag the Image Layer below the Draw Layer in the layer stack so it’s ready to trace.

    Trace or draw freehand with brushes

    The main toolbar contains five brushes and an eraser. Long-press a brush to see the available brush types, or double-tap a brush to change its settings. Drag up or down on the Size and Opacity controls to change the values, and refine your brush in Brush settings. Make changes to attributes such as Roundness, Angle, and Taper, and then start tracing.

    Tip: You can switch out a default brush with a new one. If you like using a certain brush for your work, add it to your toolbar in different sizes, opacities, and settings.

    Work with color

    Choose a brush and tap Color. Choose a color from the built-in color themes or mix a color using the color Picker. Tap (+) to save a favorite color to your Library — now you can access it from your Library anytime, and also from other Adobe apps like Adobe Photoshop Sketch. As you paint, you can long-press on a closed stroke to fill it with color. Or long-press on Color and drag an eyedropper to sample a color from your artwork.

    Tip: The default choice in the color Picker is Wheel, but you can also choose colors from RGB or from History (colors you’ve used before).

    Add shapes and work with layers in your drawing

    Organize your drawing by placing colors and objects on separate layers. Tap a layer for more options — give the layer a unique name, adjust its opacity and Blend Mode (which controls how colors interact with layers below it), and hide or show the layer by tapping the eye icon at the top.

    Tip: Double-tap a layer’s thumbnail to quickly hide or show it.

    Tap the shape icon at the top to add straight lines, curves, and shapes. Drag along the edge of a shape to trace it, double-tap to stamp it, or long-press to fill with color. We added a halftone texture — a vector shape created in Adobe Capture and saved to a Library — and deleted unwanted parts of the layer with the Eraser tool. To use our halftone screen in your designs, open the Halftone Library and click Save to copy the library to your account. View Capture colors, shapes, and brushes on the go to learn how to capture your own shapes.

    Save your drawing and share it

    Draw auto-saves your project as you make refinements. Tap Close at any time to return to Project view. Tap (+) to add another document to the project. You can duplicate, delete, or move documents from one project to another by tapping “…” and selecting the document you want to affect. You can do the same with entire projects in Work view.

    In Document view, tap the share icon to explore ways to export and share your work. You can refine your artwork on the desktop (Adobe Desktop Apps > Illustrator), publish your project to Behance in one step, or add it to your Camera Roll (Image > Save Image). Or save a PDF (Creative Cloud Files as PDF) and generate a sharable link (Link to Project).

    Transcript

    This is how to duplicate layer content in Adobe Illustrator. Sometimes when we’re in Illustrator, we want to copy multiple things that we may have on a layer. It’s much easier to just grab everything and put it in a new layer so that’s what we’re going to teach you how to do.

    Let’s go over and we’re going to go to our tools panel. Click the rectangle tool. Just going to draw out some rectangles, maybe change their colors. Now, when we have all this stuff, it’s all on layer one. If you move to the right in your windows panel, you’ll notice that you have layers and then layer 1 is where all of this artwork is. If you were to expand it, you’ll notice that it’s all underneath here.

    Now let’s say we create a new layer by clicking the “new layer” button at the bottom of the window. And let’s say we want all of this artwork to also be on the second layer. What we do is we can select all of it by clicking and dragging a marquee box around every item or to the right of the layer 1, we see a circle and it says, “Click to target and drag appearance.” If we click that circle, it will then highlight everything that’s in that layer. We either use or selection tool and highlight them or we just click the circle and then what we can do is command or Ctrl C (depending on whether you’re on a Mac or PC) and you copy all the content and then you click to select a new layer. Click the circle of the new layer and then you can Command F and it will paste all of the content on your new layer. So now if you hide that layer, it almost looks identical because everything is the same there, but you’ll notice when you move it, all the content that you wanted to copy is now in the new layer. And that’s how you duplicate layer content in Adobe Illustrator.